1.213
Revenue¥B
2.388
2.461
2.560
2.693
2.845
2.944
2.995
3.079
3.241
3.314
1.314
3.10%
3.58%
10
12.62
Revenue growth%
2.25
4.56
6.55
8.85
9.08
7.58
4.70
7.63
7.74
9.07
29.96
7.63
7.61
46
23.46
NIM%
28.79
29.01
31.12
32.44
31.01
31.18
32.16
33.15
32.06
32.98
11.99
32.16
31.62
52
6.11
Effic. R.%
32.13
30.76
30.52
33.28
33.48
31.26
33.08
33.08
33.09
33.38
5.48
33.08
33.08
35
2.39
Net margin%
16.79
13.92
12.68
13.09
11.46
9.97
11.77
14.47
14.63
11.76
21.00
11.77
12.88
76
14.11
P/E ratio (avg)x
33.25
35.21
40.92
41.56
49.82
59.44
68.82
74.86
88.00
102.9
10.68
74.86
54.63
88
14.67
P/TBVx
12.91
11.91
11.48
11.79
10.19
10.58
10.30
11.28
12.34
12.68
24.06
11.28
11.63
92
15.78
P/Bx
36.11
36.45
37.10
38.59
37.64
38.19
42.84
44.50
47.87
55.42
13.23
44.50
38.39
86
1.518
NII¥B
1.677
1.728
1.774
1.887
1.988
2.036
2.106
2.145
2.300
2.333
3.216
3.25%
3.78%
—
27.12
NII grth%
6.05
7.80
6.53
8.92
9.64
9.74
11.98
12.41
13.17
12.43
5.63
12.41
9.69
20
13.29
ROTE%
21.07
21.46
22.01
22.39
21.18
19.57
19.83
22.57
21.94
19.89
20.81
19.89
21.32
53
27.26
Return on equity%
12.26
14.02
11.43
9.33
10.48
13.36
12.66
15.31
13.70
13.43
6.22
13.43
13.01
23
27.67
Return on assets%
5.43
2.71
2.30
0.40
0.40
0.40
0.88
0.40
0.40
1.93
17.78
0.40
0.64
11
0.19
EPS¥
0.21
0.21
0.19
0.17
0.17
0.18
0.17
0.18
0.17
0.15
0.21
(2.78%)
(3.95%)
—
7.68
EPS growth%
2.63
0.40
1.48
0.40
3.35
1.75
0.40
2.08
3.53
2.50
14.55
2.08
1.91
93
0.17
Bookvalue per sh¥
0.18
0.18
0.18
0.17
0.16
0.17
0.17
0.19
0.20
0.18
0.28
2.56%
(0.03%)
—
0.26
TBV/sh¥
0.16
0.17
0.17
0.18
0.20
0.21
0.22
0.25
0.26
0.25
0.05
4.83%
4.08%
—
0.27
Dividend per sh¥
0.19
0.18
0.17
0.17
0.16
0.18
0.17
0.18
0.20
0.22
0.27
5.97%
0.26%
—
11.68
Div yield (avg)%
7.94
7.14
9.04
6.22
8.20
6.34
3.38
4.96
7.60
8.26
11.46
6.34
7.37
64
7.46
Payout ratio%
23.60
21.00
22.98
21.79
21.71
22.83
21.81
24.36
21.43
21.99
20.85
21.99
21.90
23
5.551
Shares (diluted)B
6.023
5.510
5.831
5.310
5.245
4.925
4.955
5.521
5.625
5.091
5.670
(0.59%)
(0.53%)
82
9.77
Buyback yield%
21.24
21.52
21.72
21.15
21.17
20.02
22.88
20.41
17.44
18.82
25.58
20.02
21.16
33
24.56
Eq/Assets%
153.26
137.35
149.86
161.86
157.90
143.12
133.43
142.77
156.05
151.45
52.21
143.12
150.66
36
2.363
Assets¥B
5.669
6.310
6.870
7.372
7.941
8.945
9.769
10.58
11.09
12.14
3.892
8.87%
8.39%
36
2.243
LT debt¥B
0.579
0.542
0.582
0.596
0.567
0.535
0.524
0.571
0.568
0.496
1.711
(2.61%)
(2.53%)
42
Total assets
¥12.14B
8.39%
1.57×
Revenue
¥3.314B
3.58%
1.00×
Non-interest expense
¥2.012B
3.56%
1.00×
Net interest income
70.39%
Non-interest income
29.61%