54.18
Revenue¥B
38.94
40.74
42.04
44.82
46.86
48.94
52.38
54.13
56.17
58.33
59.87
4.48%
4.45%
90
5.22
Revenue growth%
12.95
14.45
13.56
14.37
15.20
13.35
14.88
13.22
13.05
12.94
27.19
13.22
13.45
58
28.32
NIM%
19.24
19.16
21.56
21.57
19.76
20.13
19.30
18.59
17.06
14.41
11.08
18.59
19.27
43
11.70
Effic. R.%
20.67
19.56
22.17
22.23
21.63
22.40
24.56
23.38
25.99
24.32
28.44
24.32
22.32
7
8.26
Net margin%
13.84
12.55
9.65
6.87
5.26
6.87
7.87
5.57
6.06
7.78
17.21
6.87
7.33
71
29.32
P/E ratio (avg)x
13.53
13.22
13.56
14.21
14.27
12.74
14.17
15.62
16.50
15.50
14.81
15.50
14.19
76
20.43
P/TBVx
55.42
61.13
68.86
72.98
79.51
80.08
78.55
94.20
94.75
105.5
20.67
94.20
79.03
80
19.24
P/Bx
10.59
10.81
11.51
11.62
11.86
12.20
11.37
11.05
9.463
9.468
19.31
11.05
11.21
78
9.456
NII¥B
26.20
27.66
28.43
30.32
32.24
33.66
35.83
36.58
38.82
40.23
45.54
4.53%
4.53%
—
19.71
NII grth%
21.55
19.56
18.55
19.00
20.93
23.37
26.09
24.94
24.16
22.63
29.12
24.16
22.09
55
15.93
ROTE%
7.01
7.07
7.21
8.66
6.59
9.39
6.49
4.46
2.72
2.00
8.42
4.46
6.80
51
20.22
Return on equity%
21.06
18.71
21.15
20.47
22.78
23.74
26.68
25.70
23.32
23.25
11.13
23.74
23.01
35
29.77
Return on assets%
14.73
12.59
10.92
9.86
10.84
13.00
14.29
13.40
10.64
10.63
25.85
13.00
11.75
19
255.36
EPS¥
408.08
463.40
502.52
498.20
570.43
628.41
731.94
829.98
879.02
943.12
265.75
10.58%
8.58%
—
17.79
EPS growth%
29.49
26.92
25.60
23.34
25.39
25.30
22.56
24.58
26.04
26.98
7.28
25.30
25.50
78
118.75
Bookvalue per sh¥
290.00
323.89
307.59
291.78
326.92
365.82
385.12
380.91
366.76
366.77
331.57
2.33%
2.10%
—
145.80
TBV/sh¥
190.69
176.08
194.83
193.43
216.49
216.99
240.42
246.92
259.94
279.45
305.45
5.24%
3.21%
—
182.21
Dividend per sh¥
273.74
260.97
251.86
282.22
306.24
327.13
322.62
307.35
287.86
308.54
189.70
0.15%
0.76%
—
6.93
Div yield (avg)%
5.61
4.41
4.10
7.08
4.25
6.96
3.98
2.56
2.18
0.40
11.10
2.56
4.18
93
13.97
Payout ratio%
19.34
19.78
20.54
18.06
15.45
14.85
11.97
10.47
10.12
9.39
27.71
10.47
15.15
10
115.8
Shares (diluted)M
142.1
133.5
151.5
157.3
164.5
168.7
175.7
167.9
156.8
164.7
118.1
0.03%
1.39%
78
15.09
Buyback yield%
23.08
23.56
24.10
23.21
23.31
22.40
20.63
20.01
21.02
21.81
3.13
21.02
22.74
32
36.57
Eq/Assets%
174.80
183.25
211.27
197.36
210.61
242.79
222.34
211.06
222.75
243.77
146.77
222.75
211.17
32
6.330
Assets¥B
182.9
199.8
212.4
236.1
260.8
267.2
297.9
320.6
352.3
393.0
18.78
8.54%
8.79%
23
15.34
LT debt¥B
26.94
30.12
31.10
37.49
39.63
46.11
53.90
59.55
69.61
69.89
23.63
12.02%
9.76%
15
Total assets
¥393.0B
8.79%
1.50×
Revenue
¥58.33B
4.45%
1.00×
Non-interest expense
¥26.98B
4.58%
1.01×
Net interest income
68.96%
Non-interest income
31.04%