26.92
Revenue฿B
41.50
45.71
49.83
53.28
58.48
63.82
69.59
74.32
79.08
85.04
29.99
7.78%
8.14%
16
8.96
Revenue growth%
37.08
38.57
38.23
35.98
38.77
37.24
39.84
39.27
42.23
43.82
12.20
39.84
38.67
76
4.16
NIM%
15.14
13.82
14.86
12.04
13.09
10.99
12.20
14.51
15.01
12.74
25.59
12.74
13.46
46
24.72
Effic. R.%
24.11
22.76
22.21
20.93
19.55
16.58
17.32
15.97
15.37
17.61
3.02
16.58
18.58
29
4.37
Net margin%
22.18
22.00
20.32
17.68
15.88
17.94
19.40
21.55
23.95
23.77
28.66
21.55
20.94
50
11.53
P/E ratio (avg)x
32.68
34.64
37.86
36.07
39.99
38.45
38.75
39.61
42.53
47.67
31.65
39.61
38.60
18
20.31
P/TBVx
19.69
17.90
18.89
20.74
19.79
22.13
22.75
23.37
22.56
21.85
23.01
22.56
21.30
28
12.58
P/Bx
33.16
33.95
30.12
27.08
26.77
23.28
22.08
21.85
20.95
19.13
15.43
21.85
25.03
91
49.38
NII฿B
29.00
32.27
35.08
38.03
41.30
45.05
49.96
52.72
56.52
60.06
10.52
7.78%
8.08%
—
22.17
NII grth%
13.53
16.20
16.45
13.88
13.85
11.34
12.71
15.54
13.20
12.93
16.35
12.93
13.69
89
27.74
ROTE%
26.63
27.94
26.70
28.59
31.46
33.82
35.03
37.70
35.60
33.13
25.44
35.03
32.30
32
13.46
Return on equity%
1.35
0.91
3.66
3.58
0.91
1.86
3.35
1.65
0.40
0.40
8.16
1.65
1.50
62
29.12
Return on assets%
10.92
8.33
6.51
5.05
5.16
4.66
3.04
0.57
2.99
0.40
9.65
2.99
4.86
81
15.52
EPS฿
19.95
22.49
25.69
24.65
25.85
27.98
28.46
31.01
29.94
30.11
16.12
3.10%
4.41%
—
9.81
EPS growth%
31.44
29.96
27.82
30.26
31.77
29.47
31.47
31.34
34.26
35.35
25.04
31.47
31.39
21
10.88
Bookvalue per sh฿
12.47
14.54
15.23
17.99
20.90
21.24
23.91
25.32
24.97
29.99
4.29
7.49%
8.97%
—
10.73
TBV/sh฿
22.90
24.09
24.59
22.94
25.12
28.23
26.90
27.15
29.21
30.46
8.22
3.93%
2.81%
—
8.17
Dividend per sh฿
25.14
28.44
30.16
35.06
34.06
39.82
42.26
41.85
48.03
47.26
8.37
6.76%
7.28%
—
10.33
Div yield (avg)%
21.16
20.85
23.29
25.26
25.20
23.72
22.33
19.97
22.38
20.72
20.76
22.33
22.35
24
3.17
Payout ratio%
1.74
1.25
0.40
0.49
3.00
2.81
3.42
4.81
4.02
5.16
14.98
4.02
2.91
83
1.934
Shares (diluted)B
1.998
1.848
2.030
1.999
2.100
2.250
2.435
2.328
2.431
2.684
1.946
5.03%
3.03%
12
12.88
Buyback yield%
14.87
16.35
13.40
12.05
10.76
13.65
11.44
10.05
13.00
12.83
18.01
12.83
12.92
44
92.54
Eq/Assets%
45.33
47.39
51.46
55.42
51.38
50.23
49.85
47.42
50.23
53.63
29.69
50.23
50.23
12
65.44
Assets฿B
134.5
143.2
156.7
172.5
189.0
207.5
226.6
239.9
263.6
298.0
24.20
9.53%
9.28%
9
71.15
LT debt฿B
83.60
90.04
92.86
111.9
116.9
125.3
139.7
149.6
153.6
169.6
28.15
7.73%
7.32%
60
Total assets
฿298.0B
9.28%
1.11×
Revenue
฿85.04B
8.14%
1.00×
Non-interest expense
฿39.72B
8.04%
0.99×
Net interest income
70.63%
Non-interest income
29.37%