23.63
Revenue¥B
18.73
19.91
21.08
22.24
22.93
23.77
25.23
25.86
26.81
27.54
24.98
3.73%
4.60%
51
24.96
Revenue growth%
11.80
8.96
11.76
8.83
6.50
8.80
10.19
7.49
9.15
8.16
22.79
8.80
8.89
35
19.02
NIM%
8.05
8.28
6.48
9.34
10.70
12.61
10.93
9.35
11.07
12.45
22.75
11.07
10.02
53
9.64
Effic. R.%
16.18
13.58
14.69
14.30
16.53
17.18
17.90
19.15
16.17
16.42
3.56
17.18
16.30
89
17.07
Net margin%
6.33
5.63
7.38
6.33
7.31
5.34
5.09
4.37
6.46
4.12
15.91
5.09
5.98
49
13.89
P/E ratio (avg)x
15.81
16.82
18.26
18.47
16.55
17.93
17.56
16.67
16.15
14.13
20.48
16.67
16.74
26
21.59
P/TBVx
11.54
11.23
12.89
14.25
13.68
13.76
14.07
16.62
16.59
16.62
23.71
16.59
13.91
72
28.81
P/Bx
17.29
14.71
13.46
14.14
15.20
12.97
13.82
14.05
13.50
13.31
20.38
13.50
13.94
32
12.75
NII¥B
11.46
12.24
13.03
13.47
13.95
14.28
15.27
15.62
16.25
16.83
21.08
3.83%
4.59%
—
8.29
NII grth%
21.16
22.24
24.84
26.30
25.83
26.76
26.84
29.53
26.77
28.14
25.33
26.84
26.53
61
17.28
ROTE%
23.29
20.62
19.62
17.77
19.34
20.48
17.76
17.65
19.39
16.85
14.38
17.76
19.37
90
28.13
Return on equity%
7.98
7.16
5.57
6.20
8.12
6.64
8.65
5.67
8.54
10.36
17.19
8.54
7.57
74
15.53
Return on assets%
24.52
25.87
25.95
23.92
23.13
25.75
28.20
26.50
28.75
30.61
8.92
28.20
25.91
12
728.84
EPS¥
1,083
1,078
1,206
1,131
1,297
1,447
1,394
1,374
1,564
1,798
749.12
6.76%
5.04%
—
14.44
EPS growth%
9.57
9.25
10.70
10.79
8.89
11.56
12.39
13.69
13.05
16.04
3.64
13.05
11.17
66
411.12
Bookvalue per sh¥
494.87
540.07
482.72
495.64
452.95
470.00
449.77
485.83
518.35
516.02
362.39
2.64%
0.73%
—
499.26
TBV/sh¥
1,177
1,105
1,003
1,036
1,074
1,228
1,125
1,021
1,166
1,061
548.47
(0.25%)
(0.08%)
—
615.90
Dividend per sh¥
1,033
1,062
1,041
961.16
962.24
1,050
1,137
1,288
1,240
1,314
722.13
6.43%
2.99%
—
16.59
Div yield (avg)%
1.79
3.13
5.67
4.16
1.57
2.28
0.40
0.40
0.40
1.63
3.53
0.40
1.71
75
3.46
Payout ratio%
1.88
0.69
2.83
3.98
1.57
3.81
4.06
3.91
2.73
2.59
20.92
3.81
2.78
10
17.17
Shares (diluted)M
18.98
21.20
19.25
18.46
17.13
16.14
15.15
14.43
13.61
13.44
16.60
(4.73%)
(3.08%)
32
22.67
Buyback yield%
19.42
17.48
17.87
18.89
16.88
19.57
22.04
21.23
21.08
23.61
23.89
21.23
19.50
35
153.38
Eq/Assets%
132.48
140.28
144.31
159.48
144.53
137.09
141.03
156.05
158.68
144.67
149.44
144.67
144.42
9
4.665
Assets¥B
78.58
85.47
94.84
100.8
107.6
116.9
130.9
141.1
150.9
165.4
10.47
8.99%
8.25%
85
29.42
LT debt¥B
33.62
37.98
41.41
43.77
48.08
52.04
59.55
63.45
65.55
69.01
18.17
7.49%
9.30%
18
Total assets
¥165.4B
8.25%
1.41×
Revenue
¥27.54B
4.60%
1.00×
Non-interest expense
¥14.63B
4.74%
1.01×
Net interest income
61.10%
Non-interest income
38.90%