729.2
Revenue$M
406.1
442.9
470.0
511.5
559.5
589.4
619.6
670.1
716.4
763.2
781.6
6.41%
7.42%
69
7.64
Revenue growth%
6.16
5.67
4.45
2.35
2.61
0.40
0.40
1.32
0.40
0.40
3.78
0.40
1.84
91
26.90
NIM%
26.35
27.11
27.17
26.33
23.98
22.44
25.31
23.78
24.11
22.74
16.98
23.78
24.71
58
23.50
Effic. R.%
11.32
11.18
8.27
8.12
6.43
8.59
9.52
7.59
6.13
5.80
9.96
7.59
8.20
38
19.96
Net margin%
11.19
12.54
12.17
13.12
11.04
11.46
10.79
8.95
9.33
11.49
3.94
10.79
11.32
36
9.411
P/E ratio (avg)x
10.21
9.142
8.581
7.914
7.311
7.890
7.800
8.066
7.566
7.352
27.43
7.800
7.902
14
9.974
P/TBVx
30.77
33.48
39.06
42.78
44.13
45.93
44.57
48.46
49.34
49.91
31.41
48.46
44.35
57
25.72
P/Bx
12.24
12.33
13.75
15.25
17.98
19.16
20.05
21.62
21.84
25.77
11.30
21.62
18.57
46
440.2
NII$M
249.3
276.5
296.7
317.2
343.2
372.2
384.3
417.5
441.5
468.1
891.9
6.41%
7.16%
—
17.93
NII grth%
19.54
18.61
17.75
19.12
19.50
19.76
18.97
21.73
21.03
23.85
28.32
21.03
19.52
78
26.25
ROTE%
10.81
13.37
14.53
13.69
16.38
13.63
12.07
11.41
13.38
12.50
28.18
12.50
13.38
47
28.69
Return on equity%
28.54
30.04
32.02
32.33
32.63
30.99
33.59
32.02
31.53
34.44
6.24
32.02
32.02
64
15.99
Return on assets%
8.54
10.47
8.46
7.22
5.13
8.12
6.24
7.95
6.13
6.81
24.18
6.81
7.59
18
0.90
EPS$
1.85
1.64
1.53
1.35
1.31
1.22
1.08
0.97
0.85
0.81
0.98
(9.12%)
(7.29%)
—
15.34
EPS growth%
22.41
24.74
26.39
25.29
23.57
26.18
24.02
22.40
24.10
26.75
6.87
24.10
24.42
90
3.10
Bookvalue per sh$
4.53
4.48
4.27
4.28
3.89
4.08
4.51
4.51
4.65
4.62
1.46
3.46%
0.14%
—
3.35
TBV/sh$
2.99
3.11
2.79
2.63
2.46
2.15
2.22
2.08
1.86
1.70
3.90
(7.04%)
(4.57%)
—
1.11
Dividend per sh$
0.70
0.67
0.71
0.67
0.72
0.72
0.65
0.69
0.66
0.70
0.69
(0.43%)
(0.02%)
—
26.61
Div yield (avg)%
24.37
22.41
24.19
22.74
24.39
27.28
24.90
23.21
23.95
26.76
13.28
24.90
24.28
54
26.79
Payout ratio%
6.98
4.47
2.07
0.40
2.52
0.77
0.40
0.40
1.88
4.19
6.63
0.77
1.97
67
96.27
Shares (diluted)M
114.5
113.8
117.6
114.7
135.5
130.6
140.8
165.5
189.9
225.0
94.55
10.68%
6.69%
89
24.59
Buyback yield%
2.58
2.22
1.08
1.13
2.99
3.45
1.00
1.21
1.48
1.29
10.86
1.29
1.39
50
92.69
Eq/Assets%
110.06
113.45
117.72
106.54
99.39
102.30
114.37
122.12
131.50
129.74
98.22
122.12
113.91
82
0.361
Assets$B
2.403
2.694
2.915
3.079
3.216
3.609
3.742
4.094
4.531
4.917
0.280
8.86%
7.93%
43
0.745
LT debt$B
1.160
1.352
1.409
1.415
1.703
1.801
2.043
2.090
2.387
2.427
0.871
7.34%
8.54%
21
Total assets
$4.917B
7.93%
1.05×
Revenue
$763.2M
7.42%
1.00×
Non-interest expense
$395.0M
7.53%
1.01×
Net interest income
61.34%
Non-interest income
38.66%