67.36
Revenue¥M
57.60
57.21
56.99
58.33
60.40
60.67
62.63
61.87
63.10
62.48
71.25
0.68%
0.89%
61
25.85
Revenue growth%
28.64
27.15
28.27
30.02
28.02
28.00
25.76
26.41
25.68
27.55
16.76
26.41
27.78
64
26.92
Combined R.%
88.19
88.57
88.18
89.76
89.52
89.69
90.95
89.43
88.90
88.28
25.82
89.43
89.17
58
15.55
Operating margin%
2.09
0.40
0.89
2.92
1.50
1.44
0.92
2.30
3.93
5.91
5.70
2.30
1.79
40
23.08
Net margin%
22.06
24.42
24.76
23.14
22.86
20.62
17.73
16.05
14.84
13.91
26.65
16.05
21.34
65
24.70
P/E ratio (avg)x
17.31
18.35
17.41
18.26
18.86
19.50
20.67
20.94
24.64
26.63
36.49
20.94
19.18
50
28.66
P/TBVx
26.52
30.74
35.36
33.93
37.44
39.11
38.72
38.71
37.01
42.35
24.65
38.72
37.22
63
28.38
P/Bx
13.65
14.78
13.44
14.05
14.60
14.38
13.05
12.35
13.53
13.91
18.81
13.53
13.78
71
9.46
Prem. grth%
22.24
19.88
19.63
22.57
21.78
21.26
20.10
20.56
21.85
21.95
7.73
21.26
21.52
83
28.57
Invest. yld%
31.11
33.55
33.60
35.94
33.85
31.07
32.27
29.76
28.39
25.45
11.95
29.76
31.69
62
18.17
BVPS grth%
21.51
22.33
21.73
19.86
20.14
20.45
22.96
20.93
23.36
24.81
15.24
22.96
21.62
25
11.35
Return on equity%
14.06
12.35
10.14
12.33
9.54
6.72
4.65
1.79
3.15
1.29
10.06
3.15
8.13
38
7.71
Return on assets%
30.82
30.21
28.33
29.23
29.28
27.91
30.76
31.37
31.48
29.11
25.55
30.76
29.74
19
0.03
EPS¥
0.09
0.09
0.11
0.12
0.13
0.13
0.13
0.12
0.13
0.13
0.03
0.19%
3.52%
—
3.68
EPS growth%
25.43
26.54
29.34
27.91
26.31
25.69
25.80
28.59
29.86
29.48
27.03
28.59
27.22
60
0.07
Bookvalue per sh¥
0.14
0.16
0.17
0.19
0.21
0.22
0.24
0.29
0.34
0.41
0.09
14.29%
11.87%
—
0.04
TBV/sh¥
0.04
0.05
0.05
0.05
0.06
0.05
0.05
0.05
0.05
0.05
0.05
(1.91%)
3.74%
—
0.03
Dividend per sh¥
0.10
0.11
0.10
0.09
0.10
0.11
0.11
0.11
0.12
0.12
0.05
4.33%
1.95%
—
4.03
Div yield (avg)%
16.07
17.27
17.88
17.32
19.66
21.60
19.47
22.14
24.71
23.79
10.40
22.14
19.57
13
4.04
Payout ratio%
11.95
11.18
12.06
10.36
7.57
7.57
6.24
6.20
4.24
4.88
23.02
6.20
7.57
20
365.0
Shares (diluted)M
476.0
435.8
468.4
465.0
456.7
494.5
475.5
528.9
496.6
487.5
350.8
1.31%
1.12%
16
4.08
Buyback yield%
13.69
15.39
14.70
16.02
13.61
11.52
12.49
9.89
9.32
11.62
23.03
11.52
13.05
63
0.597
D/E ratiox
0.495
0.458
0.394
0.354
0.304
0.301
0.296
0.286
0.310
0.315
0.290
0.301
0.312
60
14.82
Assets¥M
21.93
23.76
25.29
27.28
29.98
31.45
34.35
38.71
39.69
43.23
56.92
7.60%
8.16%
93
3.460
LT debt¥M
31.39
30.81
33.94
30.89
33.78
32.95
37.09
35.07
33.41
33.94
63.55
0.09%
0.22%
41
Revenue
¥62.48M
0.89%
1.00×
Claims and benefits
¥37.44M
0.87%
1.00×
Total costs
¥50.43M
0.90%
1.00×