14.22
Revenue¥B
31.11
31.97
31.84
32.97
33.47
33.28
34.46
34.31
34.78
35.68
15.26
1.28%
1.52%
66
7.62
Revenue growth%
9.57
11.76
9.91
11.13
9.79
6.95
9.43
10.25
11.83
8.89
19.97
9.43
9.85
23
2.81
NIM%
11.79
12.28
11.88
10.52
11.36
9.66
12.63
11.49
13.51
14.79
11.74
12.63
11.83
93
20.90
Effic. R.%
16.99
17.71
14.86
12.48
10.34
12.52
14.40
14.02
15.73
17.43
25.41
14.40
14.63
26
8.06
Net margin%
24.21
24.20
22.13
21.03
20.29
20.91
20.10
20.98
19.29
21.30
11.65
20.91
21.01
28
12.42
P/E ratio (avg)x
13.24
13.49
12.75
14.37
15.45
16.59
18.08
17.37
16.88
18.37
37.05
17.37
16.02
83
17.76
P/TBVx
37.54
40.59
44.96
44.53
49.11
47.90
48.20
57.63
65.39
71.04
29.87
57.63
48.05
5
24.94
P/Bx
6.775
6.966
6.673
7.480
7.236
7.164
8.072
9.097
8.901
8.959
37.07
8.901
7.358
74
17.43
NII¥B
19.45
20.09
19.78
20.65
20.53
20.89
21.56
21.13
21.70
22.07
32.17
1.45%
1.40%
—
26.96
NII grth%
27.57
27.04
24.72
23.75
24.16
23.62
25.52
25.41
27.04
27.76
21.27
25.52
25.46
14
27.01
ROTE%
24.60
25.01
25.61
23.26
25.22
24.12
21.58
19.73
21.81
21.56
13.64
21.58
23.69
72
12.60
Return on equity%
6.83
4.46
3.35
2.11
2.88
4.71
4.03
4.84
6.66
5.53
4.68
4.84
4.59
32
7.96
Return on assets%
26.09
23.27
22.00
21.85
21.80
24.77
23.69
25.29
23.49
24.55
20.75
24.55
23.59
43
242.39
EPS¥
369.70
426.48
428.14
485.83
587.40
613.80
635.30
702.60
851.75
1,032
269.38
11.92%
11.97%
—
18.60
EPS growth%
2.31
0.98
2.61
1.99
0.69
0.43
2.57
4.96
4.41
2.07
6.99
2.57
2.19
91
229.12
Bookvalue per sh¥
550.57
576.13
551.58
644.08
710.59
828.80
784.28
895.04
1,038
1,226
451.82
11.52%
8.87%
—
503.60
TBV/sh¥
357.78
362.52
428.84
499.82
478.66
486.54
515.36
585.34
573.01
646.63
456.49
6.20%
7.01%
—
288.10
Dividend per sh¥
459.67
508.53
525.29
625.64
690.58
789.22
807.72
816.33
900.05
962.56
427.49
6.87%
7.72%
—
17.25
Div yield (avg)%
19.75
19.19
19.97
17.22
14.39
15.93
18.01
17.72
17.40
20.32
6.36
17.72
17.87
74
2.58
Payout ratio%
29.56
26.76
24.14
25.27
22.34
20.93
20.72
19.65
22.10
23.16
15.02
20.93
22.75
36
27.57
Shares (diluted)M
34.07
30.80
32.62
27.68
25.00
21.70
19.27
16.36
14.23
14.97
28.58
(9.74%)
(7.45%)
45
11.12
Buyback yield%
3.27
2.18
3.53
4.55
5.39
5.53
7.93
7.13
7.16
8.95
24.87
7.16
5.46
32
116.32
Eq/Assets%
90.93
84.08
80.95
85.41
80.34
75.78
79.62
75.98
82.09
77.05
91.56
77.05
80.64
38
33.61
Assets¥B
63.30
67.84
75.02
84.02
91.82
101.7
115.6
129.0
136.8
142.4
25.18
9.17%
9.74%
94
24.81
LT debt¥B
9.519
10.42
10.81
9.468
8.722
8.028
8.059
8.880
9.591
10.09
36.54
2.96%
(0.37%)
43
Total assets
¥142.4B
9.74%
2.18×
Revenue
¥35.68B
1.52%
1.00×
Non-interest expense
¥22.09B
1.60%
1.01×
Net interest income
61.85%
Non-interest income
38.15%