8.195
Revenue¥B
3.924
4.154
4.419
4.804
5.297
5.634
6.175
6.753
7.368
8.000
8.744
8.60%
8.46%
33
15.10
Revenue growth%
11.40
10.04
11.79
11.64
9.94
12.80
11.82
13.78
13.94
11.24
27.31
12.80
11.72
63
29.49
Combined R.%
87.42
86.24
87.61
85.80
85.80
86.16
87.17
86.60
85.40
87.13
21.67
86.60
86.42
54
5.01
Operating margin%
7.59
6.77
3.78
5.50
7.63
9.04
10.21
13.16
14.72
13.60
22.87
13.16
8.33
24
16.69
Net margin%
14.00
16.57
19.12
21.47
19.94
20.44
20.16
17.97
15.81
14.05
25.47
17.97
18.54
66
25.55
P/E ratio (avg)x
37.68
36.68
37.99
38.94
37.86
32.98
31.58
31.96
31.43
27.66
34.93
31.58
34.83
17
22.52
P/TBVx
10.27
10.05
10.61
10.21
8.784
7.731
7.330
7.476
7.824
6.827
25.05
7.476
8.304
15
36.00
P/Bx
17.80
17.72
16.54
16.84
18.22
18.82
17.14
18.53
20.37
22.47
15.89
18.82
18.01
42
27.43
Prem. grth%
15.02
12.17
11.08
8.89
9.22
10.39
9.12
10.24
10.15
8.96
24.35
10.15
10.20
64
24.96
Invest. yld%
10.35
8.64
6.05
7.09
4.97
4.28
4.70
6.67
5.83
4.48
13.61
4.70
5.94
23
7.32
BVPS grth%
14.37
16.19
15.56
14.30
16.06
14.99
16.21
18.91
16.15
15.66
15.86
16.15
15.86
46
19.63
Return on equity%
20.96
22.50
21.24
23.92
25.90
24.45
24.39
24.34
24.07
26.30
13.12
24.39
24.21
72
18.47
Return on assets%
20.56
19.76
20.93
22.66
25.28
23.03
20.95
21.46
22.70
25.20
7.65
22.70
22.06
65
30.17
EPS¥
186.23
178.09
204.97
235.83
255.74
253.10
253.77
248.41
279.26
264.28
31.15
0.66%
4.25%
—
12.17
EPS growth%
20.86
22.02
23.99
22.64
23.39
23.59
24.48
22.42
21.07
18.86
16.71
22.42
22.53
92
56.38
Bookvalue per sh¥
138.04
150.23
145.28
143.10
168.35
163.98
177.64
180.13
195.83
232.01
133.61
6.63%
6.28%
—
140.69
TBV/sh¥
198.67
209.60
228.97
239.00
246.50
227.04
224.88
223.61
229.43
243.30
32.83
(0.26%)
2.95%
—
68.61
Dividend per sh¥
124.53
129.21
140.78
150.54
162.99
183.91
171.63
177.22
175.02
197.98
127.77
3.97%
5.77%
—
2.64
Div yield (avg)%
8.96
9.61
9.43
7.31
4.80
7.55
6.10
8.17
6.72
7.98
28.83
7.55
7.76
86
26.58
Payout ratio%
9.40
10.82
11.10
13.91
14.13
13.12
12.44
9.68
6.79
4.09
21.00
9.68
10.96
38
24.68
Shares (diluted)M
26.13
28.30
27.60
30.89
33.13
32.63
30.31
28.86
31.22
33.11
24.34
(0.01%)
2.93%
87
4.33
Buyback yield%
9.62
11.02
10.25
8.56
11.51
8.99
11.22
9.06
8.99
10.48
3.53
9.06
9.93
74
1.395
D/E ratiox
0.801
0.897
0.850
0.984
1.066
1.120
1.107
1.145
1.339
1.265
1.462
1.145
1.087
40
7.250
Assets¥B
7.123
7.502
8.500
9.194
9.494
10.15
11.23
12.41
13.23
13.95
8.388
8.00%
7.76%
54
7.646
LT debt¥B
6.634
6.483
7.607
8.515
8.650
9.478
10.02
11.00
11.18
12.31
5.572
7.31%
8.01%
31
Revenue
¥8.000B
8.46%
1.00×
Claims and benefits
¥4.165B
8.56%
1.01×
Total costs
¥6.425B
8.63%
1.02×