408.0
Revenue₹B
475.0
480.1
470.6
471.9
463.3
471.6
471.5
465.7
474.3
482.1
419.7
0.80%
(0.02%)
71
21.52
Revenue growth%
32.37
34.47
33.22
35.28
32.57
33.74
35.27
33.21
34.66
31.66
3.00
33.74
33.48
9
27.40
NIM%
26.83
28.54
27.18
29.37
29.90
31.93
32.91
30.03
32.63
34.97
3.30
32.63
29.96
40
28.15
Effic. R.%
6.25
4.29
3.55
1.62
0.40
0.40
0.40
0.40
0.40
0.40
21.36
0.40
0.40
47
16.93
Net margin%
0.72
3.04
5.28
7.79
6.20
7.04
5.28
3.80
4.98
3.97
26.58
4.98
5.13
69
8.624
P/E ratio (avg)x
29.35
31.95
35.65
37.27
38.01
35.86
37.80
43.51
45.41
49.01
27.20
43.51
37.53
50
30.07
P/TBVx
17.74
20.62
21.01
22.47
23.08
24.47
26.94
26.00
25.16
29.48
22.81
26.00
23.78
81
7.221
P/Bx
18.45
20.92
22.76
25.85
25.60
27.36
30.91
32.01
32.28
36.19
14.17
32.01
26.60
69
264.7
NII₹B
313.1
317.2
312.4
316.0
309.5
313.5
310.6
309.4
312.7
322.3
116.4
0.82%
(0.01%)
—
19.72
NII grth%
33.95
36.58
37.68
38.81
37.00
38.03
39.93
37.91
39.53
36.91
11.65
38.03
37.79
43
24.20
ROTE%
29.09
29.41
27.89
30.23
30.06
33.00
30.30
31.48
28.81
30.34
16.61
30.34
30.15
46
19.62
Return on equity%
26.74
24.51
27.18
26.84
29.11
30.28
29.35
31.53
32.42
32.72
21.09
31.53
29.23
77
9.67
Return on assets%
21.53
21.33
23.62
25.06
27.77
29.44
29.48
30.10
33.05
30.27
15.49
30.10
28.60
19
4.88
EPS₹
8.43
8.96
9.17
8.09
7.78
7.85
8.35
8.02
8.45
7.57
5.23
(0.54%)
(2.20%)
—
28.01
EPS growth%
13.24
12.59
12.92
13.60
14.41
15.08
14.05
14.57
14.87
14.63
17.19
14.63
14.23
76
13.33
Bookvalue per sh₹
14.08
13.01
14.10
14.56
15.83
17.76
19.75
18.33
17.47
18.24
7.57
2.87%
2.17%
—
11.62
TBV/sh₹
9.42
10.85
11.43
10.95
11.02
11.03
12.40
14.20
14.56
16.21
13.93
8.02%
7.29%
—
8.35
Dividend per sh₹
9.61
10.86
11.14
12.19
13.65
15.52
18.12
20.06
23.63
27.03
9.61
14.64%
12.60%
—
26.13
Div yield (avg)%
25.58
25.98
25.49
22.72
23.28
24.90
27.06
24.64
22.63
22.97
16.79
24.64
24.77
75
10.38
Payout ratio%
25.75
27.65
29.58
29.13
31.94
30.38
31.46
32.44
34.73
33.55
15.70
32.44
30.92
87
9.153
Shares (diluted)B
14.92
17.10
16.76
16.98
17.00
20.46
23.59
24.26
24.80
25.68
8.801
8.60%
6.35%
62
18.88
Buyback yield%
13.91
11.80
12.97
11.48
13.44
13.47
10.94
8.35
8.62
10.09
23.94
10.09
11.64
13
161.93
Eq/Assets%
97.86
96.58
94.44
97.45
94.47
80.67
85.11
72.82
77.67
73.61
155.42
77.67
89.77
14
148.4
Assets₹B
1,225
1,324
1,453
1,558
1,588
1,812
1,995
2,187
2,271
2,525
323.2
9.72%
8.52%
43
164.3
LT debt₹B
365.9
423.8
430.4
425.3
410.4
416.6
469.7
450.1
525.8
571.2
213.9
6.83%
4.18%
70
Total assets
₹2.525T
8.52%
2.27×
Revenue
₹482.1B
(0.02%)
1.00×
Non-interest expense
₹240.8B
(0.27%)
0.98×
Net interest income
66.86%
Non-interest income
33.14%