110.1
Revenue฿B
94.56
96.73
98.01
98.68
98.53
101.8
103.1
103.7
105.9
106.1
120.6
1.50%
1.58%
37
27.52
Revenue growth%
10.79
8.84
6.03
7.98
5.00
5.36
2.92
1.28
0.40
0.40
5.41
1.28
5.18
77
25.02
NIM%
14.49
15.38
17.71
14.87
12.90
15.36
17.89
20.31
18.83
20.94
25.42
18.83
16.54
64
28.33
Effic. R.%
24.39
23.58
25.42
27.56
28.56
25.60
25.75
22.86
22.40
24.86
16.28
24.86
25.14
72
28.28
Net margin%
25.64
23.01
23.13
24.87
26.70
25.20
26.91
24.99
24.49
22.73
18.28
24.99
24.93
40
11.98
P/E ratio (avg)x
30.29
33.28
32.06
30.82
27.52
27.92
25.80
26.10
25.68
26.86
27.45
26.10
27.72
10
8.683
P/TBVx
54.46
60.17
72.11
86.53
94.30
94.19
105.0
124.8
139.8
143.7
8.207
124.8
94.24
67
24.86
P/Bx
33.56
36.58
36.06
33.87
38.53
40.77
38.28
42.78
48.02
48.10
9.875
42.78
38.40
7
58.99
NII฿B
67.22
69.57
69.08
70.64
69.91
73.32
74.16
73.05
75.61
74.34
73.65
1.24%
1.47%
—
24.90
NII grth%
32.94
31.76
31.85
32.64
30.35
27.88
28.85
31.71
31.80
33.08
4.26
31.71
31.78
52
28.26
ROTE%
20.90
22.77
25.58
24.66
24.55
24.90
27.39
27.71
28.89
27.88
24.34
27.71
25.24
8
3.14
Return on equity%
8.97
9.48
10.05
11.91
13.99
16.49
14.43
13.43
13.02
10.68
13.40
13.43
12.46
48
10.82
Return on assets%
4.55
5.94
7.12
8.97
10.63
10.19
8.12
8.52
6.59
6.50
5.84
8.12
7.62
54
4.05
EPS฿
3.16
3.27
3.49
3.83
4.06
4.60
4.56
4.83
4.70
5.36
4.51
5.69%
5.25%
—
15.46
EPS growth%
26.69
27.36
26.98
26.43
25.09
25.89
26.10
27.40
28.40
27.34
9.91
27.34
26.84
58
0.90
Bookvalue per sh฿
1.47
1.60
1.62
1.65
1.85
2.14
2.12
2.11
2.42
2.59
4.02
6.90%
6.03%
—
1.03
TBV/sh฿
2.20
2.42
2.78
2.71
2.76
3.13
3.09
3.06
2.97
3.25
4.47
3.36%
3.07%
—
1.22
Dividend per sh฿
3.38
3.30
3.41
3.08
2.65
2.28
2.28
2.05
2.14
2.19
1.20
(3.70%)
(3.73%)
—
19.25
Div yield (avg)%
1.51
4.42
2.84
2.29
2.27
1.72
3.06
3.45
2.20
0.75
8.12
2.20
2.28
37
8.75
Payout ratio%
23.68
24.65
25.16
27.44
28.55
31.42
32.02
32.90
32.69
31.12
10.95
32.02
29.84
21
13.61
Shares (diluted)B
11.77
10.87
10.21
9.487
10.16
10.62
10.94
10.30
9.761
10.74
14.05
1.12%
(1.37%)
54
4.22
Buyback yield%
10.32
11.54
13.44
14.44
15.88
15.40
16.42
15.05
12.82
10.05
16.00
15.05
13.94
77
175.85
Eq/Assets%
235.61
229.68
235.01
266.35
286.42
287.55
329.54
373.71
413.92
397.26
145.40
373.71
286.98
78
9.162
Assets฿B
99.81
108.4
117.5
132.2
137.6
152.2
165.6
179.9
192.2
202.9
111.6
8.07%
8.33%
5
135.0
LT debt฿B
46.84
49.78
54.54
53.12
53.78
55.95
61.45
57.87
61.45
67.17
90.23
4.54%
4.38%
30
Total assets
฿202.9B
8.33%
1.90×
Revenue
฿106.1B
1.58%
1.00×
Non-interest expense
฿48.40B
1.88%
1.03×
Net interest income
70.04%
Non-interest income
29.96%