0.376
Revenue¥B
3.465
3.540
3.684
3.689
3.686
3.776
3.896
4.077
4.132
4.172
0.415
2.51%
2.24%
64
2.82
Revenue growth%
17.23
18.99
15.99
14.13
15.12
15.57
15.24
17.91
16.48
17.57
27.41
16.48
16.24
31
29.88
NIM%
22.18
21.46
23.76
26.28
24.99
23.52
25.99
24.63
21.77
23.75
6.31
23.75
23.76
42
13.29
Effic. R.%
8.67
7.33
9.30
8.83
9.30
8.76
9.14
11.94
14.79
13.54
27.23
11.94
9.22
47
26.90
Net margin%
6.50
7.10
7.21
4.65
3.47
2.59
1.46
0.40
0.40
2.97
25.15
1.46
3.22
10
18.65
P/E ratio (avg)x
33.66
33.35
39.66
39.56
38.00
37.39
41.76
45.90
51.88
52.96
20.76
45.90
39.61
71
24.34
P/TBVx
35.95
36.07
40.40
48.92
51.63
59.34
61.98
69.03
71.36
85.95
12.75
69.03
55.48
36
33.30
P/Bx
40.48
39.63
42.47
47.11
50.90
48.82
44.07
48.54
51.98
45.93
36.62
48.54
46.52
80
4.035
NII¥B
2.669
2.754
2.868
2.881
2.846
2.948
3.032
3.112
3.194
3.228
2.081
2.55%
2.26%
—
29.00
NII grth%
10.15
8.38
10.36
10.54
12.24
13.21
12.46
13.44
16.41
18.52
8.58
13.44
12.35
11
2.51
ROTE%
3.61
1.53
0.72
1.61
0.40
0.40
0.40
1.59
2.74
5.02
6.91
1.59
1.56
71
20.60
Return on equity%
23.86
22.76
24.71
24.77
24.18
22.91
22.64
19.70
22.61
23.87
17.36
22.64
23.39
8
18.40
Return on assets%
20.98
23.84
24.47
23.25
24.04
24.87
26.40
24.80
24.48
24.82
9.29
24.82
24.48
34
0.46
EPS¥
0.32
0.37
0.36
0.42
0.44
0.50
0.59
0.61
0.62
0.70
0.48
9.71%
7.83%
—
2.09
EPS growth%
5.23
2.64
0.40
1.26
1.60
1.27
2.36
2.98
5.04
4.59
29.96
2.98
2.50
26
0.40
Bookvalue per sh¥
1.33
1.46
1.74
1.87
2.14
2.22
2.16
2.47
2.66
2.71
0.90
4.81%
7.13%
—
0.21
TBV/sh¥
0.25
0.28
0.30
0.31
0.34
0.35
0.32
0.29
0.31
0.32
0.73
(1.18%)
1.41%
—
0.83
Dividend per sh¥
0.69
0.63
0.59
0.61
0.57
0.59
0.62
0.68
0.63
0.70
0.60
3.90%
(0.44%)
—
15.22
Div yield (avg)%
8.37
11.20
12.48
11.23
13.32
12.61
13.29
13.96
11.49
9.73
7.65
12.61
11.99
80
15.83
Payout ratio%
24.77
27.57
28.16
30.66
31.46
34.05
31.49
33.95
31.81
33.46
18.31
33.46
31.47
46
2.248
Shares (diluted)B
2.882
3.226
3.452
3.212
3.094
2.962
2.777
2.940
3.372
3.884
2.234
4.65%
4.41%
64
2.35
Buyback yield%
20.07
19.35
19.72
19.56
19.74
21.85
22.05
20.55
21.03
20.42
11.55
21.03
20.25
93
21.66
Eq/Assets%
91.55
90.12
91.95
81.67
84.80
89.69
95.45
93.93
82.18
77.98
140.90
89.69
89.91
65
1.564
Assets¥B
6.069
6.953
7.560
8.156
9.294
10.16
10.73
12.18
13.19
13.91
0.411
8.41%
9.63%
91
3.199
LT debt¥B
2.166
2.144
2.376
2.636
2.547
2.627
2.891
2.891
3.075
2.771
2.872
1.70%
1.43%
25
Total assets
¥13.91B
9.63%
2.01×
Revenue
¥4.172B
2.24%
1.00×
Non-interest expense
¥2.019B
2.34%
1.01×
Net interest income
77.38%
Non-interest income
22.62%