95.48
Revenue¥B
99.06
107.5
118.7
128.3
141.7
153.8
169.3
180.2
195.0
207.4
98.63
7.92%
8.43%
76
8.62
Revenue growth%
22.03
22.77
23.33
20.34
22.32
23.25
22.96
21.40
19.42
16.63
26.30
21.40
22.17
36
2.47
Combined R.%
82.14
83.00
83.89
83.87
83.35
82.59
82.79
82.82
82.20
83.12
9.85
82.79
82.91
77
6.40
Operating margin%
13.04
12.15
12.89
12.57
12.03
14.40
15.39
16.04
15.57
17.43
7.27
15.57
13.72
24
16.39
Net margin%
1.98
0.40
1.42
3.80
2.65
1.98
0.80
0.78
0.40
2.84
4.60
0.80
1.70
68
23.34
P/E ratio (avg)x
28.73
32.72
31.71
34.47
34.92
34.58
34.07
33.92
37.05
41.72
15.27
34.58
34.27
56
36.64
P/TBVx
24.36
24.64
27.48
28.88
34.54
34.98
35.74
40.46
46.84
51.92
37.94
40.46
34.76
70
28.68
P/Bx
14.33
15.13
14.94
17.04
17.14
15.82
14.74
13.61
14.76
13.58
22.16
14.74
14.85
43
25.62
Prem. grth%
28.69
27.31
29.76
26.83
28.83
26.81
27.56
25.49
22.73
20.58
14.84
25.49
27.07
12
24.63
Invest. yld%
19.61
20.46
21.91
20.38
20.69
23.05
21.11
19.94
20.77
20.04
23.98
20.77
20.58
77
21.70
BVPS grth%
15.86
13.14
11.50
11.45
12.60
12.80
15.08
16.91
15.30
17.25
27.95
15.30
14.11
33
6.68
Return on equity%
27.59
24.67
26.73
28.51
29.23
28.93
26.67
28.27
25.67
22.94
10.29
26.67
27.16
31
15.94
Return on assets%
13.22
14.50
13.88
14.51
11.61
13.18
10.70
10.28
7.80
9.08
4.12
10.28
12.40
73
14.81
EPS¥
6.87
6.98
7.76
7.11
6.79
6.86
7.13
6.70
5.96
5.34
15.71
(4.69%)
(2.79%)
—
21.53
EPS growth%
29.76
30.23
30.88
30.12
27.22
26.09
27.93
26.98
25.33
25.64
28.83
26.09
27.57
75
4.43
Bookvalue per sh¥
22.42
24.85
23.69
25.42
24.14
24.61
26.65
24.61
25.04
22.78
11.03
(1.16%)
(0.21%)
—
14.33
TBV/sh¥
14.81
16.43
18.83
21.35
23.50
22.49
23.66
26.64
26.04
26.74
12.61
2.61%
5.81%
—
7.62
Dividend per sh¥
22.54
24.39
25.23
26.58
28.71
32.45
32.10
32.59
35.86
40.81
11.59
7.28%
6.91%
—
10.92
Div yield (avg)%
15.98
14.36
11.47
9.99
8.02
5.18
5.69
4.50
6.09
8.43
3.47
5.69
8.23
54
15.03
Payout ratio%
0.40
1.38
3.41
2.87
0.40
0.40
0.40
0.40
2.35
5.35
26.62
0.40
0.89
51
6.764
Shares (diluted)B
10.05
9.281
8.927
9.538
10.67
10.28
10.98
10.76
11.79
11.96
6.577
2.32%
2.52%
49
25.30
Buyback yield%
27.96
25.96
28.53
28.51
28.06
27.51
28.51
28.38
27.13
28.44
25.38
28.38
28.22
28
1.302
D/E ratiox
0.312
0.278
0.255
0.277
0.245
0.259
0.264
0.247
0.225
0.250
1.213
0.250
0.257
60
52.50
Assets¥B
239.0
264.6
282.0
319.3
338.5
358.2
388.6
425.4
441.7
478.0
158.8
7.15%
7.68%
22
127.1
LT debt¥B
183.3
177.5
188.7
189.5
209.1
232.9
224.8
246.4
285.7
289.7
114.0
6.74%
5.44%
15
Revenue
¥207.4B
8.43%
1.00×
Claims and benefits
¥111.1B
8.45%
1.00×
Total costs
¥159.9B
8.51%
1.01×