223.0
Revenue¥B
245.0
262.2
285.7
304.3
327.5
349.3
379.2
405.8
427.0
459.3
232.5
7.00%
7.25%
80
27.30
Revenue growth%
11.28
9.30
11.26
8.60
8.91
9.41
10.59
13.50
12.03
14.16
3.42
12.03
10.93
24
8.33
Combined R.%
80.91
81.36
82.37
79.92
81.48
82.27
81.68
79.71
81.57
81.42
18.02
81.57
81.45
82
2.98
Operating margin%
19.58
21.35
20.21
22.22
19.49
18.97
17.08
15.69
12.99
10.43
24.14
15.69
19.23
54
6.72
Net margin%
24.10
26.87
29.68
32.06
30.87
28.58
26.35
27.31
30.27
32.21
5.66
28.58
29.13
29
36.58
P/E ratio (avg)x
37.90
40.07
43.17
47.37
52.67
62.27
73.55
77.59
90.00
104.0
24.42
77.59
57.47
58
37.77
P/TBVx
23.50
23.64
22.27
24.51
25.77
25.98
24.49
21.75
20.54
18.79
18.43
21.75
23.57
52
35.30
P/Bx
13.85
14.09
14.42
14.01
12.80
11.85
11.46
12.21
12.81
12.15
36.20
12.15
12.81
72
12.08
Prem. grth%
20.14
17.70
18.93
17.51
16.81
14.33
12.85
12.82
10.82
8.97
4.35
12.82
15.57
68
6.34
Invest. yld%
24.28
21.92
21.53
24.38
26.21
23.28
22.73
23.05
24.97
23.68
9.04
23.28
23.48
89
7.16
BVPS grth%
16.55
19.46
17.20
16.01
18.60
20.71
22.72
24.78
25.70
22.74
6.60
22.74
20.09
29
4.44
Return on equity%
20.20
19.87
17.69
15.38
16.33
17.09
19.12
17.81
15.59
17.27
28.37
17.27
17.48
75
18.86
Return on assets%
18.74
21.01
20.40
18.59
18.23
17.00
17.04
17.17
20.04
18.98
18.92
17.17
18.67
24
529.36
EPS¥
932.26
1,050
1,269
1,368
1,358
1,643
1,929
2,036
2,189
2,317
592.07
11.28%
9.97%
—
25.27
EPS growth%
11.05
12.21
12.28
9.69
12.14
14.93
14.75
15.49
15.88
17.06
18.45
15.49
13.52
32
508.01
Bookvalue per sh¥
350.60
391.75
393.23
447.13
412.63
392.38
421.64
447.93
454.49
499.47
225.30
3.89%
2.92%
—
420.11
TBV/sh¥
734.49
699.53
715.97
708.23
750.83
759.89
726.75
779.84
749.88
688.34
574.97
(1.72%)
(0.09%)
—
350.69
Dividend per sh¥
254.97
271.50
281.06
257.45
249.11
253.57
258.45
271.98
260.19
251.55
326.87
0.20%
(1.51%)
—
24.95
Div yield (avg)%
17.46
15.32
14.72
12.40
11.86
14.69
14.98
15.07
13.14
15.74
17.68
14.98
14.85
56
23.44
Payout ratio%
2.92
0.40
0.40
2.83
0.40
0.40
2.61
2.49
0.40
1.62
11.75
1.62
1.01
24
0.477
Shares (diluted)B
0.601
0.690
0.746
0.751
0.778
0.761
0.841
0.891
0.951
1.041
0.487
5.99%
7.27%
89
15.52
Buyback yield%
26.85
28.76
28.36
28.52
30.08
27.09
28.87
30.71
30.59
32.49
28.98
30.59
28.82
68
1.547
D/E ratiox
2.260
2.219
2.572
2.575
2.931
3.034
3.216
3.142
3.513
4.093
1.372
3.216
2.982
27
145.1
Assets¥B
161.1
166.8
182.7
192.2
206.4
218.6
247.1
257.1
288.0
311.2
406.9
8.55%
7.71%
91
360.3
LT debt¥B
78.74
74.84
69.71
71.19
66.72
64.73
61.03
56.20
50.97
56.03
141.6
(3.43%)
(4.04%)
5
Revenue
¥459.3B
7.25%
1.00×
Claims and benefits
¥235.8B
7.04%
0.98×
Total costs
¥340.5B
7.22%
1.00×