11.95
Revenue¥B
10.38
10.81
11.42
11.79
12.21
12.72
13.54
14.07
14.62
15.32
12.29
4.65%
4.54%
73
6.36
Revenue growth%
14.88
13.89
16.14
18.84
16.75
16.34
16.48
17.96
18.02
15.64
20.77
16.48
16.41
14
9.05
NIM%
20.27
21.64
19.10
18.31
18.25
17.91
17.07
16.91
18.58
17.05
2.70
17.07
18.28
63
10.03
Effic. R.%
32.52
31.73
31.02
28.67
26.01
23.89
25.56
27.16
27.15
26.06
17.14
26.06
27.15
57
10.42
Net margin%
22.46
21.04
19.78
18.36
16.45
15.02
13.39
14.09
12.50
14.26
16.23
14.09
15.74
33
21.18
P/E ratio (avg)x
31.50
36.26
37.84
39.61
43.33
40.91
39.92
43.24
42.02
48.14
31.90
42.02
40.42
27
14.34
P/TBVx
19.98
19.91
18.84
19.04
20.29
21.05
22.83
21.07
20.03
19.58
14.66
21.05
20.01
21
8.915
P/Bx
8.481
7.871
7.131
7.151
6.791
7.110
7.744
7.866
8.809
7.868
28.48
7.866
7.805
44
13.52
NII¥B
6.956
7.131
7.529
7.844
8.052
8.562
9.079
9.305
9.668
10.27
3.034
4.99%
4.61%
—
9.88
NII grth%
8.11
9.84
12.51
15.24
16.27
18.17
20.34
20.68
18.93
18.56
24.97
18.93
17.22
54
27.60
ROTE%
26.53
28.21
28.34
29.91
27.10
24.58
25.83
25.66
22.82
23.22
18.13
24.58
26.18
73
18.16
Return on equity%
26.35
25.61
23.66
24.54
24.11
25.39
27.88
29.51
32.11
33.82
17.97
29.51
25.98
23
23.51
Return on assets%
28.10
30.10
28.70
26.34
23.74
21.06
22.28
20.51
19.28
20.85
13.17
20.85
23.01
85
267.58
EPS¥
281.49
298.67
262.94
244.18
208.06
177.40
189.98
175.05
183.78
162.73
284.33
(4.79%)
(4.78%)
—
26.70
EPS growth%
1.32
3.27
4.90
7.88
7.58
7.14
8.43
9.72
10.49
12.72
21.63
9.72
7.73
59
319.36
Bookvalue per sh¥
218.05
207.49
207.90
213.47
196.16
194.30
183.31
191.17
186.77
164.04
117.39
(3.51%)
(3.39%)
—
311.74
TBV/sh¥
82.72
78.02
73.43
76.25
76.41
82.84
92.57
108.37
126.06
132.28
49.90
11.60%
5.79%
—
268.00
Dividend per sh¥
339.24
348.77
385.93
386.23
345.61
360.89
404.91
410.21
383.27
384.01
340.35
2.13%
2.26%
—
10.15
Div yield (avg)%
0.40
0.40
0.40
0.40
0.40
2.60
4.05
6.11
4.72
3.16
8.23
4.05
1.50
32
12.23
Payout ratio%
26.38
24.58
24.80
25.73
26.47
24.67
26.06
28.33
28.41
30.61
23.75
28.33
26.22
58
40.14
Shares (diluted)M
36.39
32.01
30.99
32.50
34.58
32.47
30.03
28.77
26.90
24.68
40.79
(6.52%)
(4.11%)
80
23.32
Buyback yield%
16.06
13.56
14.37
17.28
19.87
19.01
17.06
16.70
18.24
18.62
29.24
18.24
17.17
88
67.98
Eq/Assets%
94.00
111.34
126.46
145.80
143.86
172.43
170.57
190.36
201.19
212.11
171.84
190.36
158.18
17
10.69
Assets¥B
13.45
14.32
14.73
16.11
17.39
18.64
20.62
22.33
25.38
26.93
1.031
9.14%
7.72%
47
10.06
LT debt¥B
13.71
14.42
16.41
16.73
18.67
20.93
20.14
19.59
20.06
22.75
16.05
4.03%
5.76%
87
Total assets
¥26.93B
7.72%
1.35×
Revenue
¥15.32B
4.54%
1.00×
Non-interest expense
¥9.122B
4.33%
0.98×
Net interest income
67.02%
Non-interest income
32.98%
Spread over hurdle
55.52%