2.149
Revenue¥B
20.42
21.23
22.28
22.99
23.91
24.23
25.46
25.70
26.89
27.40
2.390
2.76%
3.38%
30
7.59
Revenue growth%
5.30
8.10
8.57
9.37
8.27
9.26
10.21
9.98
10.43
9.34
28.78
9.98
9.30
80
9.58
NIM%
7.21
7.94
6.02
4.65
5.39
7.57
10.36
7.66
5.54
6.93
7.61
7.57
7.07
92
10.61
Effic. R.%
4.10
4.71
2.63
5.23
2.74
2.98
3.12
5.73
5.03
5.74
13.64
5.03
4.40
82
6.85
Net margin%
19.72
19.52
20.58
23.22
20.50
18.15
20.25
20.65
18.06
16.37
4.61
18.15
19.99
72
27.04
P/E ratio (avg)x
6.190
7.059
7.325
8.359
9.092
8.947
9.791
9.550
10.11
10.78
31.66
9.791
9.020
57
30.13
P/TBVx
19.66
19.08
18.24
20.42
18.69
20.12
20.31
19.16
18.08
17.53
26.14
19.16
19.12
44
25.70
P/Bx
11.57
12.17
10.87
10.86
10.48
10.93
11.41
10.51
10.74
11.84
13.41
10.93
10.90
67
8.332
NII¥B
13.80
14.35
15.16
15.51
16.26
16.60
17.13
17.20
18.30
18.53
14.12
2.66%
3.22%
—
16.84
NII grth%
1.90
0.40
0.40
3.09
1.18
0.40
0.40
0.40
0.40
0.77
18.62
0.40
0.40
61
15.12
ROTE%
4.98
4.00
1.66
1.69
2.72
5.49
5.76
3.44
3.52
5.02
8.54
5.02
3.76
30
24.21
Return on equity%
8.35
5.88
7.45
10.39
12.84
10.39
11.47
10.34
9.74
12.07
25.78
10.39
10.36
43
25.44
Return on assets%
25.87
23.97
21.58
23.33
25.66
25.93
26.21
28.86
27.42
29.01
28.32
27.42
25.90
54
178.44
EPS¥
340.15
346.62
324.00
319.20
306.06
261.57
244.99
255.80
224.43
202.23
191.89
(7.95%)
(5.14%)
—
12.38
EPS growth%
16.55
14.22
14.61
12.76
15.54
14.63
14.83
13.97
16.67
18.48
6.69
14.83
14.73
8
447.48
Bookvalue per sh¥
252.58
297.03
291.86
304.99
338.40
371.21
387.88
446.00
462.00
456.23
326.95
6.16%
6.58%
—
587.08
TBV/sh¥
619.64
657.35
655.59
589.26
577.51
607.77
654.60
640.18
569.25
589.93
581.39
0.43%
(0.32%)
—
225.78
Dividend per sh¥
168.33
150.33
151.61
146.04
147.15
161.85
166.72
169.34
179.04
192.64
585.14
5.54%
1.07%
—
2.50
Div yield (avg)%
28.96
27.69
27.32
27.07
29.64
26.97
29.27
31.64
31.04
28.32
17.63
29.27
28.64
81
21.21
Payout ratio%
18.17
18.71
18.85
18.79
19.02
19.76
21.38
20.85
20.54
21.12
29.64
20.85
19.39
38
31.56
Shares (diluted)M
36.87
34.87
34.19
36.61
40.50
46.94
53.93
53.99
54.26
54.44
31.66
6.09%
4.52%
21
3.26
Buyback yield%
22.24
19.36
16.93
16.54
15.86
14.35
13.41
15.22
16.99
17.43
28.97
15.22
16.73
35
115.99
Eq/Assets%
122.56
108.97
109.71
103.61
92.75
98.54
103.80
93.87
90.76
100.27
150.13
98.54
101.94
89
13.38
Assets¥B
71.30
80.16
84.94
91.79
99.59
110.6
118.1
132.1
145.7
159.8
23.09
9.93%
9.24%
76
20.69
LT debt¥B
33.13
38.88
44.30
44.94
50.73
58.45
61.32
62.45
66.42
66.88
23.54
5.69%
8.76%
31
Total assets
¥159.8B
9.24%
1.74×
Revenue
¥27.40B
3.38%
1.00×
Non-interest expense
¥13.22B
3.44%
1.01×
Net interest income
67.62%
Non-interest income
32.38%