27.56
RevenueSR M
82.76
85.49
86.55
86.19
87.87
89.12
92.35
95.47
97.82
100.9
29.11
2.81%
2.19%
16
27.08
Revenue growth%
24.84
27.22
29.67
28.03
30.23
29.29
30.37
27.92
30.33
33.33
24.90
30.33
29.48
88
22.75
Combined R.%
91.92
89.16
90.84
88.90
90.81
92.82
90.92
90.34
89.36
90.64
11.82
90.64
90.72
7
11.64
Operating margin%
2.34
0.57
0.40
2.29
2.61
5.43
6.73
8.79
10.81
12.05
19.39
8.79
4.02
13
10.99
Net margin%
20.59
18.92
21.51
23.28
23.61
24.90
24.99
24.75
23.95
25.36
22.23
24.90
23.78
50
20.15
P/E ratio (avg)x
37.29
38.16
38.13
45.55
45.94
51.74
57.51
65.39
74.63
86.04
24.28
65.39
48.84
82
25.43
P/TBVx
7.366
6.774
5.979
5.998
5.537
5.071
5.298
4.548
4.554
4.753
9.608
4.753
5.418
30
24.54
P/Bx
33.49
35.77
36.16
40.64
39.88
39.79
45.50
44.90
48.69
50.78
16.88
45.50
40.26
94
14.55
Prem. grth%
25.15
23.46
25.79
25.65
27.92
27.21
25.22
23.28
22.24
22.19
27.60
23.28
25.19
69
19.45
Invest. yld%
12.10
14.13
13.35
15.41
15.95
17.11
16.41
17.37
16.45
18.19
16.51
17.11
16.18
43
4.40
BVPS grth%
22.64
24.58
22.77
23.46
22.86
20.53
21.98
23.71
24.14
24.39
27.27
23.71
23.16
62
23.47
Return on equity%
6.47
5.44
3.97
2.35
2.96
4.77
7.53
6.78
5.38
6.85
4.89
6.78
5.41
65
2.73
Return on assets%
19.86
20.66
18.93
19.92
19.73
17.06
17.02
19.14
17.21
15.09
19.50
17.06
19.04
72
0.44
EPSSR
0.39
0.37
0.35
0.32
0.27
0.25
0.24
0.26
0.26
0.23
0.46
(3.32%)
(4.50%)
—
26.10
EPS growth%
19.32
17.72
16.50
17.32
15.87
18.29
18.51
20.77
20.07
22.99
3.70
20.07
18.40
31
0.24
Bookvalue per shSR
0.67
0.72
0.70
0.71
0.80
0.79
0.79
0.86
0.87
0.97
0.33
3.97%
3.43%
—
0.45
TBV/shSR
1.37
1.45
1.64
1.65
1.86
2.20
2.38
2.77
2.90
2.98
0.47
9.91%
9.59%
—
0.72
Dividend per shSR
0.90
1.02
1.09
1.10
1.18
1.21
1.14
1.05
1.20
1.39
0.63
3.29%
4.41%
—
19.46
Div yield (avg)%
8.59
6.78
6.31
7.84
9.30
6.65
7.74
9.73
7.46
5.79
6.88
7.46
7.60
14
27.78
Payout ratio%
21.72
18.86
19.06
17.73
15.12
14.90
16.01
18.67
21.36
22.04
20.75
18.67
18.77
46
43.92
Shares (diluted)M
63.83
70.06
67.96
71.49
71.17
79.76
81.01
88.49
96.40
109.6
43.33
9.01%
6.79%
45
21.25
Buyback yield%
12.02
11.43
10.36
7.42
9.86
9.10
10.28
9.95
11.55
14.15
7.71
10.28
10.32
54
0.305
D/E ratiox
0.203
0.222
0.211
0.188
0.184
0.200
0.198
0.213
0.183
0.194
1.071
0.198
0.199
6
28.68
AssetsSR M
110.2
118.5
134.6
139.8
149.8
154.4
169.7
177.8
189.1
206.6
72.14
6.64%
6.99%
47
40.75
LT debtSR M
14.59
16.52
20.00
22.13
22.32
22.44
26.75
26.93
29.36
32.83
24.06
8.02%
8.20%
7
Claims and benefits
2.01%
0.98×