0.949
Revenuekr B
1.452
1.505
1.538
1.578
1.591
1.624
1.651
1.720
1.723
1.748
1.017
1.90%
1.96%
13
24.21
Revenue growth%
2.68
4.04
4.42
4.50
6.98
9.44
9.95
12.59
14.62
12.71
24.59
12.59
8.21
48
13.73
NIM%
3.71
5.00
4.49
1.77
4.06
3.60
5.28
4.95
6.05
7.45
27.84
5.28
4.72
35
27.37
Effic. R.%
9.74
11.09
12.21
14.31
14.53
13.22
11.30
13.46
12.44
13.64
5.13
13.22
12.83
54
3.13
Net margin%
27.80
26.07
24.83
25.69
28.49
26.66
26.74
29.23
30.71
32.57
13.42
29.23
27.27
15
20.36
P/E ratio (avg)x
20.44
18.18
19.16
19.96
17.80
16.01
13.63
13.66
12.18
10.69
15.13
13.63
16.91
68
6.342
P/TBVx
8.676
9.120
9.956
10.73
10.83
10.46
11.02
11.08
10.81
11.10
12.43
11.02
10.77
32
28.89
P/Bx
40.87
41.35
43.37
43.57
47.60
49.93
53.64
61.35
61.68
74.37
11.85
61.35
48.77
55
0.202
NIIkr B
0.879
0.908
0.929
0.954
0.981
1.001
0.985
1.051
1.044
1.046
0.527
1.30%
1.77%
—
26.07
NII grth%
30.05
30.95
29.85
30.96
31.14
31.15
32.86
32.78
31.88
34.84
8.63
32.78
31.14
22
28.46
ROTE%
22.79
22.18
24.83
24.89
22.79
25.76
23.75
24.44
22.91
22.84
10.10
23.75
23.33
8
2.11
Return on equity%
21.69
19.67
21.50
23.28
21.13
21.91
22.23
22.62
24.43
21.45
4.63
22.23
21.80
43
15.72
Return on assets%
14.49
15.71
17.22
20.19
21.76
19.34
22.29
23.36
26.35
26.99
21.29
23.36
20.98
61
21.30
EPSkr
24.22
25.43
25.50
23.99
23.90
24.10
22.27
20.68
20.27
19.53
22.65
(3.96%)
(1.85%)
—
8.81
EPS growth%
12.15
14.74
13.30
10.84
9.78
11.49
9.80
10.41
7.42
5.37
28.91
9.80
10.63
67
4.74
Bookvalue per shkr
4.77
4.81
4.71
5.13
5.37
5.76
6.33
7.08
7.88
9.45
11.20
11.98%
6.97%
—
10.27
TBV/shkr
25.33
23.89
24.30
27.05
29.63
28.55
28.81
26.99
28.37
26.19
4.62
(2.44%)
0.56%
—
7.60
Dividend per shkr
16.88
17.47
17.27
18.85
20.43
18.97
17.12
18.91
19.86
20.66
16.31
0.22%
1.54%
—
15.28
Div yield (avg)%
4.02
4.62
2.45
0.40
0.94
0.40
0.40
0.88
1.53
0.62
26.18
0.62
0.91
11
21.67
Payout ratio%
0.40
0.48
0.42
0.40
0.40
1.14
2.06
2.68
1.81
2.68
2.35
2.06
0.81
70
50.64
Shares (diluted)M
50.00
47.87
49.86
53.76
54.76
56.59
58.36
62.75
56.26
49.81
49.94
(1.87%)
0.71%
71
22.25
Buyback yield%
13.74
12.88
12.97
13.75
13.07
15.93
15.02
14.04
15.77
17.89
22.67
15.77
13.90
62
24.32
Eq/Assets%
111.53
106.07
116.17
110.18
122.61
126.40
117.25
130.03
136.03
131.11
39.32
130.03
119.93
25
738.4
Assetskr M
323.0
357.1
389.2
416.4
454.8
503.5
536.4
572.9
604.9
646.4
282.9
7.28%
8.02%
22
0.152
LT debtkr B
0.384
0.347
0.325
0.337
0.348
0.362
0.335
0.313
0.331
0.352
1.335
0.18%
0.22%
75
Non-interest expense
2.01%
1.01×
Net interest income
59.86%
Non-interest income
40.14%
Return on capital
301.90%