146.1
Revenue¥B
130.9
135.0
140.2
140.4
142.8
145.0
146.0
147.8
151.0
152.8
157.9
1.37%
2.05%
68
17.97
Revenue growth%
12.07
11.95
9.34
12.14
10.75
12.84
10.95
10.43
9.61
9.12
18.20
10.43
10.85
71
6.34
NIM%
25.96
28.32
25.57
25.76
24.45
25.04
27.12
27.01
27.48
25.77
2.59
27.01
25.87
93
24.24
Effic. R.%
16.18
14.64
15.21
12.99
13.99
11.47
12.37
11.95
11.86
12.55
25.12
11.95
12.77
86
25.70
Net margin%
0.40
3.36
5.58
5.60
3.89
1.96
0.40
0.40
0.65
2.87
26.71
0.65
2.42
48
17.42
P/E ratio (avg)x
6.180
6.702
7.425
7.316
6.778
7.583
6.893
6.371
6.624
7.534
33.69
6.893
6.836
16
16.94
P/TBVx
13.51
12.24
12.63
12.01
11.19
10.19
10.80
9.985
10.38
9.497
35.93
10.19
10.99
44
18.07
P/Bx
32.40
30.98
34.32
35.10
39.99
42.78
44.25
45.36
46.92
44.73
23.30
44.73
41.39
16
150.7
NII¥B
78.63
80.21
83.56
85.01
85.03
88.15
88.49
88.66
91.68
92.36
41.12
1.67%
2.03%
—
4.33
NII grth%
22.98
23.29
25.59
24.69
23.79
23.24
22.00
23.18
21.06
24.02
29.90
23.18
23.26
11
12.25
ROTE%
14.71
14.83
12.28
12.75
14.86
14.73
11.76
12.36
11.41
11.43
18.88
11.76
12.55
46
4.74
Return on equity%
15.13
14.86
16.21
14.32
13.31
11.26
8.71
10.18
11.47
12.37
6.00
11.26
12.84
59
18.18
Return on assets%
3.63
6.36
6.28
3.54
4.65
6.91
8.33
6.46
7.32
7.34
16.03
7.32
6.41
56
80.31
EPS¥
29.80
30.66
26.05
25.68
26.14
23.21
23.91
20.70
18.04
16.57
86.18
(8.71%)
(6.07%)
—
2.37
EPS growth%
14.89
15.39
17.98
15.50
13.00
14.43
14.28
14.48
14.66
16.98
23.81
14.48
14.77
54
58.21
Bookvalue per sh¥
298.23
298.60
315.43
301.02
321.96
370.76
392.25
414.08
434.39
466.49
208.76
7.70%
6.21%
—
41.36
TBV/sh¥
73.20
69.93
69.56
73.12
68.96
61.00
66.10
68.56
61.93
66.15
157.53
(0.83%)
(0.39%)
—
53.38
Dividend per sh¥
285.46
299.29
313.19
350.35
395.94
463.99
470.31
460.40
506.06
561.45
44.65
7.24%
8.57%
—
7.54
Div yield (avg)%
31.72
31.40
32.17
29.92
29.55
27.98
27.98
28.48
28.76
29.54
13.32
28.48
29.54
20
29.37
Payout ratio%
10.84
10.99
11.57
8.66
11.14
9.35
9.17
10.04
10.90
10.21
14.85
10.04
10.53
64
199.3
Shares (diluted)M
197.3
174.1
182.9
157.3
172.9
189.2
207.6
214.4
196.2
174.3
199.3
0.16%
(0.41%)
93
28.03
Buyback yield%
11.27
9.38
8.61
7.47
5.00
3.91
4.77
3.01
3.26
4.48
4.34
3.91
4.88
61
59.13
Eq/Assets%
94.60
102.15
111.77
119.29
107.15
111.22
111.66
98.63
88.01
78.45
130.94
98.63
104.65
77
96.53
Assets¥B
222.4
243.9
268.1
284.3
315.5
333.2
352.3
383.7
438.0
454.1
51.62
7.55%
8.50%
59
80.97
LT debt¥B
28.66
29.50
29.03
29.34
27.25
26.36
25.54
27.44
28.76
31.12
20.56
2.69%
(0.53%)
77
Total assets
¥454.1B
8.50%
1.85×
Revenue
¥152.8B
2.05%
1.00×
Non-interest expense
¥77.58B
2.06%
1.00×
Net interest income
60.43%
Non-interest income
39.57%