21.09
Revenue¥B
9.018
9.967
10.62
11.79
12.92
13.77
14.73
16.37
18.23
20.19
22.45
9.33%
9.30%
17
15.42
Revenue growth%
16.50
18.85
16.01
13.49
14.02
13.14
15.70
14.56
16.36
18.21
8.63
15.70
15.86
72
13.44
NIM%
22.41
23.91
26.50
28.55
30.20
30.88
30.99
33.31
31.10
33.61
17.61
31.10
30.54
16
2.54
Effic. R.%
27.12
25.13
26.81
28.44
26.94
27.12
26.87
26.59
24.18
21.21
28.50
26.59
26.84
55
24.16
Net margin%
26.13
27.81
25.88
25.35
24.35
25.42
23.53
25.80
28.69
27.23
7.36
25.80
25.84
53
16.11
P/E ratio (avg)x
5.817
6.352
6.674
6.774
7.621
7.865
7.711
8.089
8.675
9.382
35.78
8.089
7.666
40
20.35
P/TBVx
20.74
20.57
23.31
22.61
22.02
25.92
28.94
32.62
31.17
36.00
13.04
31.17
24.61
36
22.42
P/Bx
31.44
32.79
36.22
39.57
40.71
36.95
35.80
32.52
32.09
33.51
25.02
33.51
34.65
52
18.78
NII¥B
6.352
7.017
7.439
8.240
8.944
9.507
10.14
11.29
12.54
13.83
4.763
9.11%
9.18%
—
2.02
NII grth%
12.07
10.30
9.15
9.13
9.43
10.02
12.17
14.34
14.95
15.09
18.96
14.34
11.19
27
17.93
ROTE%
25.53
23.81
25.76
23.56
21.73
20.27
19.14
18.85
17.81
18.28
25.13
18.85
21.00
28
14.44
Return on equity%
7.94
10.64
13.12
13.06
12.68
13.23
15.48
12.86
10.85
12.28
26.32
12.86
12.77
40
15.21
Return on assets%
35.69
35.42
37.98
39.37
37.51
36.33
37.21
38.35
38.64
36.30
8.18
37.21
37.36
34
0.61
EPS¥
0.91
1.05
1.21
1.18
1.19
1.39
1.37
1.42
1.61
1.72
0.63
7.67%
8.07%
—
5.67
EPS growth%
15.88
14.15
15.72
14.25
14.62
12.50
15.09
12.69
14.68
12.65
9.33
12.69
14.43
13
0.80
Bookvalue per sh¥
0.39
0.38
0.46
0.48
0.50
0.54
0.57
0.60
0.63
0.75
0.82
8.58%
7.47%
—
0.29
TBV/sh¥
0.49
0.48
0.48
0.45
0.51
0.48
0.45
0.44
0.50
0.49
0.31
(0.72%)
1.22%
—
1.02
Dividend per sh¥
0.80
0.83
0.91
0.88
1.01
1.17
1.34
1.41
1.65
1.74
0.25
11.55%
8.67%
—
19.19
Div yield (avg)%
13.99
15.92
17.01
16.38
14.47
13.82
13.74
13.72
15.75
16.01
5.51
13.82
15.11
44
7.39
Payout ratio%
24.68
25.58
24.27
23.59
24.58
24.03
23.80
25.61
24.65
26.16
11.57
24.65
24.62
65
9.770
Shares (diluted)B
8.943
10.22
9.998
9.798
10.95
10.07
9.364
8.616
9.518
10.71
9.871
(0.44%)
1.93%
8
24.81
Buyback yield%
11.57
8.81
5.94
8.16
8.25
6.56
7.91
6.43
5.65
7.17
3.98
6.56
7.54
29
116.35
Eq/Assets%
35.02
39.44
41.70
45.44
43.79
51.79
55.60
59.58
61.38
70.91
158.99
59.58
48.62
56
15.36
Assets¥B
59.88
66.48
71.87
80.80
86.70
93.51
96.37
106.2
117.4
124.0
12.45
7.41%
8.18%
62
16.63
LT debt¥B
14.20
14.20
16.28
16.23
16.76
17.67
18.86
21.83
22.16
20.90
5.012
4.52%
3.83%
9
Total assets
¥124.0B
8.18%
0.90×
Revenue
¥20.19B
9.30%
1.00×
Non-interest expense
¥9.308B
9.47%
1.02×
Net interest income
68.52%
Non-interest income
31.48%