11.44
Revenue$M
15.27
15.66
16.49
17.47
18.50
18.93
19.30
19.93
20.75
21.11
12.13
2.67%
3.86%
61
9.77
Revenue growth%
32.24
29.27
31.31
30.83
33.68
34.76
37.59
37.99
37.13
34.42
13.86
37.13
34.05
22
22.61
NIM%
6.31
7.90
7.05
5.61
6.75
4.11
5.98
7.68
6.56
5.13
29.40
5.98
6.44
90
15.92
Effic. R.%
0.40
0.40
0.40
0.40
0.40
2.74
5.65
3.35
3.98
6.68
17.46
3.98
1.57
90
24.55
Net margin%
20.31
18.16
20.55
22.86
22.80
21.29
20.08
19.93
18.70
15.89
9.91
19.93
20.19
76
10.25
P/E ratio (avg)x
20.25
19.03
16.91
17.15
15.05
15.77
16.37
16.97
16.10
14.70
17.55
16.10
16.64
41
25.60
P/TBVx
20.03
19.80
22.63
25.46
27.04
30.43
32.50
37.47
35.89
34.34
14.24
34.34
28.74
56
14.80
P/Bx
9.436
10.20
10.33
9.099
9.705
10.50
11.30
9.656
9.645
9.207
35.56
9.656
9.681
56
8.889
NII$M
9.053
9.176
9.968
10.32
11.11
11.36
11.42
12.06
12.29
12.42
3.670
2.26%
3.68%
—
25.60
NII grth%
20.13
19.19
19.68
21.73
22.17
23.97
25.31
25.41
24.91
24.93
29.35
24.93
23.07
38
17.84
ROTE%
25.99
22.99
25.27
25.53
23.59
26.47
26.17
25.77
27.17
28.05
2.25
26.47
25.88
88
21.90
Return on equity%
18.70
18.61
20.66
21.78
24.62
25.71
27.31
29.93
32.91
30.45
18.35
29.93
25.16
52
5.56
Return on assets%
10.14
10.33
11.13
10.13
9.70
10.33
11.78
9.29
10.28
8.51
3.48
10.28
10.21
13
0.10
EPS$
0.43
0.46
0.48
0.44
0.39
0.38
0.35
0.37
0.38
0.35
0.10
(2.14%)
(1.16%)
—
14.47
EPS growth%
19.45
19.35
17.25
18.30
17.11
19.76
20.71
18.07
15.33
15.29
11.68
18.07
18.19
55
0.18
Bookvalue per sh$
0.69
0.71
0.71
0.73
0.85
0.96
0.92
0.86
0.80
0.90
0.31
1.30%
2.06%
—
0.26
TBV/sh$
0.33
0.32
0.30
0.31
0.31
0.32
0.31
0.32
0.34
0.32
0.61
0.74%
(1.44%)
—
0.52
Dividend per sh$
0.32
0.31
0.31
0.29
0.28
0.26
0.28
0.32
0.37
0.40
0.48
7.33%
2.02%
—
27.00
Div yield (avg)%
29.72
27.06
25.69
23.64
25.14
23.90
22.55
21.60
20.65
18.00
20.68
21.60
23.77
86
7.38
Payout ratio%
13.16
14.91
17.65
20.41
23.10
23.87
22.47
20.64
20.56
19.21
26.33
20.64
20.49
27
16.86
Shares (diluted)M
19.16
19.60
18.20
18.32
20.65
19.51
21.74
23.05
23.91
24.22
16.75
3.24%
3.42%
35
11.38
Buyback yield%
0.40
0.40
0.40
0.40
0.40
2.64
3.20
2.67
2.31
0.40
23.69
2.64
0.40
65
60.95
Eq/Assets%
178.25
202.55
208.80
237.22
255.90
305.14
328.19
341.63
340.96
335.16
113.33
335.16
280.52
84
8.142
Assets$M
67.49
73.61
81.50
85.96
92.40
102.4
114.7
124.4
135.8
145.8
4.227
9.55%
9.13%
39
2.818
LT debt$M
19.10
20.70
19.37
18.19
17.55
20.18
21.72
21.48
22.65
26.16
8.828
8.32%
2.82%
62
Total assets
$145.8M
9.13%
1.64×
Revenue
$21.11M
3.86%
1.00×
Non-interest expense
$9.685M
3.42%
0.96×
Net interest income
58.84%
Non-interest income
41.16%