1.774
Revenue¥B
2.542
2.537
2.510
2.595
2.570
2.591
2.622
2.641
2.649
2.730
1.853
1.22%
0.95%
32
10.03
Revenue growth%
27.12
27.01
29.99
29.27
31.98
33.97
32.39
34.46
33.84
35.69
16.42
33.97
32.19
82
5.92
NIM%
23.60
25.42
26.43
26.10
24.89
27.55
30.40
28.70
28.95
31.87
19.21
28.95
26.99
36
19.31
Effic. R.%
26.08
27.18
29.43
28.36
27.75
28.92
31.47
28.53
25.64
23.41
5.36
28.53
28.05
66
27.57
Net margin%
7.41
5.11
6.76
7.81
9.75
9.28
6.50
7.97
5.16
5.33
19.77
6.50
7.09
31
23.46
P/E ratio (avg)x
29.52
29.56
30.87
33.53
38.48
41.77
45.83
50.97
53.63
57.73
23.83
50.97
40.12
32
18.05
P/TBVx
42.02
43.71
46.68
48.97
55.52
58.08
64.32
74.26
80.14
79.14
15.74
74.26
56.80
10
31.27
P/Bx
26.86
29.82
31.85
30.68
28.28
25.86
25.56
25.16
27.59
27.99
18.18
25.86
27.79
27
0.781
NII¥B
1.635
1.652
1.626
1.672
1.651
1.677
1.719
1.686
1.697
1.757
2.077
1.25%
0.74%
—
18.94
NII grth%
11.71
13.15
15.24
17.23
19.54
20.07
20.53
19.97
22.77
24.01
27.17
20.53
19.76
51
2.63
ROTE%
19.28
19.47
21.80
23.75
26.10
23.34
22.56
22.46
21.32
22.61
4.97
22.56
22.51
53
28.35
Return on equity%
28.32
26.15
27.39
29.28
28.31
29.24
29.84
30.15
30.65
28.58
12.74
29.84
28.91
84
24.21
Return on assets%
34.55
34.42
36.41
36.69
38.31
35.49
36.39
38.13
36.24
35.02
11.54
36.24
36.31
74
0.41
EPS¥
0.40
0.40
0.36
0.37
0.36
0.32
0.33
0.29
0.32
0.28
0.44
(4.68%)
(2.57%)
—
2.28
EPS growth%
0.84
0.40
1.68
1.23
0.40
0.40
1.37
3.49
3.08
3.03
29.85
3.03
1.30
56
0.23
Bookvalue per sh¥
0.33
0.29
0.29
0.30
0.28
0.29
0.31
0.29
0.28
0.26
0.30
(1.08%)
(1.49%)
—
0.38
TBV/sh¥
0.48
0.51
0.57
0.59
0.60
0.67
0.80
0.81
0.84
0.87
0.20
7.62%
6.51%
—
0.20
Dividend per sh¥
0.11
0.11
0.12
0.10
0.09
0.08
0.07
0.07
0.06
0.06
0.41
(8.86%)
(6.33%)
—
25.10
Div yield (avg)%
4.26
4.15
3.28
5.38
5.31
5.45
3.25
5.51
5.54
4.79
14.17
5.45
5.05
68
7.91
Payout ratio%
23.08
23.20
22.56
22.28
20.34
21.19
23.83
23.83
26.55
24.37
23.32
23.83
23.14
91
2.640
Shares (diluted)B
3.941
4.326
4.550
4.130
3.757
3.799
3.756
4.128
4.371
4.836
2.639
5.18%
2.89%
72
29.35
Buyback yield%
23.02
25.58
25.36
25.69
26.97
29.64
27.86
27.49
30.31
30.92
16.07
29.64
27.23
86
80.21
Eq/Assets%
105.73
91.83
86.66
87.97
83.76
76.97
80.63
73.57
79.22
80.97
166.19
79.22
82.37
86
0.940
Assets¥B
0.705
0.791
0.847
0.932
1.007
1.133
1.233
1.289
1.480
1.554
0.705
9.07%
9.00%
23
0.263
LT debt¥B
0.696
0.680
0.626
0.679
0.720
0.663
0.643
0.701
0.704
0.732
1.198
0.32%
(0.42%)
38
Total assets
¥1.554B
9.00%
2.15×
Revenue
¥2.730B
0.95%
1.00×
Non-interest expense
¥1.380B
0.94%
1.00×
Net interest income
64.35%
Non-interest income
35.65%
Return on capital
190.84%