9.512
Revenue¥B
13.99
15.35
16.45
17.66
19.43
21.00
22.10
23.55
24.77
26.27
10.28
6.22%
7.33%
57
27.96
Revenue growth%
0.40
0.40
0.40
0.40
0.40
0.40
0.40
0.40
0.40
0.40
27.38
0.40
0.40
84
12.25
Combined R.%
81.46
79.87
81.08
81.50
81.30
79.68
80.32
79.47
79.79
79.82
23.12
79.79
80.10
76
6.71
Operating margin%
1.36
0.82
0.40
2.83
2.20
2.48
3.76
3.11
2.69
5.69
4.22
3.11
2.58
43
25.92
Net margin%
17.95
20.19
19.57
22.37
25.36
23.34
22.62
22.38
24.87
22.98
28.95
22.98
22.50
44
9.935
P/E ratio (avg)x
17.68
17.21
18.65
18.99
18.11
17.27
18.96
20.45
21.27
19.93
13.66
19.93
18.80
77
28.17
P/TBVx
8.883
9.232
10.74
10.97
11.30
11.98
12.14
14.31
14.42
14.03
34.52
14.03
11.64
10
16.20
P/Bx
18.45
18.74
19.35
19.64
18.98
18.09
17.43
18.03
20.13
18.83
22.44
18.09
18.79
44
26.88
Prem. grth%
6.27
5.45
7.36
8.50
11.00
11.69
12.76
12.70
10.81
8.22
4.59
11.69
9.65
86
13.75
Invest. yld%
9.99
12.54
11.13
8.63
11.63
12.70
14.90
15.10
13.10
11.36
17.74
13.10
12.09
5
11.83
BVPS grth%
11.60
11.27
11.51
11.35
12.95
14.39
11.82
12.06
9.25
11.92
23.57
11.92
11.71
7
3.74
Return on equity%
13.48
14.32
17.13
19.69
19.82
21.95
19.80
17.80
15.36
13.58
9.80
17.80
17.47
68
12.22
Return on assets%
24.80
26.73
25.47
25.45
27.11
25.33
27.60
27.39
26.02
25.98
23.33
26.02
26.00
18
93.48
EPS¥
125.12
137.45
141.92
137.69
154.15
174.68
185.23
169.70
184.24
184.93
96.89
3.71%
4.90%
—
24.83
EPS growth%
22.82
24.97
23.40
23.68
24.09
24.59
23.18
24.66
26.36
28.53
25.77
24.66
24.34
35
113.48
Bookvalue per sh¥
17.23
16.51
17.13
18.98
16.78
16.22
15.73
14.02
14.27
15.04
139.38
(2.17%)
(0.62%)
—
74.22
TBV/sh¥
81.91
88.11
88.37
87.34
88.58
91.25
79.32
85.42
81.92
84.26
22.65
(1.00%)
0.78%
—
117.43
Dividend per sh¥
100.21
110.13
116.39
125.50
134.17
158.22
187.94
201.78
236.65
264.41
51.09
14.53%
10.95%
—
20.02
Div yield (avg)%
8.01
9.41
6.86
9.37
6.51
5.27
2.33
4.99
4.57
2.32
20.19
4.57
5.89
21
24.45
Payout ratio%
2.82
5.67
5.75
6.82
7.38
8.93
7.35
9.48
6.90
5.47
21.00
7.35
6.86
91
81.27
Shares (diluted)M
83.46
85.19
95.80
105.6
98.96
100.7
112.0
113.9
107.1
102.1
80.42
0.63%
1.55%
60
14.29
Buyback yield%
13.78
12.92
14.27
15.54
13.34
11.24
11.16
13.88
16.64
15.63
24.44
13.88
13.83
32
0.875
D/E ratiox
2.266
2.448
2.252
2.223
2.422
2.277
2.128
1.894
1.734
1.534
0.622
1.894
2.237
9
17.02
Assets¥B
15.89
16.96
18.00
19.69
21.47
24.03
25.31
27.85
31.45
34.74
15.12
10.10%
9.40%
48
24.92
LT debt¥B
20.17
23.60
24.88
27.20
29.13
33.54
33.03
32.62
34.66
40.24
12.51
6.68%
8.63%
11
Revenue
¥26.27B
7.33%
1.00×
Claims and benefits
¥13.81B
7.27%
0.99×
Total costs
¥19.44B
7.25%
0.99×