28.76
Revenue¥B
16.43
17.60
18.86
19.46
20.38
21.81
23.27
24.57
26.40
27.96
30.05
6.53%
6.22%
66
7.98
Revenue growth%
18.35
20.14
22.66
21.67
20.83
19.80
18.38
18.43
19.41
18.05
19.08
18.43
19.61
25
2.92
NIM%
12.37
9.83
11.46
10.37
7.65
9.17
10.40
11.65
9.14
6.39
28.23
9.17
10.10
85
19.00
Effic. R.%
10.87
10.09
9.79
11.96
14.50
12.01
13.25
13.94
13.63
16.45
14.31
13.63
12.63
63
12.33
Net margin%
10.72
13.41
12.49
11.38
11.55
13.90
11.77
9.58
7.07
4.33
24.00
9.58
11.47
36
33.32
P/E ratio (avg)x
18.52
18.26
18.52
16.81
16.75
15.46
14.36
14.20
15.30
16.03
21.17
15.30
16.39
53
9.452
P/TBVx
45.40
47.91
50.30
53.06
51.99
61.68
65.38
64.31
73.57
83.52
13.80
65.38
57.37
80
35.92
P/Bx
32.21
35.12
36.71
37.77
36.75
42.28
39.12
39.41
40.25
37.97
19.69
39.41
37.87
51
3.592
NII¥B
11.98
12.91
13.80
14.10
15.02
16.08
17.14
18.08
19.19
20.58
29.36
6.50%
6.44%
—
8.06
NII grth%
11.29
10.51
13.22
11.85
14.52
14.16
14.97
17.45
17.15
14.96
3.08
14.97
14.34
91
16.80
ROTE%
6.58
7.39
8.67
9.18
6.88
7.86
6.37
6.40
7.18
4.57
24.41
6.40
7.03
82
2.58
Return on equity%
19.97
20.50
21.77
21.56
23.98
22.08
21.25
23.43
24.78
24.08
6.85
23.43
21.92
50
22.80
Return on assets%
17.54
17.31
19.41
16.83
18.25
18.04
19.71
18.76
18.08
16.51
14.36
18.08
18.06
92
127.55
EPS¥
165.30
179.17
191.77
188.62
168.95
187.03
204.06
209.76
189.07
174.60
138.33
0.66%
1.51%
—
11.70
EPS growth%
7.66
4.83
2.77
1.36
1.44
0.57
1.27
0.40
0.40
3.05
15.28
0.57
1.40
36
223.36
Bookvalue per sh¥
317.62
307.34
310.77
308.49
352.13
376.47
371.90
362.57
374.77
404.08
175.27
2.79%
3.44%
—
51.30
TBV/sh¥
70.34
74.30
78.58
87.89
90.29
91.51
84.76
79.47
77.18
82.67
147.42
(1.75%)
2.00%
—
136.32
Dividend per sh¥
321.71
315.25
364.43
375.99
425.63
479.55
537.61
585.48
574.30
665.08
144.75
9.34%
7.34%
—
11.17
Div yield (avg)%
23.45
24.97
23.82
22.67
21.98
20.22
18.85
20.12
21.50
22.94
24.27
20.22
22.33
19
12.74
Payout ratio%
26.17
25.01
22.96
24.71
22.02
21.22
19.81
18.19
18.51
19.68
28.31
19.68
21.62
12
67.46
Shares (diluted)M
89.71
105.0
119.4
113.8
114.9
114.7
110.4
104.3
117.5
123.2
67.39
1.40%
4.63%
20
3.16
Buyback yield%
18.13
19.05
17.47
19.37
16.40
14.35
11.97
12.59
13.27
10.77
9.51
12.59
15.38
13
12.41
Eq/Assets%
195.55
191.09
194.96
181.59
200.97
211.29
204.79
214.02
226.35
257.99
165.67
214.02
202.88
79
1.574
Assets¥B
63.70
70.39
78.34
87.62
94.45
101.6
106.3
117.6
126.7
143.2
15.51
8.68%
9.52%
75
5.665
LT debt¥B
34.49
36.95
37.93
40.71
40.99
41.45
45.95
44.01
42.75
46.12
8.468
2.39%
3.36%
32
Total assets
¥143.2B
9.52%
1.36×
Revenue
¥27.96B
6.22%
1.00×
Non-interest expense
¥14.13B
6.22%
1.00×
Net interest income
73.60%
Non-interest income
26.40%