8.219
Revenue¥B
33.88
37.57
41.18
44.91
48.96
52.88
56.31
62.33
67.29
71.99
8.456
8.01%
8.49%
26
23.58
Revenue growth%
15.71
12.79
15.20
15.51
17.98
18.12
19.31
21.22
21.59
19.31
8.76
19.31
18.05
68
10.17
NIM%
28.28
27.58
26.71
29.57
28.07
25.19
25.37
24.34
21.92
19.07
24.55
24.34
26.04
17
14.93
Effic. R.%
13.91
12.68
11.45
8.88
10.66
11.88
12.63
11.78
13.03
15.12
22.51
12.63
12.26
40
17.66
Net margin%
2.15
4.62
4.55
6.46
7.27
9.69
9.16
11.93
10.99
10.56
14.94
10.56
8.22
41
16.47
P/E ratio (avg)x
31.13
31.30
34.52
38.18
36.26
33.58
32.02
35.66
40.58
38.67
37.02
35.66
35.09
45
37.02
P/TBVx
45.91
48.01
52.42
50.46
49.80
55.85
53.43
56.20
56.83
65.97
24.17
56.20
52.93
57
27.94
P/Bx
25.34
25.57
25.18
22.57
21.41
21.80
21.86
21.04
19.33
20.88
16.83
21.04
21.83
56
13.66
NII¥B
20.70
22.97
25.93
27.87
30.50
32.40
34.89
38.11
41.88
44.71
34.14
7.95%
8.35%
—
15.39
NII grth%
5.61
4.93
7.80
7.06
9.83
7.41
4.56
5.96
5.67
6.49
4.75
5.96
6.22
58
13.40
ROTE%
29.93
27.92
30.32
32.52
33.93
33.98
31.59
33.44
31.78
33.79
28.98
33.44
32.15
5
19.61
Return on equity%
15.56
14.26
15.77
16.12
15.17
14.48
15.59
16.31
18.20
15.55
27.21
15.59
15.57
91
18.86
Return on assets%
24.15
25.50
24.52
23.17
25.24
22.33
21.60
20.02
17.96
18.50
25.48
20.02
22.75
71
267.79
EPS¥
176.75
190.71
216.18
228.89
242.65
245.67
247.50
259.60
255.17
280.74
289.97
2.96%
5.71%
—
23.94
EPS growth%
14.15
13.25
11.61
12.89
12.14
11.32
8.59
10.16
12.89
10.02
6.95
10.16
11.87
67
185.16
Bookvalue per sh¥
195.45
211.37
205.42
223.19
236.69
206.58
208.30
200.43
207.10
200.45
404.91
(3.27%)
(0.59%)
—
280.07
TBV/sh¥
608.70
619.47
580.84
544.30
573.05
612.69
592.11
635.94
662.14
610.01
216.28
1.26%
0.48%
—
145.55
Dividend per sh¥
156.69
180.16
174.42
191.63
203.44
214.63
235.19
225.22
222.49
231.89
244.89
2.65%
3.62%
—
9.45
Div yield (avg)%
21.48
24.02
23.19
23.58
22.43
20.49
21.40
20.31
20.64
20.92
11.49
20.64
21.44
62
10.80
Payout ratio%
11.02
9.55
11.02
12.08
10.58
11.06
9.18
10.21
10.19
7.31
11.66
10.19
10.40
50
112.2
Shares (diluted)M
198.0
223.4
264.1
318.6
343.0
374.0
378.6
393.5
403.7
470.5
114.7
6.53%
9.86%
56
16.92
Buyback yield%
16.97
19.06
21.60
21.94
23.23
22.10
23.65
23.10
23.17
24.30
4.71
23.17
22.60
72
68.15
Eq/Assets%
178.06
164.03
182.56
176.71
171.74
158.14
155.23
158.99
182.50
181.41
30.39
158.99
174.23
69
4.179
Assets¥B
230.9
258.5
281.3
311.5
339.3
380.3
434.0
461.3
501.5
524.4
78.30
9.10%
9.08%
34
24.77
LT debt¥B
57.88
58.07
59.42
65.79
73.54
78.76
89.25
90.29
94.01
91.59
63.57
4.49%
5.87%
25
Total assets
¥524.4B
9.08%
1.06×
Revenue
¥71.99B
8.49%
1.00×
Non-interest expense
¥41.82B
8.21%
0.97×
Net interest income
62.11%
Non-interest income
37.89%