0.826
Revenue¥B
1.089
1.161
1.224
1.267
1.336
1.433
1.515
1.632
1.695
0.855
0.940
5.99%
5.38%
53
18.08
Revenue growth%
3.33
3.18
0.40
0.57
1.71
1.37
0.69
0.40
1.73
26.21
16.08
1.37
1.13
69
27.27
Combined R.%
93.79
93.79
93.59
94.17
92.54
93.09
94.14
92.85
94.23
27.33
18.53
93.09
93.79
23
9.93
Operating margin%
27.02
28.82
27.63
27.54
30.53
27.73
28.64
27.16
29.73
13.01
25.67
28.64
28.18
94
22.11
Net margin%
7.37
10.21
10.94
10.13
7.84
10.76
10.74
12.08
12.84
14.25
3.70
10.76
10.48
66
12.07
P/E ratio (avg)x
18.22
15.72
14.74
13.60
11.79
10.98
10.03
10.34
10.50
8.353
8.497
10.50
12.69
55
11.86
P/TBVx
17.56
17.75
20.74
23.42
25.47
27.76
27.35
28.79
30.63
20.84
7.253
27.76
24.44
54
27.47
P/Bx
28.53
32.43
31.76
31.16
29.95
30.34
30.12
32.36
37.47
32.09
19.50
30.34
30.75
92
18.65
Prem. grth%
29.92
27.09
29.46
31.97
32.12
33.51
32.28
34.26
36.21
27.46
23.27
33.51
32.04
63
22.93
Invest. yld%
10.34
12.99
15.93
13.29
11.67
12.75
14.25
13.06
12.79
28.66
2.07
12.79
12.89
46
10.78
BVPS grth%
27.06
27.82
26.95
24.01
26.87
24.87
25.51
27.72
29.94
14.83
14.66
26.87
26.91
67
7.57
Return on equity%
18.74
18.37
20.18
23.17
21.77
21.58
24.33
24.88
27.38
23.12
6.21
24.33
21.67
26
29.20
Return on assets%
7.77
8.02
9.57
8.57
10.43
7.47
8.86
8.33
5.96
5.85
9.87
8.33
8.17
9
358.35
EPS¥
130.61
148.23
149.46
170.83
163.55
156.98
177.95
173.07
177.39
396.34
433.45
0.76%
3.67%
—
5.18
EPS growth%
4.56
6.77
7.24
9.98
8.11
7.09
8.97
9.67
7.48
7.91
16.27
8.11
7.48
48
378.11
Bookvalue per sh¥
242.54
239.92
262.72
260.94
278.76
256.31
252.81
242.43
242.71
107.61
495.41
(1.44%)
(1.84%)
—
193.62
TBV/sh¥
546.40
582.63
587.17
634.09
637.08
663.32
691.85
700.78
725.04
425.57
299.18
2.72%
3.63%
—
131.58
Dividend per sh¥
514.84
545.59
496.65
506.30
528.65
523.16
467.59
421.63
435.62
471.47
486.82
(2.96%)
(3.04%)
—
28.75
Div yield (avg)%
20.28
21.95
21.20
22.57
23.15
23.13
24.68
24.54
24.50
5.16
29.50
24.50
22.85
64
21.19
Payout ratio%
17.52
16.51
15.89
14.17
15.92
15.46
16.91
17.99
15.24
5.34
21.45
15.92
15.90
46
2.725
Shares (diluted)M
3.606
3.755
4.128
3.974
3.762
3.625
3.499
4.052
4.124
2.857
2.744
0.75%
2.88%
6
26.13
Buyback yield%
7.60
8.17
6.15
8.99
8.80
9.17
9.52
10.70
13.27
20.63
28.07
9.52
8.90
30
0.627
D/E ratiox
2.449
2.505
2.851
2.802
2.928
2.994
3.217
3.519
4.126
1.573
0.463
3.217
2.890
86
1.049
Assets¥B
2.647
2.886
3.065
3.262
3.625
4.046
4.400
4.752
5.110
1.159
1.118
9.39%
8.43%
31
0.601
LT debt¥B
0.777
0.809
0.791
0.786
0.835
0.877
0.878
1.016
1.148
0.104
1.133
7.87%
5.31%
86
Revenue
¥1.695B
5.38%
1.00×
Claims and benefits
¥1.015B
5.55%
1.02×
Total costs
¥1.455B
5.44%
1.01×