0.572
Revenue¥B
3.694
3.710
3.715
3.732
3.697
3.772
3.721
3.744
3.795
3.790
0.591
0.50%
0.45%
80
5.63
Revenue growth%
3.39
1.40
1.63
4.57
6.67
8.37
6.82
9.58
10.24
10.38
9.23
9.58
6.74
46
9.15
NIM%
36.22
34.68
35.07
34.00
36.98
36.02
37.38
38.42
36.43
35.23
12.30
36.43
36.12
92
14.30
Effic. R.%
13.36
11.79
12.83
14.31
12.58
13.89
15.55
12.84
11.89
8.93
16.86
12.84
12.84
51
23.40
Net margin%
14.53
12.63
9.72
10.19
11.86
13.97
15.75
16.04
14.40
16.75
13.05
15.75
14.18
86
9.714
P/E ratio (avg)x
28.52
29.90
28.48
29.22
28.29
25.95
29.49
29.63
28.17
30.00
18.04
29.49
28.87
84
9.006
P/TBVx
17.41
19.56
20.96
23.63
24.82
22.93
22.67
26.00
25.51
25.84
9.586
25.51
23.28
23
20.22
P/Bx
6.353
6.478
6.165
5.592
5.762
5.360
5.995
5.558
5.555
5.580
20.50
5.558
5.677
71
0.158
NII¥B
2.713
2.745
2.731
2.778
2.749
2.809
2.718
2.796
2.761
2.813
1.007
0.46%
0.45%
—
12.61
NII grth%
8.33
7.98
6.68
4.28
6.89
6.03
6.05
7.50
7.58
7.07
3.70
7.07
6.98
56
21.84
ROTE%
11.30
10.43
10.75
9.14
10.78
10.34
8.92
11.77
11.42
13.75
8.14
11.42
10.77
58
29.12
Return on equity%
19.16
16.48
18.84
19.99
22.85
24.35
21.48
24.33
24.83
22.22
22.85
24.33
21.85
77
14.15
Return on assets%
30.55
31.41
34.20
34.86
36.93
39.54
37.15
39.16
41.91
38.95
24.44
39.16
37.04
7
41.09
EPS¥
20.57
22.86
23.81
23.17
25.20
26.19
28.38
27.58
31.82
32.80
45.63
5.42%
6.40%
—
5.84
EPS growth%
14.97
13.44
13.21
15.76
17.18
17.43
19.44
20.38
23.26
23.32
11.25
20.38
17.30
44
35.41
Bookvalue per sh¥
17.98
20.58
19.41
17.94
19.07
17.83
16.96
17.55
17.54
18.30
68.20
(0.82%)
0.38%
—
81.17
TBV/sh¥
89.21
103.90
116.64
136.82
158.75
170.14
165.08
157.77
177.71
178.21
86.98
2.34%
6.99%
—
71.65
Dividend per sh¥
57.66
57.85
62.33
62.59
59.64
52.13
56.26
58.14
59.26
58.20
41.16
(0.49%)
0.31%
—
6.74
Div yield (avg)%
26.25
24.81
25.55
24.22
26.89
29.14
27.65
30.60
33.37
30.88
2.21
30.60
27.27
73
5.87
Payout ratio%
5.67
3.08
0.40
3.31
2.59
4.21
3.80
2.00
3.77
6.60
4.33
3.80
3.54
57
27.24
Shares (diluted)M
26.43
27.44
25.84
26.79
25.86
30.08
29.94
32.46
35.91
37.04
26.04
7.45%
2.79%
42
13.86
Buyback yield%
20.06
18.60
19.39
18.87
17.67
15.13
14.02
13.36
10.39
7.79
26.64
13.36
16.40
10
161.62
Eq/Assets%
198.40
203.82
219.39
216.85
201.30
185.21
195.23
199.19
222.85
212.88
17.61
199.19
202.56
57
3.058
Assets¥B
3.258
3.614
3.838
4.175
4.626
5.065
5.271
5.782
6.159
6.603
2.603
7.38%
8.50%
53
3.248
LT debt¥B
1.267
1.317
1.378
1.480
1.677
1.940
2.316
2.507
2.451
2.351
0.974
6.99%
6.73%
55
Total assets
¥6.603B
8.50%
2.16×
Revenue
¥3.790B
0.45%
1.00×
Non-interest expense
¥1.975B
0.52%
1.01×
Net interest income
74.23%
Non-interest income
25.77%