19.11
Revenue¥B
17.39
17.95
18.85
19.51
20.55
20.95
21.86
23.09
23.82
24.92
19.75
3.94%
3.81%
51
16.08
Revenue growth%
28.52
31.00
28.14
30.44
29.10
29.48
26.91
27.90
26.30
28.66
12.00
27.90
28.59
51
3.15
Combined R.%
89.28
87.12
88.66
89.03
88.91
88.35
88.57
87.58
89.60
87.02
16.47
88.35
88.61
25
24.12
Operating margin%
0.40
0.40
0.40
0.40
0.40
1.96
3.75
2.49
3.55
3.41
24.79
3.41
1.18
54
20.05
Net margin%
10.08
13.03
10.33
8.91
8.88
11.77
12.21
14.95
15.99
15.12
7.56
14.95
11.99
29
36.85
P/E ratio (avg)x
37.19
35.26
32.21
30.15
29.28
27.27
26.21
28.02
24.61
25.24
13.74
26.21
28.65
22
19.16
P/TBVx
7.987
8.302
9.366
10.40
11.43
10.92
11.90
13.29
12.34
13.46
34.15
12.34
11.17
48
6.538
P/Bx
33.90
36.54
33.97
30.95
31.91
31.51
30.74
32.07
34.78
32.02
28.56
32.02
32.05
90
6.03
Prem. grth%
3.71
6.10
6.19
6.50
5.63
7.04
5.34
3.43
4.46
6.02
14.41
5.34
5.82
85
25.37
Invest. yld%
6.27
3.61
4.05
3.72
3.43
6.13
8.65
8.02
9.29
6.76
28.48
8.02
6.20
86
7.84
BVPS grth%
18.35
20.62
20.01
17.79
18.85
21.12
19.50
17.47
18.04
16.13
22.08
18.04
18.60
7
9.17
Return on equity%
7.72
5.65
7.60
7.40
5.42
4.16
1.42
0.57
2.02
3.97
24.37
2.02
4.79
56
9.86
Return on assets%
21.95
22.52
24.65
23.87
23.20
23.28
25.72
25.89
23.10
25.25
14.76
25.25
23.57
12
108.69
EPS¥
64.93
66.54
65.64
66.19
70.29
69.17
64.04
70.94
79.76
82.31
115.58
3.21%
2.54%
—
8.03
EPS growth%
16.11
17.73
19.23
20.66
21.61
24.57
23.34
21.21
23.07
21.02
24.82
23.07
21.11
48
66.99
Bookvalue per sh¥
134.72
147.29
140.19
142.54
155.19
162.94
154.32
156.40
169.28
194.82
31.37
4.65%
4.14%
—
94.17
TBV/sh¥
16.33
17.69
15.00
12.82
12.89
13.49
14.00
12.75
12.04
12.02
71.10
(1.40%)
(4.30%)
—
97.10
Dividend per sh¥
33.34
31.37
32.18
33.78
33.25
33.69
36.18
35.38
33.67
36.64
77.46
1.96%
1.21%
—
5.37
Div yield (avg)%
28.73
28.74
29.89
32.34
32.82
30.21
30.23
27.76
30.26
30.80
26.65
30.23
30.22
56
3.29
Payout ratio%
16.85
14.19
13.76
13.03
14.48
16.04
15.04
17.78
19.28
20.98
14.67
17.78
15.54
15
74.17
Shares (diluted)M
84.59
94.40
91.02
90.80
92.02
81.78
77.52
69.81
68.29
62.59
73.47
(7.42%)
(3.32%)
22
29.47
Buyback yield%
10.88
13.30
13.13
12.42
12.80
13.04
13.85
12.37
10.82
9.52
5.16
12.37
12.61
12
0.817
D/E ratiox
1.724
1.827
1.850
1.908
2.105
2.189
2.479
2.560
2.399
2.448
0.263
2.448
2.147
6
5.315
Assets¥B
20.46
22.40
24.55
26.63
29.32
31.88
34.96
38.25
41.38
46.11
15.55
9.48%
9.02%
92
21.56
LT debt¥B
11.38
11.11
11.67
11.08
10.93
11.85
12.07
11.09
10.06
9.675
9.883
(2.41%)
(2.19%)
32
Revenue
¥24.92B
3.81%
1.00×
Claims and benefits
¥15.26B
3.81%
1.00×
Total costs
¥19.69B
3.58%
0.98×