12.86
Revenue¥B
8.117
8.521
8.825
9.271
9.609
9.882
10.37
10.91
11.60
12.36
13.71
5.17%
4.72%
46
14.40
Revenue growth%
29.79
28.42
30.63
28.65
29.13
28.38
30.15
28.88
31.26
33.29
8.59
30.15
29.46
57
22.51
NIM%
5.68
3.60
5.79
6.80
5.79
5.26
6.69
8.27
5.50
4.53
26.90
5.50
5.73
58
28.00
Effic. R.%
24.96
25.09
27.80
30.72
29.71
31.30
33.11
34.82
36.63
35.99
8.14
34.82
31.01
7
11.89
Net margin%
0.61
2.29
5.12
7.00
7.21
6.79
8.39
10.68
10.47
10.21
26.21
10.21
7.10
37
26.82
P/E ratio (avg)x
19.42
17.53
17.04
15.65
16.91
14.78
13.09
13.46
13.79
13.00
35.23
13.46
15.22
32
33.75
P/TBVx
11.73
12.75
14.70
15.01
15.32
15.76
16.37
16.77
18.59
20.92
8.827
16.77
15.54
69
17.62
P/Bx
20.87
22.12
20.25
20.09
18.44
18.72
18.10
19.73
18.47
16.97
12.75
18.47
19.23
89
11.42
NII¥B
6.217
6.449
6.674
7.077
7.332
7.591
7.851
8.330
8.789
9.417
15.20
5.13%
4.80%
—
23.61
NII grth%
28.52
30.63
31.37
31.67
34.05
32.39
32.78
33.36
30.64
32.17
24.92
32.39
31.92
83
25.48
ROTE%
12.94
15.74
17.26
16.78
16.07
17.83
15.39
14.68
16.13
17.42
2.55
16.13
16.10
51
15.63
Return on equity%
26.77
27.99
27.57
25.78
23.03
20.21
21.95
23.84
22.70
24.42
3.91
22.70
24.13
69
8.65
Return on assets%
26.43
28.77
31.32
28.96
29.47
31.57
34.34
36.01
34.47
37.41
2.98
34.47
31.45
61
69.25
EPS¥
48.73
47.78
44.38
50.25
55.49
54.84
62.79
59.28
68.31
67.65
76.09
4.04%
3.60%
—
26.92
EPS growth%
11.59
14.53
13.26
10.50
8.88
11.06
13.45
14.70
11.89
10.66
7.51
11.89
11.74
30
51.09
Bookvalue per sh¥
33.84
32.18
34.27
35.72
35.58
39.98
37.96
40.43
46.20
52.54
76.26
8.11%
4.09%
—
56.78
TBV/sh¥
34.36
32.34
32.32
33.95
30.26
33.45
37.01
36.47
35.39
32.66
30.97
1.54%
(0.09%)
—
75.41
Dividend per sh¥
26.66
24.20
22.69
22.56
24.37
26.08
23.51
24.26
21.53
22.47
33.13
(1.61%)
(1.87%)
—
20.66
Div yield (avg)%
27.47
27.58
24.84
27.67
26.00
26.85
27.15
24.98
26.84
24.20
6.61
26.84
26.85
74
17.53
Payout ratio%
18.55
18.23
16.33
15.44
13.20
13.76
10.86
8.37
11.32
11.37
17.48
11.32
13.48
42
101.5
Shares (diluted)M
133.5
148.4
161.9
152.1
163.8
184.2
164.0
181.6
175.7
188.1
102.8
2.80%
4.40%
62
15.67
Buyback yield%
9.85
12.49
15.14
16.61
19.06
18.38
19.56
17.53
20.16
20.81
2.03
19.56
17.95
23
14.57
Eq/Assets%
87.97
100.84
103.20
110.78
124.00
136.58
126.93
131.32
143.62
132.91
111.23
132.91
125.47
52
12.79
Assets¥B
24.23
26.90
28.80
32.35
34.78
37.70
41.33
44.02
47.17
49.84
14.74
7.46%
8.66%
28
1.587
LT debt¥B
18.61
16.95
18.69
16.50
14.86
15.57
16.56
17.08
18.62
17.43
11.34
3.25%
0.30%
80
Total assets
¥49.84B
8.66%
1.45×
Revenue
¥12.36B
4.72%
1.00×
Non-interest expense
¥6.787B
4.69%
1.00×
Net interest income
76.17%
Non-interest income
23.83%