76.39
Revenue¥B
119.3
121.7
119.5
120.3
120.6
119.2
122.7
122.0
122.2
124.8
78.56
0.70%
0.29%
37
26.47
Revenue growth%
27.46
26.81
28.52
30.81
31.86
32.53
32.44
35.06
32.51
30.23
20.15
32.51
31.34
33
10.70
NIM%
12.41
10.37
9.50
6.98
9.56
11.73
11.10
8.28
5.47
4.77
4.10
8.28
9.53
35
6.00
Effic. R.%
25.12
23.83
24.95
27.64
25.46
23.76
24.72
22.86
20.32
18.47
3.85
22.86
24.27
82
19.60
Net margin%
11.66
9.36
7.14
6.35
5.94
3.99
4.41
1.89
1.03
3.84
23.74
3.84
5.17
25
22.98
P/E ratio (avg)x
5.767
6.031
5.845
5.772
6.273
6.617
6.956
6.319
6.869
6.266
31.67
6.617
6.270
80
14.78
P/TBVx
64.98
77.39
77.64
82.40
95.89
116.1
124.3
143.0
153.5
157.6
21.88
143.0
106.0
33
26.76
P/Bx
8.616
9.124
9.612
10.17
8.948
9.640
9.799
9.523
9.379
10.05
15.93
9.640
9.568
51
12.90
NII¥B
94.32
97.33
96.41
94.87
96.45
94.23
97.83
97.64
97.43
98.62
48.02
0.45%
0.27%
—
20.83
NII grth%
17.06
18.39
16.61
14.96
13.26
14.01
12.15
10.57
12.57
11.81
24.82
12.15
13.63
91
10.64
ROTE%
34.53
31.73
31.01
31.40
29.62
28.21
30.59
31.38
28.60
29.28
27.54
29.28
30.80
43
29.33
Return on equity%
9.79
9.09
9.08
6.73
6.28
8.89
11.25
13.30
15.72
13.87
18.25
13.30
9.44
19
13.29
Return on assets%
2.08
0.40
0.40
0.40
0.40
0.40
3.40
5.40
3.14
0.76
24.79
3.14
0.58
90
500.50
EPS¥
877.52
796.86
760.03
674.11
664.17
643.10
600.85
583.29
524.46
568.01
538.28
(3.08%)
(4.63%)
—
9.30
EPS growth%
8.69
7.64
5.41
8.37
9.20
6.49
8.01
8.93
9.94
12.25
14.45
8.93
8.53
74
569.82
Bookvalue per sh¥
1,476
1,638
1,784
1,896
2,011
2,052
2,336
2,358
2,376
2,589
412.27
5.18%
6.82%
—
862.81
TBV/sh¥
532.66
499.40
518.35
534.95
547.52
604.69
604.95
577.31
562.87
564.87
360.23
0.63%
1.72%
—
576.11
Dividend per sh¥
1,776
2,086
2,262
2,595
2,607
2,918
3,115
3,128
3,548
4,159
1,073
9.79%
10.88%
—
22.38
Div yield (avg)%
7.87
6.22
3.68
2.07
3.71
1.87
0.40
0.40
0.40
0.40
19.79
0.40
1.97
20
29.15
Payout ratio%
22.07
19.51
16.70
14.38
13.49
13.31
12.32
14.25
15.16
14.65
27.25
14.25
14.52
26
49.00
Shares (diluted)M
67.16
67.48
71.38
81.62
80.05
90.07
93.42
107.6
107.5
121.7
49.55
8.74%
7.64%
52
4.43
Buyback yield%
5.93
6.75
6.48
5.18
3.73
4.60
4.33
7.20
7.98
7.18
10.30
7.18
6.20
93
62.52
Eq/Assets%
236.39
218.43
242.92
279.15
307.99
310.82
325.42
325.04
324.72
345.53
121.70
325.04
309.41
33
18.53
Assets¥B
255.3
264.3
301.3
327.6
347.7
377.1
417.8
456.4
513.0
566.1
108.9
10.24%
9.25%
31
97.75
LT debt¥B
98.65
89.47
95.69
86.35
88.89
86.11
90.35
77.22
80.79
78.42
74.00
(2.48%)
(2.64%)
14
Total assets
¥566.1B
9.25%
2.35×
Revenue
¥124.8B
0.29%
1.00×
Non-interest expense
¥69.82B
0.23%
0.99×
Net interest income
79.00%
Non-interest income
21.00%