1.821
Revenue¥B
5.000
5.085
5.147
5.281
5.394
5.395
5.634
5.883
6.069
6.269
1.906
3.05%
2.34%
72
28.05
Revenue growth%
15.66
16.03
18.57
18.77
18.76
15.77
16.79
15.32
18.19
20.85
17.00
16.79
17.49
85
25.47
NIM%
7.47
5.84
7.82
5.72
5.88
5.82
6.70
6.73
4.29
5.06
23.69
5.82
5.86
15
10.31
Effic. R.%
30.47
29.45
32.20
30.97
32.11
29.80
26.98
28.25
26.33
27.05
27.27
27.05
29.63
71
24.76
Net margin%
24.04
26.17
29.04
31.78
33.10
30.83
33.68
34.76
34.64
35.22
26.33
34.64
32.44
57
11.47
P/E ratio (avg)x
19.24
20.39
18.78
20.37
19.74
21.46
22.52
19.89
17.16
16.62
33.51
19.89
19.81
60
14.67
P/TBVx
51.51
54.32
58.45
58.24
61.53
66.27
62.88
68.99
78.71
80.94
10.39
68.99
62.21
79
35.02
P/Bx
27.58
24.74
22.59
21.35
20.26
19.24
19.72
21.26
20.63
20.07
29.55
20.07
20.94
45
2.457
NII¥B
3.800
3.866
3.894
4.054
4.121
4.085
4.316
4.479
4.611
4.831
1.683
3.23%
2.38%
—
17.40
NII grth%
23.27
21.68
18.86
18.70
15.90
17.33
19.22
19.24
16.51
17.15
8.32
17.33
18.78
27
26.16
ROTE%
15.18
16.53
15.35
17.36
18.38
17.48
18.38
18.66
16.37
16.61
9.23
17.48
16.99
38
12.87
Return on equity%
9.90
8.85
6.58
8.81
6.47
5.10
4.97
2.91
1.73
2.58
2.26
2.91
5.78
70
8.52
Return on assets%
2.27
2.49
0.65
0.66
3.59
1.64
0.40
1.68
3.86
4.05
18.83
1.68
1.98
89
0.13
EPS¥
0.07
0.08
0.08
0.09
0.09
0.10
0.11
0.14
0.16
0.16
0.14
12.51%
11.62%
—
9.62
EPS growth%
24.97
26.45
24.18
22.47
20.64
21.57
22.59
24.40
27.05
24.67
24.45
24.40
24.29
48
0.06
Bookvalue per sh¥
0.07
0.06
0.06
0.07
0.07
0.07
0.07
0.07
0.07
0.08
0.13
3.05%
(0.83%)
—
0.02
TBV/sh¥
0.12
0.14
0.17
0.17
0.19
0.21
0.24
0.25
0.27
0.28
0.06
8.18%
10.71%
—
0.13
Dividend per sh¥
0.10
0.10
0.09
0.09
0.08
0.09
0.09
0.09
0.09
0.09
0.10
2.39%
(0.34%)
—
2.69
Div yield (avg)%
10.28
7.75
8.73
8.07
10.83
13.39
11.00
10.39
10.51
10.67
7.76
10.67
10.45
79
15.55
Payout ratio%
8.21
6.67
5.95
5.06
3.46
2.18
3.59
3.98
6.69
6.92
24.63
3.98
5.50
56
19.05
Shares (diluted)B
29.89
30.72
37.36
36.97
44.61
43.94
51.59
50.77
52.06
54.01
18.13
3.90%
6.58%
8
12.95
Buyback yield%
29.87
30.68
32.99
31.22
31.09
30.37
28.10
27.48
27.74
26.06
24.05
27.74
30.12
69
150.69
Eq/Assets%
143.74
144.28
137.02
119.88
115.82
126.41
109.67
116.81
110.87
102.59
82.90
110.87
118.34
87
2.608
Assets¥B
11.08
11.77
12.29
14.11
14.87
15.75
17.27
18.40
20.06
21.10
3.796
7.26%
7.50%
36
1.898
LT debt¥B
5.021
5.165
5.632
6.311
5.685
5.550
5.811
5.305
5.875
6.271
2.884
1.98%
2.00%
65
Total assets
¥21.10B
7.50%
1.64×
Revenue
¥6.269B
2.34%
1.00×
Non-interest expense
¥3.173B
2.20%
0.99×
Net interest income
77.06%
Non-interest income
22.94%