11.13
RevenueSR M
32.95
33.36
33.24
33.28
33.99
34.76
35.22
35.53
35.73
36.29
11.92
1.32%
1.19%
45
28.25
Revenue growth%
4.55
4.53
3.45
1.15
1.92
4.09
1.29
4.20
4.70
2.01
7.05
4.09
3.77
59
2.43
Combined R.%
90.83
91.37
89.53
88.78
91.22
91.33
90.50
92.30
92.13
91.31
13.07
91.33
91.26
58
22.17
Operating margin%
10.94
13.21
14.42
16.58
14.19
11.92
13.19
11.54
11.70
10.76
24.83
11.70
12.55
25
9.47
Net margin%
8.05
6.32
8.35
8.57
6.09
6.59
7.79
5.61
2.85
5.05
26.11
5.61
6.45
43
6.212
P/E ratio (avg)x
31.49
32.80
31.19
33.44
30.77
28.99
25.98
24.28
25.79
23.52
21.58
25.79
29.88
24
6.143
P/TBVx
39.20
42.70
45.46
46.30
50.39
49.84
55.01
61.37
61.61
62.37
29.15
61.37
50.11
22
14.60
P/Bx
42.63
45.69
51.26
57.19
58.46
54.90
63.27
62.43
71.53
72.38
18.72
63.27
57.83
58
4.18
Prem. grth%
26.50
29.07
30.84
28.91
31.47
33.09
35.51
33.55
35.67
33.04
9.94
33.55
32.25
61
25.78
Invest. yld%
8.58
6.29
5.69
5.85
8.81
5.90
5.15
2.56
2.71
0.48
19.99
2.71
5.77
49
7.93
BVPS grth%
6.69
8.14
8.06
9.27
7.84
9.78
10.53
7.71
8.23
7.98
16.00
8.23
8.10
12
22.88
Return on equity%
18.13
20.07
21.01
18.11
18.43
16.50
17.27
19.83
21.67
19.30
8.23
19.30
18.86
73
22.21
Return on assets%
13.21
11.43
13.30
13.64
13.25
14.37
15.82
18.22
19.90
21.96
8.91
18.22
14.00
37
0.46
EPSSR
0.50
0.52
0.55
0.61
0.56
0.61
0.68
0.69
0.70
0.78
0.49
7.07%
5.23%
—
4.89
EPS growth%
10.57
10.90
11.12
12.81
13.84
13.98
12.47
11.98
10.72
9.63
3.08
11.98
11.55
86
0.12
Bookvalue per shSR
0.52
0.57
0.63
0.66
0.72
0.74
0.68
0.64
0.70
0.65
0.36
(2.11%)
1.46%
—
0.44
TBV/shSR
0.53
0.51
0.52
0.56
0.59
0.68
0.72
0.77
0.86
0.84
0.40
7.31%
6.01%
—
0.14
Dividend per shSR
0.55
0.58
0.62
0.63
0.62
0.62
0.62
0.71
0.79
0.94
0.48
8.69%
5.03%
—
2.89
Div yield (avg)%
28.56
30.84
31.10
30.42
30.63
29.88
30.79
31.76
29.07
28.33
27.43
29.88
30.53
73
14.85
Payout ratio%
22.40
24.95
23.90
21.45
18.75
18.19
19.50
18.48
18.13
20.17
6.99
18.48
19.83
53
39.54
Shares (diluted)M
45.64
44.38
42.68
39.43
45.70
52.88
51.01
53.99
54.98
53.89
39.80
3.35%
2.96%
87
16.14
Buyback yield%
27.47
24.70
26.78
27.83
29.45
28.55
28.39
27.20
25.90
24.22
6.31
27.20
27.34
82
1.664
D/E ratiox
1.585
1.519
1.545
1.681
1.767
1.670
1.479
1.347
1.444
1.524
1.284
1.479
1.534
53
30.69
AssetsSR M
74.43
78.07
82.85
89.19
98.08
101.5
108.7
119.4
131.4
140.2
2.501
7.41%
7.45%
66
16.44
LT debtSR M
39.70
40.83
41.50
40.33
43.40
49.80
54.94
60.79
66.47
67.10
15.43
9.11%
7.33%
92
Claims and benefits
1.41%
1.02×