25.86
Revenue¥B
14.16
15.66
16.95
18.78
20.35
22.01
23.73
25.31
27.88
30.07
28.69
8.13%
8.88%
62
14.85
Revenue growth%
6.24
3.62
4.00
3.00
1.19
0.90
1.25
2.25
3.94
2.83
28.24
2.25
2.92
41
21.39
NIM%
19.06
17.45
15.09
12.70
10.88
12.44
11.67
13.12
12.55
11.87
5.33
12.44
12.62
20
21.67
Effic. R.%
8.96
9.79
9.23
10.65
8.17
7.20
10.00
9.79
7.29
9.71
29.26
9.71
9.47
84
5.39
Net margin%
6.67
4.77
2.75
1.07
1.68
0.40
0.40
0.40
0.40
2.21
26.90
0.40
1.37
12
27.68
P/E ratio (avg)x
27.24
28.06
25.90
26.60
22.79
19.63
21.12
22.61
20.47
21.12
18.16
21.12
22.70
71
18.31
P/TBVx
11.48
13.44
14.90
16.07
18.64
18.78
19.60
20.39
19.99
19.71
36.82
19.71
18.71
15
16.28
P/Bx
32.51
38.34
38.82
44.93
44.26
44.27
49.40
54.12
62.30
63.62
26.11
54.12
44.60
80
17.03
NII¥B
9.524
10.67
11.33
12.47
13.52
14.75
15.95
17.10
18.83
20.13
15.05
8.28%
8.66%
—
15.05
NII grth%
2.85
0.96
2.63
0.40
0.40
0.40
0.40
0.40
2.51
0.40
15.11
0.40
0.40
60
8.77
ROTE%
23.86
21.64
22.30
19.40
20.36
18.39
16.66
18.72
19.79
17.70
25.47
18.39
19.59
41
23.28
Return on equity%
18.61
18.58
21.32
19.37
20.68
23.20
21.69
23.81
22.33
24.83
28.47
23.20
21.50
93
17.06
Return on assets%
11.06
10.24
7.68
8.72
9.76
8.88
11.87
13.34
14.64
16.04
18.30
13.34
10.65
86
260.34
EPS¥
72.36
65.20
66.80
73.50
66.61
62.09
64.05
59.68
54.59
50.14
272.57
(5.52%)
(3.56%)
—
16.68
EPS growth%
27.86
26.67
27.15
24.27
24.19
21.69
19.77
19.57
21.67
24.20
27.26
21.67
24.20
62
101.82
Bookvalue per sh¥
166.73
179.83
173.12
164.98
174.11
159.43
178.86
172.87
183.42
175.56
131.73
0.17%
0.83%
—
276.03
TBV/sh¥
95.26
104.92
113.70
112.90
120.25
117.74
130.43
135.03
141.56
147.86
172.63
4.22%
4.56%
—
101.88
Dividend per sh¥
128.89
138.08
164.42
184.38
185.53
213.41
218.93
243.39
267.81
289.78
54.72
9.33%
10.34%
—
15.58
Div yield (avg)%
10.63
9.50
8.07
8.46
6.63
8.98
8.62
6.01
4.01
6.51
28.92
6.51
8.26
72
12.52
Payout ratio%
16.59
17.39
15.71
15.54
13.82
13.95
13.12
10.86
12.71
11.39
20.96
12.71
13.89
46
88.74
Shares (diluted)M
112.1
110.4
111.9
120.0
125.8
119.9
133.8
152.7
140.7
152.2
90.69
3.89%
4.54%
41
12.69
Buyback yield%
5.95
4.95
2.69
0.43
2.60
4.36
6.81
6.76
5.56
3.15
28.16
5.56
4.66
42
117.31
Eq/Assets%
228.40
230.88
271.04
302.17
358.82
362.29
381.91
389.71
377.05
366.05
92.29
377.05
360.56
13
17.20
Assets¥B
65.67
70.76
80.03
84.23
91.81
98.23
105.9
114.0
122.9
128.5
4.661
6.95%
7.78%
73
10.94
LT debt¥B
24.63
25.33
26.15
28.34
29.16
28.38
31.92
30.70
31.96
32.32
13.40
2.08%
2.78%
49
Total assets
¥128.5B
7.78%
0.90×
Revenue
¥30.07B
8.88%
1.00×
Non-interest expense
¥15.37B
9.00%
1.01×
Net interest income
66.94%
Non-interest income
33.06%