236.7
Revenue₹B
224.7
232.4
242.2
248.9
253.6
266.8
279.5
294.9
309.0
317.2
249.7
4.58%
3.88%
77
3.02
Revenue growth%
2.58
4.69
7.59
6.50
5.94
3.82
4.76
6.43
8.99
8.89
25.33
6.43
6.19
65
16.75
NIM%
4.02
1.69
0.40
0.40
2.85
3.56
5.49
7.01
9.74
10.68
4.80
7.01
3.79
62
8.38
Effic. R.%
17.37
14.56
14.27
11.38
12.64
10.06
12.49
14.63
15.98
15.98
25.42
14.63
14.41
87
7.73
Net margin%
25.73
25.93
24.18
24.41
22.77
23.76
21.47
20.45
21.69
22.39
19.29
21.69
23.27
88
26.77
P/E ratio (avg)x
18.63
18.73
20.01
19.72
18.87
19.55
21.36
24.11
27.44
28.05
10.66
24.11
19.86
23
34.08
P/TBVx
44.55
49.81
53.51
62.88
67.73
69.20
79.36
82.62
96.73
91.85
30.08
82.62
68.47
73
14.43
P/Bx
40.75
41.75
42.01
42.71
48.31
54.41
56.74
60.19
55.23
61.46
24.63
56.74
51.36
32
15.26
NII₹B
171.4
178.3
188.1
192.4
193.8
206.2
215.9
230.3
240.1
247.7
38.68
5.04%
4.02%
—
10.76
NII grth%
19.74
22.15
25.12
26.13
27.97
25.03
27.16
29.87
27.55
29.53
28.79
27.55
26.64
79
20.09
ROTE%
23.59
22.74
24.26
21.85
21.37
23.53
23.76
24.61
25.30
22.44
26.80
23.76
23.56
55
28.66
Return on equity%
12.68
10.87
9.14
10.71
9.92
10.38
9.82
9.76
10.75
9.51
15.09
9.82
10.15
60
6.48
Return on assets%
3.69
4.12
1.96
0.40
0.40
2.91
0.83
0.40
1.91
2.40
17.56
1.91
1.94
68
55.61
EPS₹
98.72
110.76
113.59
128.70
126.26
125.67
121.09
115.93
131.05
141.50
57.32
2.31%
5.47%
—
19.54
EPS growth%
4.12
3.27
1.61
4.02
3.42
2.68
0.93
1.33
0.40
0.40
4.42
0.93
2.15
42
74.13
Bookvalue per sh₹
55.07
55.55
63.04
61.10
65.36
64.36
73.23
79.94
90.54
105.23
133.67
9.99%
6.99%
—
66.61
TBV/sh₹
115.09
106.47
107.41
118.43
119.19
134.43
129.92
146.64
158.80
176.23
148.69
8.13%
4.43%
—
133.57
Dividend per sh₹
222.22
238.35
270.53
297.85
297.29
339.00
363.79
359.35
363.01
353.73
116.13
3.54%
5.73%
—
10.01
Div yield (avg)%
13.61
16.52
17.87
17.74
16.46
19.38
17.71
16.25
18.35
16.86
16.81
17.71
17.29
85
11.44
Payout ratio%
17.96
18.55
16.46
15.43
16.20
15.70
14.00
13.81
15.91
16.04
14.39
15.70
15.98
12
1.345
Shares (diluted)B
1.422
1.499
1.604
1.450
1.365
1.508
1.632
1.637
1.501
1.484
1.358
1.69%
(0.12%)
59
6.39
Buyback yield%
7.85
5.84
4.18
5.61
4.58
3.31
3.65
2.38
4.37
7.25
4.70
3.65
4.47
81
82.31
Eq/Assets%
132.52
135.50
149.35
153.50
171.79
157.80
166.66
172.14
167.14
165.82
96.97
166.66
161.81
73
17.15
Assets₹B
982.3
1,101
1,184
1,277
1,355
1,502
1,554
1,712
1,915
2,071
273.3
8.85%
8.99%
58
202.0
LT debt₹B
323.1
301.8
285.2
264.6
253.2
293.5
301.5
343.7
377.6
367.4
59.27
7.73%
2.35%
8
Total assets
₹2.071T
8.99%
1.62×
Revenue
₹317.2B
3.88%
1.00×
Non-interest expense
₹192.5B
3.67%
0.98×
Net interest income
78.10%
Non-interest income
21.90%