33.50
Revenue฿B
43.48
45.22
46.42
48.84
50.30
52.02
55.27
59.10
63.22
66.72
36.60
5.81%
4.78%
16
24.97
Revenue growth%
28.00
29.59
31.56
32.40
31.10
30.67
31.87
32.97
33.17
32.30
28.15
32.30
31.72
83
10.85
NIM%
0.40
2.37
2.55
2.67
1.05
0.54
0.40
1.25
0.40
2.31
25.66
0.54
1.15
77
18.72
Effic. R.%
14.58
15.70
13.43
14.22
16.52
18.37
19.68
17.22
19.93
18.19
5.37
18.37
16.87
69
6.44
Net margin%
1.50
0.40
2.27
4.48
7.33
10.00
12.67
11.24
13.39
12.95
19.67
12.67
8.67
75
9.384
P/E ratio (avg)x
6.518
6.870
6.586
5.884
5.312
5.794
5.223
4.816
4.824
4.387
12.08
4.824
5.553
78
32.62
P/TBVx
24.55
21.16
20.87
21.07
22.30
23.22
24.24
22.95
21.02
20.21
6.465
22.95
21.73
10
6.263
P/Bx
22.46
19.44
20.29
18.69
15.99
16.50
14.84
13.50
13.81
12.36
24.03
13.81
16.25
28
68.86
NII฿B
30.72
32.47
33.44
35.19
36.27
37.18
39.55
42.52
45.21
47.08
71.59
5.35%
4.59%
—
17.05
NII grth%
11.90
12.56
13.36
10.73
12.77
11.57
9.16
10.41
10.84
8.54
7.92
10.41
11.20
83
20.55
ROTE%
32.37
35.36
33.92
32.74
29.91
28.84
28.95
28.55
28.17
29.71
29.97
28.84
29.81
10
24.39
Return on equity%
15.81
13.34
11.21
9.09
9.77
10.91
8.61
7.12
9.90
8.80
25.18
8.80
9.83
84
12.56
Return on assets%
5.56
8.26
10.48
11.67
13.29
11.20
13.12
15.50
17.26
17.32
18.33
15.50
12.39
66
10.05
EPS฿
4.76
4.92
4.68
4.88
4.87
4.97
5.45
6.13
5.85
6.37
10.83
5.52%
4.00%
—
26.61
EPS growth%
13.56
15.64
12.89
14.66
14.88
16.32
18.98
18.71
16.44
18.99
27.41
18.71
15.98
44
16.79
Bookvalue per sh฿
15.89
15.45
16.73
18.83
19.73
18.91
18.10
16.59
15.45
13.93
9.17
(6.73%)
(0.86%)
—
2.45
TBV/sh฿
21.98
23.17
23.21
27.73
27.87
29.71
30.62
36.10
40.95
46.63
3.49
10.84%
8.09%
—
9.95
Dividend per sh฿
9.74
11.13
12.65
14.29
16.03
17.45
18.71
22.59
24.17
24.06
6.00
8.46%
9.29%
—
11.13
Div yield (avg)%
6.84
4.96
7.60
8.67
10.09
7.30
9.47
8.61
8.80
8.94
3.80
8.80
8.64
14
28.91
Payout ratio%
6.72
6.98
8.44
5.53
7.34
7.92
8.42
7.46
7.02
9.86
12.55
7.92
7.40
74
3.312
Shares (diluted)B
3.794
4.078
4.492
4.010
4.163
4.425
3.958
4.401
4.920
5.284
3.442
4.88%
3.21%
91
4.99
Buyback yield%
25.11
23.54
20.90
20.03
18.83
19.99
21.55
22.35
22.20
22.63
10.72
22.20
21.87
34
173.72
Eq/Assets%
48.04
48.95
53.94
53.95
51.82
57.37
63.09
60.34
58.95
55.01
127.94
58.95
54.48
37
19.98
Assets฿B
139.4
145.5
155.8
174.9
189.8
215.6
234.4
243.4
271.3
286.2
18.32
8.56%
8.35%
53
33.11
LT debt฿B
26.94
26.39
28.04
27.81
30.71
34.17
32.45
35.64
39.75
45.10
33.20
7.99%
4.47%
32
Total assets
฿286.2B
8.35%
1.40×
Revenue
฿66.72B
4.78%
1.00×
Non-interest expense
฿31.35B
4.75%
1.00×
Net interest income
70.56%
Non-interest income
29.44%