454.0
Revenuekr M
473.6
510.1
548.6
579.4
621.7
672.3
732.8
786.5
853.4
916.7
472.6
8.08%
7.69%
34
21.00
Revenue growth%
0.40
2.05
0.93
0.72
0.70
0.40
0.40
1.94
4.07
6.96
24.37
1.94
0.82
48
8.51
NIM%
1.86
0.82
3.52
6.23
4.18
1.20
0.55
0.40
0.40
3.02
26.24
0.55
1.53
56
2.36
Effic. R.%
7.67
8.77
11.71
9.06
9.32
8.24
6.65
4.05
6.28
4.45
22.06
6.28
7.95
34
26.46
Net margin%
20.09
19.49
17.05
16.15
16.75
14.24
13.22
14.91
16.00
13.28
13.88
14.24
16.08
52
6.314
P/E ratio (avg)x
52.09
52.72
60.68
66.71
73.68
87.73
91.57
88.77
93.61
106.1
31.34
91.57
80.70
53
14.67
P/TBVx
36.00
40.36
46.15
49.38
50.03
49.96
56.08
63.73
62.35
63.29
14.20
62.35
49.99
42
24.39
P/Bx
26.25
26.04
24.27
21.93
22.19
20.74
21.62
20.71
19.30
16.61
19.52
20.71
21.78
81
670.6
NIIkr M
258.2
279.8
306.4
320.8
338.1
365.5
404.3
429.6
478.6
512.0
654.2
8.65%
7.93%
—
16.97
NII grth%
5.75
3.94
2.61
5.10
3.83
3.30
1.85
4.56
6.17
4.59
29.37
4.56
4.25
19
5.01
ROTE%
18.10
17.10
17.58
16.95
15.66
15.46
17.46
15.75
13.43
11.95
3.61
15.46
16.35
47
3.39
Return on equity%
10.22
11.96
10.19
12.04
11.68
13.56
15.88
14.60
12.04
12.05
11.10
13.56
12.04
44
24.24
Return on assets%
8.10
6.39
4.18
4.56
1.72
0.40
1.07
0.40
0.40
0.40
10.53
0.40
1.39
88
44.58
EPSkr
23.79
24.34
22.12
20.93
21.28
21.36
20.21
19.17
18.38
20.82
46.59
(0.44%)
(2.25%)
—
21.75
EPS growth%
16.15
17.79
17.05
15.86
14.45
12.06
13.61
13.22
12.00
11.00
27.33
12.06
14.03
41
10.19
Bookvalue per shkr
10.46
10.41
11.61
10.54
10.33
10.36
9.52
9.34
9.14
9.30
29.02
(2.07%)
(1.47%)
—
37.90
TBV/shkr
57.70
65.58
64.02
71.62
79.53
82.13
78.14
79.64
78.16
81.54
9.74
0.50%
5.06%
—
32.66
Dividend per shkr
42.33
46.11
46.74
54.03
59.13
65.33
66.49
70.12
66.64
70.81
28.68
3.67%
5.76%
—
18.92
Div yield (avg)%
21.08
23.09
25.24
22.41
25.40
27.01
25.35
23.44
20.59
18.77
28.82
23.44
23.26
76
2.82
Payout ratio%
11.25
10.91
12.63
15.35
15.11
13.57
10.91
11.16
10.81
10.14
2.82
10.91
11.20
20
12.41
Shares (diluted)M
10.35
11.33
10.29
11.43
10.64
9.768
10.18
9.146
8.491
7.592
12.56
(6.53%)
(4.15%)
51
3.59
Buyback yield%
7.44
10.29
11.97
14.72
17.11
16.80
19.63
22.34
23.63
22.30
26.67
22.30
16.95
15
153.93
Eq/Assets%
186.77
205.44
209.32
222.67
232.72
238.46
261.69
310.56
307.53
330.46
58.96
307.53
235.59
16
0.933
Assetskr B
4.267
4.679
5.221
5.614
6.324
6.804
7.354
7.642
8.387
8.877
0.903
7.02%
8.64%
38
0.653
LT debtkr B
1.672
1.879
2.029
2.272
2.344
2.329
2.622
3.146
3.356
4.016
0.151
11.36%
9.66%
46
Non-interest expense
7.73%
1.00×
Net interest income
55.85%
Non-interest income
44.15%