5.568
Revenue₺B
5.856
5.998
6.163
6.222
6.345
6.506
6.602
6.798
7.078
7.428
5.681
3.20%
2.53%
19
14.74
Revenue growth%
25.20
24.13
21.88
23.69
25.23
27.63
28.84
29.20
28.71
26.12
5.87
28.71
25.68
28
4.77
Combined R.%
77.46
77.31
78.02
78.74
77.10
76.52
76.62
75.78
77.83
77.32
19.34
76.62
77.32
87
13.57
Operating margin%
16.14
15.20
12.74
14.31
14.31
14.69
16.83
18.45
19.93
21.28
25.90
18.45
15.67
33
9.01
Net margin%
0.40
2.52
3.05
3.89
2.40
3.04
3.94
1.88
0.97
1.67
8.51
1.88
2.46
54
18.36
P/E ratio (avg)x
29.39
27.29
26.13
28.00
27.26
28.08
30.88
34.50
35.67
34.95
25.95
34.50
28.73
87
8.039
P/TBVx
31.26
29.78
32.92
31.30
34.54
38.41
33.77
30.38
32.32
28.43
9.996
32.32
31.81
51
14.57
P/Bx
33.49
31.82
32.93
34.82
38.84
43.86
45.70
48.91
51.12
54.77
33.46
48.91
41.35
79
26.69
Prem. grth%
23.37
23.72
26.53
29.03
31.11
30.37
29.82
28.50
30.12
31.19
2.08
30.12
29.42
41
8.56
Invest. yld%
13.68
11.92
11.95
10.03
8.02
10.13
10.49
12.33
11.11
13.29
19.32
11.11
11.51
39
8.39
BVPS grth%
12.22
15.03
17.73
15.15
16.45
15.18
16.31
17.61
20.30
20.56
28.97
17.61
16.38
8
21.56
Return on equity%
26.56
28.67
28.03
28.29
28.53
26.66
25.03
26.20
24.07
26.10
23.29
26.10
26.61
26
21.91
Return on assets%
26.34
28.32
27.67
26.89
24.46
22.48
24.32
23.93
23.38
22.98
17.37
23.38
24.39
48
14.29
EPS₺
9.08
8.51
8.62
7.94
7.60
7.89
8.85
8.25
8.89
8.59
15.47
2.48%
(0.76%)
—
20.64
EPS growth%
26.79
26.28
23.83
25.44
27.12
26.01
23.81
23.11
23.76
21.41
28.49
23.76
24.64
63
13.53
Bookvalue per sh₺
9.16
9.28
9.66
9.35
9.06
8.88
9.88
9.48
8.54
9.24
11.40
0.40%
(0.32%)
—
12.54
TBV/sh₺
8.69
8.24
8.21
9.20
9.80
9.96
9.29
8.76
9.75
10.42
9.06
1.23%
0.85%
—
7.47
Dividend per sh₺
7.64
8.31
8.01
9.20
10.07
11.57
12.90
13.93
12.72
12.41
8.94
4.28%
6.02%
—
12.61
Div yield (avg)%
0.40
0.67
0.40
0.88
0.40
0.52
0.40
0.40
0.40
3.38
28.05
0.40
0.40
15
5.64
Payout ratio%
16.97
17.02
15.57
14.42
12.80
10.75
13.65
10.95
13.85
12.94
15.07
12.94
13.75
38
166.1
Shares (diluted)M
246.0
260.2
260.8
230.9
239.0
253.6
252.1
257.2
268.6
254.1
164.4
1.23%
1.20%
66
19.60
Buyback yield%
13.76
12.18
13.80
15.03
17.62
20.02
18.76
21.10
18.69
16.27
28.93
18.76
16.95
33
0.128
D/E ratiox
2.435
2.467
2.665
2.867
2.820
3.412
4.035
4.421
4.647
4.758
1.239
4.421
3.139
10
0.339
Assets₺B
13.64
14.77
15.55
17.52
18.61
19.96
21.35
23.61
25.62
27.86
0.619
8.41%
8.78%
62
2.890
LT debt₺B
5.940
5.891
7.072
7.795
8.193
8.290
9.637
10.36
10.61
11.90
4.975
7.75%
8.98%
22
Revenue
₺7.428B
2.53%
1.00×
Claims and benefits
₺3.536B
2.78%
1.02×
Total costs
₺5.383B
2.55%
1.00×