265.8
Revenue₹B
381.1
412.0
444.0
472.5
497.5
529.5
558.2
609.8
664.0
723.0
285.0
7.77%
7.56%
75
20.90
Revenue growth%
32.87
34.53
35.34
37.38
37.35
40.00
37.85
35.80
36.44
36.14
25.61
36.44
36.29
12
6.72
NIM%
10.23
7.29
6.63
6.06
7.17
4.59
3.84
5.07
3.23
3.78
6.97
3.84
5.56
70
6.41
Effic. R.%
23.39
25.87
28.59
28.39
25.84
24.01
23.11
21.48
23.03
21.81
5.53
23.03
23.70
90
18.26
Net margin%
17.77
16.75
16.94
15.58
17.83
15.80
16.21
14.60
12.01
13.77
21.57
14.60
16.00
14
22.76
P/E ratio (avg)x
40.19
43.86
47.76
50.31
56.35
66.42
75.88
80.83
87.19
83.37
16.45
80.83
61.39
29
29.86
P/TBVx
27.72
29.35
31.23
34.07
34.37
30.38
31.99
29.94
31.16
28.51
25.00
30.38
30.77
67
36.53
P/Bx
17.73
19.06
22.06
22.36
24.28
24.62
24.67
28.65
29.78
28.90
36.85
28.65
24.45
46
528.6
NII₹B
296.7
321.0
344.8
366.7
387.5
407.8
428.6
473.1
517.1
555.9
368.9
7.48%
7.39%
—
28.14
NII grth%
24.57
25.50
22.73
24.16
22.35
21.11
20.63
18.24
18.73
17.66
12.06
18.73
21.73
86
18.25
ROTE%
12.02
11.55
10.62
8.34
9.72
10.80
12.43
14.92
16.91
18.82
29.46
14.92
11.78
75
19.66
Return on equity%
14.38
13.23
14.52
12.75
12.41
14.53
13.79
11.03
10.94
13.59
28.03
13.59
13.41
56
27.21
Return on assets%
24.68
25.29
25.38
23.24
24.99
24.57
24.06
24.49
22.41
21.27
22.47
24.06
24.53
83
14.70
EPS₹
23.96
23.13
23.76
24.81
25.21
25.77
29.25
34.81
38.80
43.62
15.35
11.59%
5.78%
—
21.30
EPS growth%
4.64
6.09
6.18
8.20
7.05
9.89
12.70
11.13
10.57
9.98
28.54
10.57
9.04
80
5.64
Bookvalue per sh₹
15.68
16.35
14.68
13.34
13.49
13.77
14.64
14.41
13.49
12.06
8.36
(2.22%)
(2.55%)
—
26.56
TBV/sh₹
12.48
13.26
11.97
11.64
12.14
11.16
12.43
13.22
12.66
11.54
12.03
(0.99%)
(0.35%)
—
8.32
Dividend per sh₹
11.39
12.30
13.41
13.18
14.58
15.09
14.25
15.26
15.19
16.91
4.53
3.01%
3.74%
—
6.75
Div yield (avg)%
10.80
13.27
13.38
15.45
17.85
17.15
14.83
16.91
19.00
20.18
16.75
17.15
16.18
25
22.32
Payout ratio%
22.34
25.13
25.76
26.68
23.75
23.56
26.36
23.78
21.98
23.12
24.99
23.56
23.77
53
5.163
Shares (diluted)B
4.682
4.432
4.398
4.647
4.970
5.228
4.705
4.764
4.534
4.605
5.226
(1.52%)
(0.93%)
92
21.02
Buyback yield%
19.57
18.49
20.83
21.48
21.06
22.87
25.34
25.51
23.46
23.27
17.54
23.46
22.17
54
129.75
Eq/Assets%
107.60
104.83
111.32
124.42
145.06
166.77
194.90
233.07
256.38
264.37
75.43
233.07
155.91
89
376.7
Assets₹B
1,445
1,551
1,712
1,936
2,161
2,265
2,514
2,797
3,014
3,304
295.1
8.87%
9.16%
41
296.5
LT debt₹B
141.0
129.0
121.7
123.2
112.9
116.5
123.7
121.5
106.9
100.8
454.3
(2.23%)
(2.20%)
81
Total assets
₹3.304T
9.16%
1.16×
Revenue
₹723.0B
7.56%
1.00×
Non-interest expense
₹433.9B
7.76%
1.02×
Net interest income
76.89%
Non-interest income
23.11%