12.89
Revenue¥B
31.93
34.27
37.44
40.49
44.14
47.05
50.40
54.84
58.04
62.97
13.27
7.36%
7.93%
88
18.64
Revenue growth%
30.18
29.52
26.72
29.32
26.34
26.83
23.99
24.23
23.93
25.65
25.77
24.23
26.53
80
29.88
NIM%
24.35
24.21
23.93
21.14
23.49
21.38
20.66
19.28
20.76
18.39
4.54
20.66
21.26
30
13.58
Effic. R.%
28.67
29.40
27.18
28.63
31.47
31.17
33.21
32.69
33.58
35.32
20.34
33.21
31.32
45
15.18
Net margin%
9.95
10.76
10.54
10.59
12.54
12.87
11.47
10.28
10.23
9.66
24.13
10.28
10.57
72
24.38
P/E ratio (avg)x
18.05
18.79
19.40
19.09
19.91
21.14
18.21
17.06
18.56
16.22
24.74
18.21
18.68
77
11.99
P/TBVx
44.33
41.24
38.80
34.35
32.05
28.47
29.98
27.47
27.84
30.67
29.95
28.47
31.36
79
7.823
P/Bx
34.25
33.87
33.89
29.54
32.22
30.15
28.89
25.72
26.50
26.02
24.99
26.50
29.84
40
2.830
NII¥B
25.23
27.25
30.02
32.16
34.89
37.68
39.81
43.47
46.58
50.27
22.49
7.58%
7.87%
—
25.90
NII grth%
23.32
22.52
22.89
20.24
18.63
20.66
17.96
20.34
21.17
22.51
27.13
20.66
20.91
67
19.49
ROTE%
12.19
12.68
10.49
9.55
7.83
10.52
12.57
13.17
12.00
9.52
11.03
12.00
11.26
6
7.97
Return on equity%
19.59
17.14
17.58
14.66
11.88
13.20
12.68
15.54
15.48
12.70
14.67
13.20
15.07
23
25.71
Return on assets%
25.85
23.78
21.45
18.88
19.79
16.92
19.59
17.99
18.65
19.39
5.63
18.65
19.49
89
159.51
EPS¥
165.32
179.07
195.34
227.44
263.42
269.19
286.28
305.69
342.25
376.19
172.46
7.39%
9.76%
—
20.30
EPS growth%
11.51
10.25
10.56
11.18
10.79
10.70
12.99
10.83
8.44
11.29
11.71
10.83
10.81
9
185.37
Bookvalue per sh¥
139.46
144.80
138.25
139.21
135.17
140.77
151.62
176.09
169.98
167.83
48.32
4.42%
1.48%
—
115.22
TBV/sh¥
82.48
79.49
76.82
81.59
78.76
81.40
90.06
87.25
98.60
88.87
91.64
2.44%
0.49%
—
102.26
Dividend per sh¥
47.04
48.71
51.33
45.69
41.30
40.71
44.08
49.20
43.96
45.42
37.85
1.92%
(0.13%)
—
28.12
Div yield (avg)%
19.91
21.69
23.19
20.63
17.79
18.61
18.57
16.45
14.87
15.39
25.28
16.45
18.59
47
6.55
Payout ratio%
23.16
23.54
22.54
22.26
19.60
21.62
21.13
20.83
21.92
21.30
27.63
21.30
21.77
73
150.1
Shares (diluted)M
186.9
179.3
204.2
234.6
264.0
276.8
313.1
335.2
374.0
426.1
150.9
10.05%
10.08%
84
19.49
Buyback yield%
17.19
14.96
17.23
16.72
15.72
18.45
15.59
14.34
13.61
16.02
2.33
15.59
15.87
83
114.86
Eq/Assets%
101.77
94.00
91.71
78.60
84.65
85.23
78.37
67.47
71.94
70.91
137.51
71.94
81.62
38
44.01
Assets¥B
145.9
158.2
171.7
179.0
194.9
213.4
232.9
259.2
285.4
311.3
19.14
9.81%
8.65%
72
11.39
LT debt¥B
37.89
37.98
33.80
34.51
32.92
32.32
27.60
23.80
22.52
20.12
5.835
(9.38%)
(6.33%)
45
Total assets
¥311.3B
8.65%
1.07×
Revenue
¥62.97B
7.93%
1.00×
Non-interest expense
¥38.24B
7.94%
1.00×
Net interest income
79.84%
Non-interest income
20.16%