9.449
Revenue¥B
36.30
38.63
40.82
42.78
45.23
47.05
48.07
49.10
51.28
53.24
10.58
3.31%
4.43%
19
28.94
Revenue growth%
19.43
18.37
19.07
20.34
22.95
21.93
21.46
19.24
19.54
20.98
23.47
20.98
19.94
75
15.64
NIM%
14.16
12.04
13.32
10.99
11.94
10.40
9.62
11.84
11.67
11.32
7.20
11.32
11.76
23
24.19
Effic. R.%
0.40
0.40
2.29
0.40
3.13
4.33
4.70
4.87
7.35
7.71
19.28
4.87
3.73
64
3.05
Net margin%
14.30
15.57
14.63
11.82
11.31
13.65
14.32
11.39
10.25
8.49
25.89
11.39
12.74
93
37.43
P/E ratio (avg)x
13.70
13.57
13.32
12.31
11.24
12.10
12.49
11.88
11.89
12.79
29.85
12.10
12.40
44
33.79
P/TBVx
16.47
16.70
19.17
19.32
20.92
20.88
20.24
19.63
21.54
24.72
14.89
20.88
19.93
47
15.57
P/Bx
35.16
42.18
50.58
61.05
64.68
64.10
67.22
79.89
96.10
109.8
9.429
79.89
64.39
64
38.59
NII¥B
25.54
27.69
29.27
29.91
32.03
33.42
34.21
34.54
36.05
37.24
31.39
3.06%
4.41%
—
12.22
NII grth%
8.56
9.22
7.90
5.05
6.34
4.38
5.90
7.30
4.75
7.67
4.84
5.90
6.82
52
23.25
ROTE%
21.95
22.63
19.89
19.52
21.59
22.71
25.07
24.72
23.37
22.64
25.27
23.37
22.64
9
28.05
Return on equity%
8.14
10.62
9.36
9.73
12.26
11.75
11.26
9.16
8.63
6.40
27.45
9.16
9.54
37
27.25
Return on assets%
8.38
10.80
12.24
10.42
10.25
8.39
9.59
6.91
7.80
7.62
28.12
7.80
8.99
6
0.67
EPS¥
0.35
0.33
0.38
0.39
0.40
0.44
0.46
0.50
0.48
0.49
0.70
4.05%
2.63%
—
12.51
EPS growth%
26.67
28.35
27.49
29.54
30.03
28.59
31.19
34.02
37.01
39.90
15.86
34.02
29.78
37
0.42
Bookvalue per sh¥
0.44
0.41
0.42
0.42
0.39
0.40
0.34
0.37
0.32
0.28
0.59
(6.74%)
(5.55%)
—
0.66
TBV/sh¥
0.73
0.77
0.81
0.86
0.94
1.01
0.91
0.99
1.07
0.99
0.24
0.91%
3.83%
—
0.53
Dividend per sh¥
0.53
0.53
0.55
0.67
0.76
0.76
0.91
0.95
0.99
1.13
0.75
8.48%
8.29%
—
10.49
Div yield (avg)%
29.19
31.12
28.57
26.98
28.01
29.35
26.44
26.90
28.34
31.05
7.25
28.34
28.45
56
16.69
Payout ratio%
14.04
15.16
14.77
17.26
19.95
18.41
16.86
19.07
16.91
18.16
10.10
18.16
17.08
26
14.29
Shares (diluted)B
17.40
17.51
16.32
15.73
17.06
17.63
20.24
22.65
23.79
25.72
13.88
8.56%
4.05%
38
26.18
Buyback yield%
22.80
23.30
25.34
24.38
23.31
25.62
25.37
26.39
27.24
24.90
13.85
25.62
25.12
29
123.51
Eq/Assets%
63.10
59.86
58.21
59.41
55.90
61.45
64.50
56.27
51.09
51.63
87.30
56.27
58.81
30
12.30
Assets¥B
161.5
177.0
196.7
218.4
229.1
257.5
278.6
294.6
325.6
340.5
27.60
8.25%
8.35%
44
21.63
LT debt¥B
25.70
30.13
29.54
28.16
32.53
33.03
35.25
35.12
39.85
42.72
39.48
5.60%
6.74%
32
Total assets
¥340.5B
8.35%
1.44×
Revenue
¥53.24B
4.43%
1.00×
Non-interest expense
¥24.09B
4.31%
0.99×
Net interest income
69.95%
Non-interest income
30.05%