31.02
Revenue¥B
14.61
15.60
16.75
18.01
19.87
21.80
23.87
25.76
27.70
30.04
33.67
8.61%
8.46%
50
22.75
Revenue growth%
26.64
24.01
24.81
24.18
26.83
26.66
26.52
27.17
27.92
30.73
29.20
27.17
26.65
95
9.08
NIM%
23.02
25.29
27.84
26.78
29.47
30.50
29.20
30.00
32.73
35.67
5.28
30.50
29.34
55
12.72
Effic. R.%
1.67
0.40
0.40
3.36
0.57
2.39
2.14
2.45
3.70
5.63
24.49
2.45
2.27
69
18.44
Net margin%
12.01
10.80
12.25
12.77
13.04
10.47
10.56
11.35
11.71
13.45
7.05
11.35
11.86
92
7.528
P/E ratio (avg)x
8.301
9.167
9.004
9.319
9.850
10.18
11.15
12.27
13.31
15.15
34.90
12.27
10.02
86
16.16
P/TBVx
26.62
23.44
25.27
23.94
24.11
26.94
27.39
28.92
27.06
30.13
6.545
27.39
26.78
11
12.18
P/Bx
18.80
18.51
19.31
16.73
16.34
16.70
15.23
13.10
11.22
11.33
18.59
13.10
16.52
89
23.36
NII¥B
10.90
11.73
12.58
13.70
14.94
16.29
17.87
19.42
21.09
22.65
26.34
8.68%
8.58%
—
16.58
NII grth%
16.74
19.16
21.72
19.08
16.66
18.51
17.81
17.11
19.57
18.96
3.85
18.51
18.73
45
7.42
ROTE%
17.40
14.74
14.68
14.59
15.46
15.72
15.94
16.29
19.13
17.13
7.52
16.29
15.83
29
12.53
Return on equity%
23.15
23.72
24.35
23.08
22.03
22.24
20.25
19.64
19.92
17.18
2.63
19.92
22.13
28
26.88
Return on assets%
13.04
15.62
13.93
13.37
12.78
12.83
11.58
12.35
12.66
15.56
9.36
12.66
12.94
63
289.01
EPS¥
105.33
118.03
130.30
141.82
149.37
167.16
185.96
194.15
198.94
192.02
319.86
5.15%
6.71%
—
7.83
EPS growth%
6.99
5.00
3.27
3.19
4.83
4.63
2.93
2.14
4.54
4.79
3.48
4.54
4.58
20
117.38
Bookvalue per sh¥
169.10
178.36
198.91
193.12
190.93
184.65
211.51
204.87
210.54
223.99
174.09
3.25%
3.02%
—
217.25
TBV/sh¥
265.32
289.11
309.56
268.75
261.01
255.58
262.40
254.47
237.19
230.94
78.87
(2.42%)
(1.49%)
—
250.65
Dividend per sh¥
223.20
190.93
198.87
172.54
179.13
157.47
147.26
125.20
131.53
142.74
255.91
(4.44%)
(4.97%)
—
3.26
Div yield (avg)%
27.42
28.44
28.23
26.16
26.57
26.63
24.13
24.62
27.34
28.28
13.05
26.63
26.99
26
16.86
Payout ratio%
26.82
28.40
29.42
30.70
33.59
35.91
37.23
38.41
38.13
38.09
5.53
38.09
34.75
48
40.11
Shares (diluted)M
37.93
38.52
40.50
44.66
40.51
44.82
47.46
50.99
48.17
45.94
37.97
2.55%
2.71%
56
26.12
Buyback yield%
15.92
17.64
18.64
16.96
16.82
17.26
17.53
20.39
18.33
16.39
13.77
17.53
17.39
61
137.16
Eq/Assets%
88.11
86.96
86.49
90.23
101.64
99.63
100.91
106.91
98.26
110.57
44.18
100.91
98.95
36
30.46
Assets¥B
41.27
46.93
47.65
54.69
57.61
61.25
68.76
72.36
79.76
83.46
27.97
7.70%
8.22%
77
7.353
LT debt¥B
25.71
25.75
24.10
22.98
25.40
25.73
23.80
23.70
23.85
21.62
29.62
(3.18%)
(2.83%)
19
Total assets
¥83.46B
8.22%
0.98×
Revenue
¥30.04B
8.46%
1.00×
Non-interest expense
¥15.30B
8.58%
1.01×
Net interest income
75.41%
Non-interest income
24.59%