264.2
Revenue₹B
438.2
446.3
459.9
488.4
510.4
523.4
536.3
562.6
586.4
607.9
270.5
3.56%
3.92%
6
23.28
Revenue growth%
23.43
20.50
23.15
25.70
22.78
22.47
20.77
21.84
23.15
25.19
28.79
22.47
22.97
38
15.77
NIM%
3.75
0.87
2.96
3.07
4.93
7.58
9.01
6.09
4.84
5.48
15.88
6.09
4.88
62
4.52
Effic. R.%
26.29
27.27
26.61
25.76
28.57
31.34
31.71
30.13
28.70
27.37
11.20
30.13
27.97
9
16.59
Net margin%
7.52
6.61
7.60
5.62
7.33
7.16
8.28
10.02
8.38
10.83
15.59
8.38
7.56
70
26.90
P/E ratio (avg)x
32.03
29.65
29.00
31.20
34.71
38.09
34.26
33.47
30.57
27.54
13.16
33.47
31.62
29
33.40
P/TBVx
17.49
19.11
16.64
15.08
13.55
12.94
12.35
13.09
13.67
14.56
22.13
13.09
14.11
54
30.68
P/Bx
17.91
18.34
22.27
26.05
27.48
29.32
35.67
36.47
37.60
44.59
28.01
36.47
28.40
28
96.66
NII₹B
291.9
299.2
306.1
323.5
339.5
355.3
365.3
373.6
391.6
414.0
156.8
4.05%
4.01%
—
13.11
NII grth%
7.54
8.95
8.78
9.97
10.03
7.06
9.97
9.31
9.73
9.01
20.50
9.31
9.16
76
28.54
ROTE%
24.50
23.28
22.81
22.44
22.63
19.98
20.18
18.25
20.48
22.75
21.05
20.18
22.54
82
5.24
Return on equity%
22.01
22.07
21.83
23.43
23.87
24.52
22.92
25.00
22.09
20.80
11.96
22.92
22.50
11
6.50
Return on assets%
23.14
23.51
25.50
23.77
23.60
24.14
22.74
23.03
20.40
17.94
8.44
22.74
23.32
19
11.66
EPS₹
5.71
6.59
7.14
8.12
7.93
7.97
8.08
9.29
9.84
10.51
11.93
5.81%
7.80%
—
8.16
EPS growth%
12.96
14.75
13.13
11.86
14.59
11.91
11.92
10.07
10.84
11.19
28.30
11.19
11.92
71
7.19
Bookvalue per sh₹
4.69
4.76
4.43
4.52
4.84
4.88
5.25
5.21
5.09
4.93
2.18
0.38%
0.77%
—
9.56
TBV/sh₹
15.09
13.41
13.65
12.86
11.41
11.34
10.46
10.02
10.22
9.00
9.89
(4.63%)
(4.04%)
—
7.47
Dividend per sh₹
15.18
15.17
15.30
16.50
17.27
18.31
21.63
26.22
27.72
31.86
12.09
13.04%
7.80%
—
27.39
Div yield (avg)%
11.22
9.02
7.66
9.64
8.98
11.38
10.63
10.43
12.09
11.90
24.30
11.38
10.53
6
24.55
Payout ratio%
27.52
25.32
25.08
22.37
24.51
25.58
23.29
23.62
22.58
22.58
28.89
23.29
24.07
27
11.61
Shares (diluted)B
10.21
8.696
9.323
7.986
8.417
8.731
9.307
10.10
9.370
9.099
11.46
1.57%
(1.67%)
74
27.79
Buyback yield%
6.39
3.70
4.30
6.43
5.58
6.83
9.32
11.34
11.94
9.17
25.80
9.32
6.63
59
143.92
Eq/Assets%
118.07
124.11
120.90
130.21
134.64
143.33
140.95
141.61
141.73
143.37
48.58
141.73
137.79
11
49.47
Assets₹B
970.9
1,070
1,155
1,280
1,308
1,489
1,663
1,769
1,872
2,016
322.4
9.03%
8.30%
64
385.1
LT debt₹B
85.83
95.80
112.8
130.6
152.4
172.2
194.5
196.3
208.0
216.5
352.3
7.27%
10.96%
79
Total assets
₹2.016T
8.30%
1.51×
Revenue
₹607.9B
3.92%
1.00×
Non-interest expense
₹339.2B
4.13%
1.02×
Net interest income
68.11%
Non-interest income
31.89%