0.948
RevenueILS B
1.869
1.972
2.052
2.163
2.292
2.438
2.504
2.576
2.685
2.779
1.033
3.93%
4.60%
23
8.69
Revenue growth%
8.18
6.53
7.95
9.36
10.71
9.83
7.83
6.24
6.70
8.10
16.18
7.83
8.03
19
4.02
NIM%
3.40
5.87
8.79
6.29
3.87
1.62
0.40
2.65
3.39
4.45
13.27
2.65
3.64
15
29.75
Effic. R.%
24.76
25.38
26.79
24.93
22.19
20.67
21.14
20.44
18.23
20.00
20.76
20.44
21.66
55
24.81
Net margin%
10.04
7.10
5.79
4.70
2.25
4.93
3.31
6.31
5.84
8.79
13.97
5.84
5.82
62
33.03
P/E ratio (avg)x
19.98
19.35
18.13
19.78
18.51
18.86
19.39
17.89
19.75
19.16
31.88
19.16
19.25
31
33.20
P/TBVx
17.08
15.40
16.10
17.08
15.64
16.16
15.04
15.90
17.14
19.06
36.01
16.16
16.13
79
18.61
P/Bx
9.411
8.421
8.497
8.250
8.624
9.044
8.274
8.660
7.428
7.132
33.67
8.274
8.459
89
1.899
NIIILS B
1.144
1.225
1.247
1.316
1.390
1.470
1.516
1.583
1.667
1.677
1.033
3.83%
4.53%
—
25.96
NII grth%
27.00
27.06
30.01
27.96
27.89
28.35
26.81
29.15
28.81
25.97
7.43
28.35
27.92
9
16.50
ROTE%
11.91
13.58
12.97
12.46
14.61
12.44
10.83
11.12
12.38
11.06
20.79
11.12
12.41
93
13.61
Return on equity%
29.95
28.51
26.19
28.31
27.89
27.59
29.50
27.59
26.17
28.61
21.66
27.59
28.10
44
6.44
Return on assets%
13.27
10.61
7.97
5.33
8.04
5.59
7.16
7.40
7.83
6.50
6.27
7.16
7.61
34
47.63
EPSILS
14.66
13.81
11.90
10.84
10.29
10.77
9.68
8.51
7.95
8.01
51.05
(4.90%)
(5.33%)
—
3.72
EPS growth%
25.11
24.60
25.10
23.88
21.44
20.04
18.47
19.16
18.99
18.72
12.77
18.99
20.74
89
16.47
Bookvalue per shILS
9.71
9.04
10.10
10.83
11.93
11.38
11.84
10.68
10.79
11.29
39.44
(1.10%)
1.57%
—
10.19
TBV/shILS
15.87
14.41
13.46
14.81
15.38
15.26
14.42
13.52
14.42
13.72
25.83
(2.26%)
(2.72%)
—
13.91
Dividend per shILS
67.69
77.54
81.34
80.99
92.36
105.58
105.13
106.19
111.62
109.60
48.75
3.48%
5.63%
—
22.03
Div yield (avg)%
19.71
21.53
22.24
19.33
18.23
15.45
14.69
14.66
12.51
13.83
7.26
14.66
16.84
60
20.46
Payout ratio%
13.57
15.61
15.81
15.72
18.28
17.91
15.53
17.87
18.82
19.30
7.78
17.91
16.84
60
34.68
Shares (diluted)M
30.59
31.23
33.69
31.67
33.13
29.32
25.78
23.47
23.37
22.49
35.06
(7.45%)
(3.20%)
90
24.31
Buyback yield%
21.45
18.45
17.18
16.55
18.80
15.88
16.05
18.91
16.02
13.26
11.50
16.02
16.87
34
171.97
Eq/Assets%
15.09
14.25
14.28
13.20
11.62
10.92
11.47
12.62
13.03
12.31
73.33
12.31
12.82
16
2.675
AssetsILS B
10.30
11.43
12.01
13.04
14.16
15.73
17.31
18.82
20.30
21.62
0.631
8.83%
8.83%
43
1.536
LT debtILS B
3.369
3.129
3.139
2.855
2.748
3.007
3.161
3.202
3.319
3.048
1.185
2.09%
0.22%
85
Total assets
ILS 21.62B
8.83%
1.49×
Revenue
ILS 2.779B
4.60%
1.00×
Non-interest expense
ILS 1.656B
4.72%
1.01×
Net interest income
60.36%
Non-interest income
39.64%