899.9
Revenuekr M
582.9
607.9
613.3
626.3
641.3
677.5
695.4
715.4
739.6
755.6
926.7
3.33%
3.05%
58
11.85
Revenue growth%
0.40
0.40
0.40
0.44
2.32
5.13
7.79
8.29
6.57
9.30
9.69
7.79
3.72
59
5.83
NIM%
21.26
20.88
21.66
22.03
19.24
16.81
14.43
14.48
13.03
15.49
24.85
14.48
18.02
54
23.38
Effic. R.%
29.99
30.25
27.25
24.72
26.48
27.01
24.83
25.67
24.07
26.68
3.89
25.67
26.58
34
11.20
Net margin%
5.46
8.22
10.89
8.29
11.08
12.94
11.22
9.12
11.36
13.32
26.91
11.36
10.98
40
30.60
P/E ratio (avg)x
14.84
13.69
13.34
13.38
13.59
14.90
16.97
17.27
16.42
18.16
24.12
16.97
14.87
48
8.070
P/TBVx
45.61
51.81
62.08
71.97
71.32
76.04
73.10
72.84
86.31
94.31
29.72
76.04
72.40
29
36.31
P/Bx
26.85
25.10
28.72
30.77
35.39
34.18
35.61
34.48
37.13
40.23
20.13
35.61
34.33
42
407.0
NIIkr M
400.4
420.3
428.9
426.8
448.7
466.7
485.1
496.0
516.3
519.7
558.1
2.98%
2.97%
—
27.96
NII grth%
31.68
34.03
37.02
36.43
36.44
36.43
37.68
37.73
36.21
37.28
19.25
37.28
36.44
13
4.59
ROTE%
10.36
7.85
8.24
9.62
9.86
7.37
8.76
8.98
11.30
13.27
5.35
8.98
9.30
16
12.59
Return on equity%
5.87
8.11
5.80
4.10
2.12
1.65
4.54
5.27
6.79
9.32
14.90
5.27
5.53
56
2.65
Return on assets%
5.26
7.13
7.78
10.61
9.56
8.43
6.62
5.18
6.84
6.03
23.81
6.62
6.99
49
11.87
EPSkr
21.84
20.33
17.66
18.04
16.21
17.47
16.88
15.72
16.73
15.99
13.00
(0.27%)
(3.34%)
—
16.96
EPS growth%
9.12
11.75
9.96
11.64
10.89
13.59
12.16
14.03
13.63
15.78
9.63
13.63
11.95
73
19.78
Bookvalue per shkr
11.85
12.87
13.36
12.45
12.83
12.52
12.83
13.95
13.32
12.03
24.94
(1.26%)
(1.09%)
—
8.90
TBV/shkr
10.11
11.09
12.16
14.03
15.02
15.15
17.48
18.46
18.63
21.18
9.72
7.12%
8.82%
—
18.40
Dividend per shkr
26.11
31.32
32.08
36.43
36.65
37.45
37.43
42.89
42.94
50.43
14.88
6.59%
7.86%
—
25.42
Div yield (avg)%
30.15
29.59
27.77
25.53
27.47
25.43
23.09
22.83
21.70
19.74
17.97
22.83
25.48
58
28.26
Payout ratio%
25.92
24.13
27.08
29.52
29.11
27.70
29.59
27.79
28.15
29.18
24.64
28.15
27.97
77
27.05
Shares (diluted)M
31.11
34.24
37.18
38.06
38.17
42.96
44.52
50.11
55.20
58.09
27.31
8.76%
6.51%
25
2.13
Buyback yield%
10.62
9.00
6.87
8.62
8.13
9.27
10.46
9.17
6.31
8.02
5.36
9.17
8.81
88
104.45
Eq/Assets%
51.62
59.46
59.71
66.91
69.03
70.90
74.39
84.66
88.89
94.20
34.06
84.66
69.97
12
0.690
Assetskr B
2.634
2.949
3.275
3.461
3.715
3.948
4.385
4.743
5.036
5.524
0.170
8.26%
8.45%
90
785.7
LT debtkr M
373.3
388.8
416.3
427.1
457.7
462.5
486.0
496.7
444.4
479.2
327.5
0.92%
1.64%
57
Non-interest expense
2.94%
0.99×
Net interest income
68.78%
Non-interest income
31.22%