165.1
Revenue₹B
131.4
133.5
141.3
148.1
152.1
157.1
166.8
177.0
187.1
196.5
169.2
5.26%
4.26%
62
29.81
Revenue growth%
23.19
20.60
22.38
20.14
19.87
21.96
23.05
20.38
18.25
17.92
12.88
20.38
20.49
20
25.03
NIM%
5.03
5.75
5.43
4.39
3.66
1.88
0.40
2.16
0.40
0.40
27.74
0.40
2.91
39
28.99
Effic. R.%
8.50
9.21
11.21
9.18
9.13
11.78
12.50
12.39
11.07
13.60
19.30
12.39
11.14
77
8.18
Net margin%
25.91
26.05
26.25
27.18
28.99
28.81
31.48
32.12
31.70
33.90
8.91
31.70
28.90
25
15.17
P/E ratio (avg)x
11.11
12.61
13.05
11.86
13.07
12.43
12.62
13.15
14.09
13.22
13.87
13.15
12.83
51
28.03
P/TBVx
28.98
30.54
28.12
27.10
25.25
22.95
23.16
22.81
21.75
21.58
29.33
22.81
24.20
69
24.85
P/Bx
20.04
18.96
17.24
16.39
15.01
13.50
12.63
13.48
15.02
15.09
11.24
13.50
15.06
78
176.6
NII₹B
79.96
80.03
84.13
90.01
90.89
95.75
100.0
107.8
114.9
120.1
110.0
5.72%
4.50%
—
9.95
NII grth%
19.15
19.62
18.99
18.38
16.56
14.88
12.18
11.56
9.94
10.49
13.25
11.56
15.72
39
7.38
ROTE%
15.40
17.46
16.53
15.64
16.55
19.04
16.24
18.47
15.99
16.62
12.50
16.62
16.54
72
19.95
Return on equity%
27.59
25.90
26.64
28.23
29.05
30.58
29.32
28.77
27.13
25.09
28.38
28.77
27.91
66
15.33
Return on assets%
26.43
26.85
26.38
24.27
22.47
19.86
20.32
22.42
22.75
22.40
19.62
22.40
22.61
44
14.54
EPS₹
22.18
25.33
25.41
27.92
26.37
26.93
29.56
29.19
28.13
26.32
15.56
(0.04%)
3.11%
—
11.05
EPS growth%
17.93
15.22
16.80
17.22
17.54
16.14
14.52
17.20
16.07
18.49
28.20
16.14
17.00
37
21.39
Bookvalue per sh₹
17.84
19.29
17.62
18.07
18.24
19.02
16.87
15.95
14.48
13.12
12.49
(6.39%)
(2.41%)
—
18.64
TBV/sh₹
3.21
3.07
3.03
3.22
3.18
3.48
3.86
3.80
4.07
4.32
14.26
6.34%
2.64%
—
4.87
Dividend per sh₹
25.82
27.79
28.47
30.64
34.59
37.75
41.86
41.74
45.93
51.01
9.78
8.08%
7.76%
—
16.38
Div yield (avg)%
15.41
16.67
18.64
20.71
19.82
18.12
17.54
15.67
15.16
16.70
15.50
16.70
17.12
52
7.85
Payout ratio%
22.72
23.07
20.26
20.03
18.10
15.58
17.76
15.06
16.58
16.78
7.56
16.58
17.93
32
7.572
Shares (diluted)B
9.790
9.834
11.13
11.54
11.09
10.63
11.41
10.85
12.33
12.81
7.539
2.93%
2.85%
63
25.79
Buyback yield%
21.35
18.69
20.07
22.97
20.55
21.88
19.75
20.19
17.20
15.26
5.41
19.75
20.13
74
33.79
Eq/Assets%
101.46
107.30
111.23
112.97
119.67
140.10
148.47
164.92
170.07
182.00
144.80
164.92
129.88
58
55.91
Assets₹B
625.9
664.5
696.4
749.9
829.5
843.0
943.9
1,021
1,113
1,191
58.89
7.50%
7.28%
69
152.2
LT debt₹B
143.3
138.2
133.9
147.9
157.4
159.1
165.4
178.1
207.2
241.6
127.9
8.95%
6.05%
10
Total assets
₹1.191T
7.28%
1.33×
Revenue
₹196.5B
4.26%
1.00×
Non-interest expense
₹104.4B
4.55%
1.03×
Net interest income
61.09%
Non-interest income
38.91%