50.16
Revenue฿B
24.32
25.74
27.21
28.63
30.08
32.94
35.84
38.24
40.58
43.99
53.67
7.90%
6.61%
17
8.64
Revenue growth%
5.49
8.29
7.41
9.43
12.34
13.95
15.81
14.81
16.71
18.27
19.91
15.81
13.15
21
3.39
NIM%
25.93
22.94
23.77
22.84
22.17
22.44
23.04
23.65
21.20
19.33
19.09
22.44
22.89
6
19.61
Effic. R.%
17.77
18.78
17.42
19.89
17.82
17.14
16.75
15.71
15.00
16.90
24.32
16.75
17.28
17
13.84
Net margin%
29.05
28.45
25.81
23.78
23.27
25.33
23.86
21.19
19.45
19.58
22.05
21.19
23.82
57
12.51
P/E ratio (avg)x
15.82
15.51
14.46
13.53
14.32
14.08
13.87
12.66
13.02
12.32
29.51
13.02
13.98
90
12.02
P/TBVx
11.28
10.63
10.89
10.08
9.830
9.720
9.052
9.904
10.76
11.55
35.49
9.904
10.35
27
22.21
P/Bx
9.314
8.812
8.087
8.695
8.990
9.107
9.586
8.696
9.800
10.08
18.21
9.586
9.049
88
44.26
NII฿B
17.38
18.54
19.17
20.64
21.46
23.54
25.24
27.54
28.60
30.95
54.45
7.60%
6.62%
—
26.40
NII grth%
18.99
16.92
16.23
18.56
16.26
16.45
18.21
18.22
18.20
19.91
25.06
18.21
18.20
83
26.98
ROTE%
29.50
28.44
26.62
28.26
30.65
30.38
29.97
31.84
29.65
32.61
15.16
30.38
29.81
71
10.48
Return on equity%
18.06
18.61
20.08
18.63
19.47
17.54
17.05
19.76
19.27
20.22
25.73
19.27
18.95
42
22.91
Return on assets%
18.28
19.23
18.33
17.62
18.35
19.98
21.27
22.74
24.75
22.86
14.42
22.74
19.61
85
1.36
EPS฿
10.75
11.03
12.37
12.95
11.76
10.65
9.73
9.28
9.81
9.43
1.47
(4.32%)
(2.26%)
—
16.07
EPS growth%
2.64
4.81
2.04
0.40
0.40
1.85
0.40
2.44
0.40
2.80
25.82
1.85
1.95
22
5.32
Bookvalue per sh฿
6.86
6.22
6.73
6.46
6.25
5.91
6.53
6.45
7.04
7.43
4.58
3.51%
1.09%
—
8.31
TBV/sh฿
5.14
5.17
5.16
5.55
5.50
5.34
6.16
6.35
6.84
6.50
4.47
3.41%
2.64%
—
1.68
Dividend per sh฿
8.23
9.68
10.33
10.11
11.73
12.53
12.61
14.63
17.15
19.76
1.36
10.98%
10.44%
—
3.26
Div yield (avg)%
20.95
18.15
20.04
22.57
19.80
17.44
15.88
12.97
15.18
17.21
21.78
15.88
17.79
52
24.49
Payout ratio%
22.91
24.94
24.84
22.36
23.75
24.92
27.30
29.38
32.30
32.37
22.58
29.38
24.93
92
7.467
Shares (diluted)B
7.344
8.463
8.680
9.270
10.28
9.880
9.928
11.35
10.59
10.65
7.452
0.72%
3.07%
73
7.72
Buyback yield%
23.25
23.97
21.01
18.99
16.36
13.85
14.18
13.39
16.28
14.06
4.99
14.06
16.32
47
139.83
Eq/Assets%
45.62
51.32
52.79
49.71
46.58
50.43
56.04
50.78
53.34
58.66
25.31
53.34
51.05
24
35.52
Assets฿B
182.2
200.1
217.6
244.6
265.4
281.5
304.8
325.8
348.5
372.6
47.39
7.02%
8.06%
88
20.27
LT debt฿B
30.59
31.09
33.02
37.41
42.18
46.84
47.33
51.93
57.89
63.51
36.70
8.53%
7.43%
45
Total assets
฿372.6B
8.06%
1.15×
Revenue
฿43.99B
6.61%
1.00×
Non-interest expense
฿20.68B
6.76%
1.01×
Net interest income
70.37%
Non-interest income
29.63%