2.766
Revenue¥B
2.384
2.564
2.726
2.970
3.171
3.362
3.531
3.694
3.985
4.248
3.004
6.02%
6.56%
65
27.25
Revenue growth%
26.73
29.62
31.83
30.02
27.67
24.87
26.94
26.99
24.75
22.86
28.85
24.87
26.97
70
23.03
NIM%
22.46
24.71
25.66
28.42
28.59
26.33
25.09
25.75
26.52
24.05
7.87
25.75
25.71
93
22.94
Effic. R.%
23.19
26.15
24.27
21.54
21.67
22.17
25.01
24.09
25.72
27.14
4.16
25.01
24.18
37
24.41
Net margin%
13.07
13.72
14.63
17.55
17.06
19.06
17.16
14.23
16.50
13.58
16.13
16.50
15.57
50
24.03
P/E ratio (avg)x
45.27
49.25
53.88
58.69
57.06
65.13
76.25
74.26
78.71
90.40
27.76
76.25
61.91
66
36.80
P/TBVx
8.737
8.797
8.476
8.497
9.072
10.39
10.93
11.46
12.95
14.73
34.66
11.46
9.729
36
28.76
P/Bx
30.52
31.75
35.16
34.20
39.35
37.51
36.70
34.79
36.51
40.91
19.17
36.70
35.83
32
1.248
NII¥B
1.428
1.551
1.646
1.767
1.889
2.049
2.129
2.237
2.420
2.549
3.500
6.17%
6.51%
—
28.13
NII grth%
20.12
18.13
16.82
19.11
18.38
21.05
22.03
23.37
25.18
22.33
25.08
22.33
20.58
68
24.57
ROTE%
29.29
27.73
25.05
23.52
20.79
22.98
20.02
19.28
17.11
15.21
3.87
19.28
21.88
16
23.34
Return on equity%
12.66
12.75
14.29
16.09
15.63
15.36
14.90
16.16
16.35
19.00
29.01
16.16
15.49
77
16.56
Return on assets%
2.73
3.46
2.49
3.20
0.97
2.53
1.05
0.40
0.40
0.48
29.13
0.48
1.77
6
105.01
EPS¥
102.88
97.26
87.52
91.16
93.56
95.81
88.11
84.16
78.00
82.66
117.20
(2.45%)
(3.64%)
—
28.23
EPS growth%
19.46
19.23
21.24
21.91
24.55
25.78
26.00
23.60
26.23
25.54
6.90
25.78
24.07
32
36.48
Bookvalue per sh¥
31.01
29.02
28.75
30.26
28.63
29.72
31.13
30.10
30.01
28.37
113.58
(0.18%)
(1.79%)
—
123.45
TBV/sh¥
147.40
158.17
144.70
143.61
131.91
125.78
116.17
110.60
117.04
124.36
93.30
(1.17%)
(2.55%)
—
157.93
Dividend per sh¥
130.24
117.30
107.50
112.12
124.81
118.49
108.83
115.82
122.50
125.27
75.51
0.07%
0.67%
—
5.15
Div yield (avg)%
28.67
29.13
27.62
26.31
24.45
23.62
21.64
23.07
24.76
22.34
22.16
23.07
24.61
17
14.20
Payout ratio%
25.14
26.56
28.01
28.53
28.19
26.08
26.61
25.82
23.97
22.22
25.92
25.82
26.32
74
9.214
Shares (diluted)M
13.24
12.83
15.31
15.49
16.42
16.45
18.31
20.11
23.56
27.54
9.723
10.90%
7.90%
55
12.24
Buyback yield%
22.68
24.37
23.99
21.92
20.41
22.58
24.50
24.68
27.52
25.43
20.01
24.68
24.18
34
120.44
Eq/Assets%
118.24
112.37
100.21
94.50
84.89
87.04
83.80
91.11
100.67
102.60
59.74
91.11
97.36
41
1.159
Assets¥B
11.13
12.50
13.06
14.28
15.05
15.87
17.46
17.96
20.47
22.27
1.681
8.15%
7.71%
32
3.457
LT debt¥B
4.670
5.192
5.414
5.472
6.303
7.243
7.079
8.103
8.031
9.038
2.602
7.48%
7.64%
39
Total assets
¥22.27B
7.71%
1.11×
Revenue
¥4.248B
6.56%
1.00×
Non-interest expense
¥2.021B
6.91%
1.03×
Net interest income
60.00%
Non-interest income
40.00%