1.670
Revenue¥B
1.729
1.791
1.854
1.925
1.966
2.045
2.056
2.094
2.099
2.176
1.732
2.05%
2.47%
39
27.05
Revenue growth%
21.65
20.73
18.80
16.12
15.88
18.48
20.78
21.42
19.86
21.27
7.09
20.78
20.30
85
9.00
Combined R.%
82.27
82.50
79.74
83.51
82.60
81.90
81.15
81.57
81.12
81.69
11.47
81.57
81.80
81
13.01
Operating margin%
34.92
36.08
36.15
35.33
34.42
31.55
31.14
29.17
31.78
32.04
20.36
31.55
33.23
43
23.60
Net margin%
8.43
7.49
9.05
8.56
7.27
6.54
4.79
7.22
7.32
9.32
25.33
7.22
7.41
68
18.13
P/E ratio (avg)x
41.46
40.78
41.80
42.09
50.86
52.99
56.84
63.41
67.13
71.51
18.34
63.41
51.93
86
16.88
P/TBVx
14.79
12.82
13.55
12.25
12.47
12.73
13.61
13.07
11.50
11.20
27.14
12.73
12.78
77
19.07
P/Bx
28.18
29.02
26.58
26.73
27.88
27.84
26.07
24.35
25.28
25.63
21.06
25.63
26.65
43
25.38
Prem. grth%
14.77
14.50
13.52
12.92
13.40
10.56
11.52
11.68
14.45
12.78
16.49
11.68
13.16
74
18.02
Invest. yld%
10.51
12.76
11.99
14.15
16.30
15.34
13.36
10.72
10.79
10.54
8.14
10.79
12.38
80
22.97
BVPS grth%
17.61
15.91
16.43
15.27
12.37
14.56
11.89
13.47
15.07
13.02
29.64
13.47
14.82
52
25.33
Return on equity%
16.13
15.90
17.93
17.81
16.69
16.25
13.82
14.61
13.83
13.47
7.70
13.83
16.01
86
10.40
Return on assets%
15.18
12.79
11.06
9.70
10.09
9.99
10.77
13.44
12.65
12.80
18.01
12.65
11.85
87
83.63
EPS¥
101.77
95.29
106.07
110.24
114.68
112.70
103.09
94.01
84.73
90.94
90.72
(4.53%)
(2.10%)
—
8.61
EPS growth%
21.20
21.73
23.36
23.20
20.58
23.34
22.69
20.06
20.76
17.97
28.23
20.76
21.46
11
109.41
Bookvalue per sh¥
46.05
42.00
39.51
40.00
35.83
33.43
33.49
36.88
36.91
35.81
52.98
(0.01%)
(2.94%)
—
107.26
TBV/sh¥
172.45
169.21
178.96
194.23
206.91
205.43
229.53
219.73
210.70
200.32
56.59
(0.65%)
0.79%
—
63.39
Dividend per sh¥
147.28
145.35
127.24
124.72
136.34
138.08
139.31
130.96
118.11
116.89
109.34
(3.03%)
(2.92%)
—
9.21
Div yield (avg)%
21.70
20.46
17.65
17.56
17.36
16.76
15.74
13.93
15.21
12.31
25.89
15.21
17.06
5
3.67
Payout ratio%
11.95
11.74
10.87
11.52
10.83
10.46
12.43
13.12
13.73
12.45
12.60
12.45
11.85
19
5.628
Shares (diluted)M
9.263
9.103
9.793
9.777
9.474
10.83
12.91
14.13
16.70
17.98
5.676
13.67%
8.80%
70
13.53
Buyback yield%
22.31
22.37
19.57
17.78
15.69
17.23
16.54
17.40
15.95
14.96
10.68
16.54
17.32
52
0.741
D/E ratiox
0.168
0.157
0.155
0.159
0.154
0.136
0.118
0.118
0.127
0.118
1.645
0.118
0.145
88
1.725
Assets¥B
6.536
6.811
7.342
7.904
8.237
8.883
9.801
10.47
11.29
12.57
0.206
8.82%
7.57%
79
2.159
LT debt¥B
0.983
0.876
0.826
0.865
0.750
0.775
0.754
0.704
0.757
0.684
1.355
(1.85%)
(3.11%)
87
Revenue
¥2.176B
2.47%
1.00×
Claims and benefits
¥1.121B
2.72%
1.02×
Total costs
¥1.647B
2.58%
1.01×