0.112
Revenuekr B
0.961
0.982
1.017
1.069
1.113
1.130
1.160
1.175
1.198
1.218
0.126
1.83%
2.58%
23
6.07
Revenue growth%
16.06
16.40
15.84
12.99
15.25
13.47
12.80
12.80
11.81
9.07
16.25
12.80
13.23
10
28.08
NIM%
25.10
27.67
30.06
29.85
32.47
32.20
33.19
35.65
36.93
34.82
23.57
34.82
32.34
11
14.47
Effic. R.%
16.98
17.17
17.19
19.83
19.32
20.54
19.75
18.01
15.35
15.17
29.12
18.01
17.60
53
17.17
Net margin%
7.05
7.45
9.34
8.90
9.42
9.58
7.61
7.57
10.08
10.17
17.90
9.58
9.12
9
19.73
P/E ratio (avg)x
49.44
47.57
48.73
54.40
61.07
66.62
73.32
78.61
89.70
89.70
31.74
78.61
63.84
26
21.99
P/TBVx
38.12
40.99
44.98
43.48
47.77
43.21
44.41
44.83
44.96
40.40
37.84
44.41
43.94
80
35.72
P/Bx
19.51
21.48
21.44
20.06
19.61
21.26
20.52
20.46
20.36
19.21
36.20
20.46
20.41
37
1.331
NIIkr B
0.747
0.762
0.771
0.821
0.857
0.869
0.892
0.914
0.915
0.945
1.169
1.98%
2.57%
—
27.48
NII grth%
21.22
21.28
18.99
21.04
18.38
18.63
17.07
16.63
16.52
18.09
21.12
17.07
18.50
18
18.71
ROTE%
31.42
32.47
34.98
34.01
31.88
28.95
30.40
30.98
30.87
30.41
12.91
30.41
31.20
61
8.39
Return on equity%
21.49
24.39
22.54
25.37
26.24
27.58
25.64
26.41
28.64
27.38
19.15
27.38
25.94
46
29.50
Return on assets%
8.58
8.21
9.15
10.16
10.09
8.61
11.52
11.38
13.03
12.47
8.14
11.52
10.12
72
6.06
EPSkr
1.65
1.69
1.53
1.49
1.48
1.46
1.41
1.32
1.40
1.50
6.55
0.25%
(0.50%)
—
25.29
EPS growth%
10.06
9.37
7.29
5.32
7.54
10.05
8.54
8.84
7.27
7.75
5.50
8.54
8.14
35
6.11
Bookvalue per shkr
3.26
2.88
3.13
2.83
2.67
2.96
2.85
2.51
2.67
2.37
6.29
(2.39%)
(2.48%)
—
4.40
TBV/shkr
6.14
7.04
6.87
7.71
8.74
8.99
9.33
9.79
10.63
10.16
2.39
3.06%
6.75%
—
1.19
Dividend per shkr
4.58
5.14
5.10
5.14
5.83
5.91
6.48
6.41
6.31
7.00
2.15
3.73%
5.05%
—
19.01
Div yield (avg)%
8.44
7.93
5.82
7.69
8.59
5.79
4.26
2.40
1.18
0.40
15.75
2.40
5.81
50
15.73
Payout ratio%
17.73
14.90
14.11
11.54
13.18
11.78
12.98
12.27
15.13
13.98
26.91
12.98
13.58
88
77.09
Shares (diluted)M
107.0
106.3
115.3
115.7
123.1
139.3
158.3
178.0
181.3
204.4
76.14
10.68%
6.31%
92
7.71
Buyback yield%
22.84
20.04
21.21
21.19
20.96
23.56
20.59
19.88
21.71
23.03
3.64
21.71
21.20
55
98.29
Eq/Assets%
240.23
229.56
268.70
287.10
286.43
305.50
324.64
328.36
349.03
374.56
113.12
328.36
296.30
29
0.744
Assetskr B
0.605
0.644
0.738
0.801
0.892
0.937
1.048
1.138
1.269
1.331
1.455
8.32%
8.70%
52
135.7
LT debtkr M
522.4
519.1
600.3
686.8
735.3
771.7
735.8
845.2
962.0
975.0
133.9
5.81%
6.00%
51
Non-interest expense
2.46%
0.99×
Net interest income
77.60%
Non-interest income
22.40%