43.11
Revenue฿B
30.79
31.21
32.79
33.46
34.60
36.42
37.52
39.44
40.37
41.28
46.38
3.59%
3.11%
86
2.82
Revenue growth%
19.97
19.58
18.42
16.44
17.43
16.12
15.88
18.28
16.70
14.47
14.46
16.12
17.07
37
23.35
NIM%
22.98
22.00
19.11
17.97
18.21
16.84
19.08
21.57
24.08
26.12
13.59
21.57
20.34
7
18.79
Effic. R.%
3.50
4.43
7.19
4.22
6.03
3.27
2.81
4.78
5.23
6.06
22.08
4.78
4.60
22
16.78
Net margin%
13.54
12.82
10.29
12.63
10.76
11.33
12.14
12.14
12.67
12.45
13.73
12.14
12.30
77
36.48
P/E ratio (avg)x
28.59
30.76
31.55
33.98
36.90
41.99
48.95
46.43
48.77
50.65
9.323
48.77
39.44
52
9.240
P/TBVx
9.380
11.01
12.35
13.74
13.46
15.71
17.86
20.36
22.51
22.59
26.46
20.36
14.72
39
21.85
P/Bx
13.52
14.06
12.43
13.23
13.31
13.53
11.62
11.35
12.08
12.49
24.22
12.08
12.86
63
49.81
NII฿B
18.51
18.67
19.85
20.53
21.04
22.23
23.00
23.94
24.20
25.41
28.41
3.85%
3.30%
—
13.23
NII grth%
11.62
9.48
8.75
7.38
6.05
6.33
5.06
7.92
6.35
7.61
6.89
6.35
7.50
79
5.70
ROTE%
24.99
24.64
22.53
22.47
19.63
22.52
22.04
22.31
20.87
21.60
11.35
22.04
22.39
18
7.91
Return on equity%
4.81
6.58
8.28
6.70
7.86
5.26
3.14
3.91
1.47
0.40
20.97
3.14
5.03
24
29.01
Return on assets%
9.81
12.80
15.28
13.01
11.59
10.54
10.15
11.88
13.63
12.17
14.73
11.88
12.02
62
0.36
EPS฿
0.22
0.18
0.17
0.17
0.18
0.17
0.14
0.12
0.11
0.11
0.37
(9.29%)
(6.33%)
—
7.98
EPS growth%
27.74
27.14
29.96
30.77
32.07
32.82
31.66
33.59
32.13
29.73
22.71
32.13
31.21
58
0.17
Bookvalue per sh฿
0.52
0.55
0.58
0.54
0.58
0.63
0.66
0.70
0.71
0.74
0.09
4.83%
4.31%
—
0.48
TBV/sh฿
0.46
0.46
0.54
0.61
0.67
0.67
0.75
0.75
0.76
0.81
0.39
3.97%
7.10%
—
0.23
Dividend per sh฿
0.43
0.49
0.45
0.47
0.47
0.50
0.55
0.61
0.58
0.58
0.14
4.01%
3.41%
—
14.56
Div yield (avg)%
17.81
17.77
18.10
17.40
16.45
18.96
18.85
19.61
22.02
24.81
20.95
19.61
18.47
30
7.71
Payout ratio%
25.63
24.30
22.26
19.39
17.05
14.84
13.72
15.07
12.62
12.48
19.13
13.72
16.06
61
88.57
Shares (diluted)B
110.6
98.58
90.69
94.81
94.11
102.1
112.5
100.4
95.64
100.3
85.79
1.29%
(0.43%)
89
14.85
Buyback yield%
27.11
30.10
29.68
30.51
29.61
27.80
30.10
32.87
35.64
36.68
7.61
32.87
30.10
19
121.60
Eq/Assets%
163.74
158.56
179.22
165.83
170.92
167.28
181.58
178.04
183.70
194.16
153.97
181.58
174.48
19
21.58
Assets฿B
145.8
159.7
167.3
179.5
196.4
213.4
226.0
239.1
265.7
288.9
9.965
8.03%
8.20%
92
20.73
LT debt฿B
61.30
62.41
69.61
70.50
71.24
72.26
76.40
90.65
105.6
113.0
21.27
9.66%
5.99%
68
Total assets
฿288.9B
8.20%
1.62×
Revenue
฿41.28B
3.11%
1.00×
Non-interest expense
฿24.42B
2.96%
0.99×
Net interest income
61.56%
Non-interest income
38.44%