46.46
Revenue¥B
93.85
94.29
96.54
97.07
98.77
101.3
105.7
108.5
112.0
115.3
51.83
3.14%
2.46%
18
28.86
Revenue growth%
26.02
24.36
22.73
25.08
25.91
27.88
27.04
24.08
23.31
23.30
11.96
24.08
24.72
82
10.85
NIM%
5.23
5.01
5.13
3.44
4.32
7.11
6.19
6.17
8.61
8.67
14.66
7.11
5.70
37
15.73
Effic. R.%
25.45
27.08
26.19
25.98
27.48
28.93
29.55
31.42
29.61
28.20
27.53
29.55
27.84
56
19.00
Net margin%
3.04
0.43
1.48
0.40
0.72
0.40
0.40
1.13
1.88
0.40
10.46
0.40
0.57
63
25.99
P/E ratio (avg)x
8.938
10.56
10.71
10.96
11.14
12.50
13.08
14.31
16.87
16.10
7.780
14.31
11.82
40
26.65
P/TBVx
23.65
21.58
19.77
18.52
19.78
20.66
21.41
21.37
21.99
20.79
25.87
21.37
21.08
57
36.19
P/Bx
29.52
32.88
36.30
35.43
39.57
39.73
46.91
51.34
55.75
62.81
35.96
51.34
39.65
17
29.29
NII¥B
59.08
59.77
61.06
60.82
62.85
62.88
67.22
68.14
69.90
73.63
62.57
3.22%
2.75%
—
9.51
NII grth%
0.40
2.56
2.68
1.21
2.77
4.94
2.27
4.24
6.41
6.48
4.34
4.94
2.73
14
5.03
ROTE%
18.26
20.52
20.34
23.28
20.49
17.61
15.36
12.82
11.77
11.09
5.30
12.82
17.94
44
6.75
Return on equity%
19.76
20.22
21.44
22.88
23.02
25.82
27.22
25.88
28.59
30.66
8.08
27.22
24.42
50
4.77
Return on assets%
1.04
0.85
0.40
3.22
2.84
5.56
3.12
1.68
1.63
4.08
7.58
3.12
2.26
26
147.01
EPS¥
153.84
144.03
146.58
131.68
139.82
146.98
132.13
130.49
116.04
116.93
157.53
(3.51%)
(3.50%)
—
25.76
EPS growth%
4.40
5.45
4.85
2.40
0.40
0.92
0.40
1.32
0.63
2.36
22.31
0.92
1.84
71
65.48
Bookvalue per sh¥
312.52
315.01
356.52
350.49
417.54
420.36
501.11
489.91
496.63
483.33
123.08
2.97%
4.81%
—
57.68
TBV/sh¥
118.35
138.48
140.61
155.52
156.09
168.63
202.50
232.28
264.51
288.49
122.86
13.07%
10.01%
—
58.78
Dividend per sh¥
45.67
41.40
42.35
42.25
47.53
42.98
48.83
52.24
52.23
52.22
205.72
1.90%
0.27%
—
10.22
Div yield (avg)%
7.68
6.73
8.26
8.08
6.88
6.66
7.24
9.14
6.97
8.19
22.78
7.24
7.46
84
21.93
Payout ratio%
15.81
13.62
14.16
15.92
16.52
15.67
18.21
17.72
19.86
17.96
24.08
17.96
16.22
91
200.1
Shares (diluted)M
152.5
158.2
153.3
159.8
156.2
168.5
181.3
156.6
153.1
152.9
200.2
(0.42%)
0.54%
47
23.06
Buyback yield%
6.86
8.80
6.01
8.55
10.31
11.08
13.77
10.94
9.23
10.25
20.60
10.94
9.74
13
41.40
Eq/Assets%
102.73
123.94
131.06
154.58
168.91
179.55
195.02
222.24
241.23
293.57
83.95
222.24
174.23
78
6.996
Assets¥B
283.1
312.1
326.2
362.8
391.0
431.1
484.8
535.2
573.0
598.2
79.88
8.87%
8.19%
88
20.58
LT debt¥B
106.1
114.5
117.2
113.6
110.3
112.3
116.7
112.5
129.4
142.6
76.62
5.26%
2.71%
33
Total assets
¥598.2B
8.19%
1.72×
Revenue
¥115.3B
2.46%
1.00×
Non-interest expense
¥57.68B
2.37%
0.99×
Net interest income
63.87%
Non-interest income
36.13%